In this episode of Pressures of Privilege, host Diana Oehrli sits down with Howard Kaplan, CEO and founder of Personal Strategic Design, who spent 30 years as a Harvard MBA, CPA, and wealth manager telling accomplished people how to retire, before his own life forced him to admit that doing everything right hadn't delivered what he actually wanted.
Now he helps successful people in the second half of life find health, happiness, and emotional prosperity, drawing on life design training with Stanford's Bill Burnett and personal mastery work with Srikumar Rao. He didn't build his own next chapter until his 60s, and his upcoming book is proof the door doesn't shut when everyone says it does.
Howard traces the moment that changed everything: a month before turning 50, sitting at a Cheesecake Factory with his wife Sherry, then wandering into a Barnes & Noble and picking up a book called "Are You Ready to Succeed?" That single afternoon led him to call the author, enroll in a 10-week immersion program, and start unraveling why a Harvard MBA and a thriving CPA background still hadn't made him feel like he'd succeeded.
They get into why Howard now refuses to use the word "retirement" at all (he says it literally means coming to an end), what he calls "the gift years" instead, and the health scare he had to face before he could ask anyone else to change their life.
By the end of this episode, you will know...
→ Why Howard believes the word "retirement" is the actual problem, and the "gift years" reframe he uses instead.
→ The Cheesecake Factory afternoon that sent a Harvard MBA, CPA, and 30-year wealth manager into a decade of what he calls "personal R&D."
→ Why he hid a type 2 diabetes diagnosis for years, and what becoming "the role model" for his own son finally forced him to confront.
→ The "internal operating system," beliefs, patterns, self-talk, and identity that Howard says have to shift before anyone can design what's next.
→ Why real change requires both pain and a clear vision, and what happens when people escape the pain without ever building the vision.
→ The five areas Howard uses instead of the traditional "wheel of life," and why it stops being about money once someone reaches this stage.
→ Why he split his own practice in half once he studied the Experience Economy, keeping products and services on one side and transformation on the other.
This episode is for anyone who has done everything they were supposed to do, built the career, hit the number, and still feels like something hasn't clicked yet.