Getting fit takes willpower. Earning a degree takes determination. Reaching your career goals takes hard work. In short, success takes commitment.

And the same is true when it comes to your finances. Today, we’ll explore what changes when you commit to managing money God’s way.

You’ve heard the saying, “Things worth doing are worth doing well.” And when it comes to your finances, there are certainly some things worth doing—like saving for the future, creating a spending plan, paying down debt, giving generously, and living with honesty and integrity.

If you want to see real results in any area of life, it’s going to take effort—sometimes a lot of it. And that’s true for your financial life, too. Following biblical financial principles takes determination, planning, patience, and even sacrifice. So, why is it worth the effort?

Because while commitment requires something of us, it also gives something to us. When we live with faith and integrity in our finances, we experience peace, contentment, and even joy. It’s not just about doing the right thing—it’s about being transformed more and more into who God wants us to be.

Joining God in His Work

When you honor Him with your finances, you join in His work, bringing mercy and blessing to others. And as you experience His provision personally, your faith deepens, and your story becomes a testimony to encourage others.

The Bible is filled with examples of faithful commitment. Hebrews chapter 11 is sometimes called the “Hall of Faith” because it highlights men and women who trusted God, even when they couldn’t see the outcome. Abraham, Moses, Rahab—they placed their hope in God’s promises before Christ ever came.

But the ultimate example of commitment is Jesus Himself. Hebrews 12:2 says:

“For the joy set before him, he endured the cross, scorning its shame, and sat down at the right hand of the throne of God.”

A Savior who gave everything to redeem us is more than worthy of our full devotion in return.

Faith lies at the heart of such a commitment, especially when it comes to finances. Hebrews 11:1 defines faith as:

“Confidence in what we hope for and assurance about what we do not see.”

That means trusting God’s promises, even when circumstances feel uncertain.

Who’s Really in Charge?

So, committing to manage money God’s way starts with faith, but it also requires surrender. That means asking: who’s really in charge—me, or the Lord?

In Matthew 6:24, Jesus says:

“No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.”

That’s a heavy reminder for all of us. We can’t be fully committed to both God and money. One will always take priority, and when it’s not the Lord, we will feel that tension.

Here are a few honest questions to consider:

• Do financial worries consume your thoughts?
• Do you find yourself chasing more and more money, more stuff, more status?
• Is your sense of security tied to your job or investments?

If you answered yes to any of those, you’re not alone. Many of us wrestle with divided hearts. It’s easy to lean on what we can see, especially when life feels uncertain. But money, career, or comfort can never offer the lasting peace only God provides.

Choosing to follow God’s financial principles takes daily trust and perseverance. Galatians 6:9 offers this encouragement:

“Let us not grow weary of doing good, for in due season we will reap, if we do not give up.”

Another gift of commitment is the encouragement we receive from God’s people. You weren’t meant to follow Jesus—or manage your finances—on your own.

Colossians 3:12–15 paints a powerful picture of Christian community:

“As God’s chosen people, holy and dearly loved, clothe yourselves with compassion, kindness, humility, gentleness and patience… Let the peace of Christ rule in your hearts, since as members of one body you were called to peace.”

If you’ve ever felt like giving up on your budget or putting off your giving goals, you’re not alone—we all face struggles. But if everything were easy, we’d never grow stronger.

Walking With You

That’s why we’re here at FaithFi—to walk alongside you. Whether you’re just starting out or have walked this path for a long time, we want to offer help rooted in grace, wisdom, and truth.

Most of all, we want you to experience the joy of following Jesus with every part of your life, including your finances. Because true freedom doesn’t come from having more—it comes from trusting the One who gave everything for you.

On Today’s Program, Rob Answers Listener Questions:

• I turned 65 in March and am now eligible for Medicare; however, I remain employed and have employer-sponsored health insurance that includes an HSA, which I continue to contribute to. I’ve received conflicting information—can I delay Medicare enrollment and still have both my employer and I contribute to my HSA?
• I’m a 73-year-old widow and have been retired since 2017. When I retired, I rolled my 401(k) into an IRA, and that money is currently sitting in a Fidelity money market account. I also have an emergency fund with about $50,000. Given my situation, what would you recommend I do?
• I’m a recent immigrant to the U.S. and travel frequently to visit family abroad, which has led to long employment gaps. Even though I have an excellent credit score, I’m having trouble getting approved for housing because landlords and lenders want to see consistent income. Is there a way to circumvent this challenge?

Resources Mentioned:

• Faithful Steward: FaithFi’s New Quarterly Magazine (Become a FaithFi Partner)
• Movement Mortgage
• Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money
• Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety
• Rich Toward God: A Study on the Parable of the Rich Fool
• Find a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)
• FaithFi App

Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God’s resources.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.