The Priority of Retirement

About Paul Ollinger: Paul Ollinger is a nationally touring comedian and author of Reasonably Happy: The Skeptic's Guide to Achievable Contentment. He has performed over 1,000 shows, including at top festivals, and opened for legends like Norm MacDonald, Dave Attell, and Roseanne Barr.

A former Facebook VP of Sales and one of its first 250 employees, Paul managed a team responsible for 35% of the company's revenue. After retiring at 42, he launched the Crazy Money podcast to explore the connections between money, happiness, and meaning, featuring guests like Judd Apatow, LL Cool J, Dr. Drew Pinsky, and Guy Raz.

In this episode, Shawn and Paul Ollinger discuss:

• The nuanced relationship between wealth and happiness
• The identity and lifestyle challenges of early retirement
• Importance of purpose and planning beyond financial security
• Using humor as a lens for self-reflection and fulfillment

"Work provides you with a place in the world, peers that sometimes can be frustrating but are really your community, whether you believe it or not." — Paul Ollinger

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Paul Ollinger is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Reasonably Happy Podcast is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Don Gleason: Don Gleason, CEO and President of Achieve New Heights, leverages his passion to 'help people find the career that energizes them and the life that fulfills them.' He discovered early on his passion to 'clean America’s waters' and later to 'lead teams to new heights.' After 42 years in military and corporate leadership positions, he now helps others find their passion, as many know the destination but not the path.

Key Takeaways:

• Starting retirement planning by age 40 allows for the benefits of compounding and lowers the risk of financial strain, as waiting until later years significantly limits financial growth potential.
• Balancing a financial retirement plan with healthcare preparation is crucial, as both health maintenance and potential rising healthcare costs become essential factors in financial stability.
• Regular self-assessment, including identifying personal successes and gaps, enables individuals to make better life and career adjustments, which ultimately supports more fulfilling retirements.
• Establishing multiple income sources—such as pensions, Social Security, savings, and personal investments—adds resilience to a retirement plan and helps ensure that financial goals can be met despite market fluctuations. 

"You don't wander into success. Success comes from planning—figuring out where I want to go, what I want to do, and how to get there." — Don Gleason

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Don Gleason is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Achieve New Heights is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Mark Hansen: Mark Hansen is the host of The Quiet Part and the founder of Second Comma, where he specializes in financial planning for single-income families. As a devoted husband and father, Mark understands the challenges of balancing present needs with future goals. Passionate about empowering families to navigate their financial journeys, he transitioned from corporate roles to independent advising after realizing his true calling lay in helping others. Through his podcast and e-book, Mark shares his insights and process, guiding listeners toward a more intentional approach to personal finance.

In this episode, Shawn and Mark Hansen discuss:

• Career transitions and their impact on personal fulfillment
• The role of family and personal priorities in major life decisions
• The importance of long-term financial and retirement planning
• Common challenges in planning for future financial stability

"The last untouched year is the greatest potential for growth from compound interest. So when you delay retirement by a year, that’s the year you’re sacrificing. You’re not sacrificing the first year; you’re always sacrificing the last year. And the last year is always potentially the biggest year." — Mark Hansen

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Mark Hansen is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Truest Fan Coaching is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Ben Tuscai: Ben Tuscai is the Vice President of Financial Planning and a Wealth Advisor at Sunpointe Investments, where he focuses on helping Family Office and Wealth Management clients create personalized financial plans. He believes that understanding each individual involved is essential to successful planning. Ben holds an undergraduate degree from Immaculata University and a Master’s in Public Administration from West Chester University of Pennsylvania. Before joining Sunpointe, he spent seven years at The Vanguard Group, coaching advisors on financial planning, investments, and business management, and he is a Certified Financial Planner™ professional.

In this episode, Shawn and Ben Tuscai discuss:

• Personalization in financial planning
• The evolving role of technology in financial advising
• Generational wealth and family office complexities
• Changing landscape of retirement planning

"As technology continues to progress, we're going to see ourselves continue to branch into other areas." — Ben Tuscai

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Ben Tuscai is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Sunpointe Investments is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Ron Blue: Ron Blue is the founder of the Ron Blue Institute and several other organizations, including Ronald Blue Trust, Kingdom Advisors (KA), and the National Christian Foundation (NCF). KA trains Christian financial professionals to integrate biblical wisdom, and NCF helps people develop biblically based strategies for faithful and generous living. Ron has authored over twenty books on personal finance from a Biblical perspective. The Ron Blue Institute supports Christian universities, churches, schools, and financial professionals globally, sharing Ron’s decades of expertise through publications, curriculum development, courses, and consultations.

Key Takeaways:

• Biblical financial literacy is essential, with over 2,300 Bible verses on money, illustrating the importance of understanding and applying scriptural principles in making sound financial decisions.
• Achieving contentment and generosity requires intentional limits, such as setting a "finish line" on lifestyle and accumulation, which allows individuals to focus more on giving and less on personal wealth.
• Viewing financial decisions as spiritual choices encourages individuals to see actions like tithing, spending, or saving as reflections of their faith and values, aligning their money management with biblical teachings.
• The Ron Blue Institute's partnerships with universities and churches are key in expanding access to financial education, using biblical principles to teach individuals how to manage money wisely while integrating faith-based wisdom into their financial lives.

"Generosity and financial stewardship are outcomes of a transformed heart." — Ron Blue

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Ron Blue is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Ron Blue Institute is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

Adrian Brambila, a self-made millionaire who gained TikTok fame by earning $1.7 million while living in a van, and Dr. Brad Klontz, a leading authority on wealth psychology, have combined their unique expertise in Start Thinking Rich: 21 Harsh Truths to Take You from Broke to Financial Freedom. This book blends Adrian's real-world financial success with Dr. Klontz's academic insights to offer a tough-love, actionable guide for achieving financial independence. It encourages readers to confront harmful money habits and develop strategies for saving, investing, and growing wealth.

In this episode, Shawn, Adrian, and Dr. Brad discuss:

• How mindset influences financial success and wealth accumulation
• Various approaches to achieving financial independence
• The role of TikTok and social media as tools for teaching financial literacy
• Challenging traditional views on retirement

Key Takeaways:

• Embracing minimalism challenges the traditional view that wealth is defined by material possessions, showing that true financial freedom lies in controlling your time and choices.
• Changing limiting beliefs around money, such as scarcity or fear of failure, is crucial for overcoming financial struggles and achieving long-term wealth.
• Distancing from those with poor financial habits can help reinforce healthy financial behaviors, as your social circle significantly impacts your mindset and financial decisions.
• Retirement without a clear sense of purpose can lead to dissatisfaction, emphasizing the need for a structured, purpose-driven post-work life rather than simply quitting work. 

"Wealth is not about objects. Wealth is about freedom. Wealth is about your time and choosing to live however you'd like." — Adrian Brambila

"You don’t want to become a millionaire, you just want to spend a million dollars... a poor mindset will start rattling off all the stuff they’re going to buy." — Dr. Brad Klontz

Connect with Adrian and Dr. Brad: 

Website: https://www.startthinkingrich.com/

Dr. Brad’s LinkedIn: https://www.linkedin.com/in/drbradklontz/

Dr. Brad’s Instagram: https://www.instagram.com/drbradklontz/

Dr. Brad’s TikTok: https://www.tiktok.com/@drbradklontz

Dr. Brad’s X (Twitter): https://x.com/DrBradKlontz

Dr. Brad’s Facebook: https://www.facebook.com/brad.klontz

Adrian’s LinkedIn: https://www.linkedin.com/in/adrianbrambila/

Adrian’s Instagram: https://www.instagram.com/brambilabong/

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Adrian Brambila and Dr. Brad Klontz are not clients, nor should their appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Bramify.com, Brambilamethod.com, and YMW Advisors are not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

About George Kinder: George Kinder is a renowned author, international thought leader, and pioneer in financial life planning. For over 35 years, he has transformed the financial services industry by focusing on aligning clients' financial plans with the lives they aspire to lead. Founder of the Kinder Institute of Life Planning, he has trained thousands of professionals worldwide. His influential books, The Seven Stages of Money Maturity (1999), Lighting the Torch (2006), and Life Planning for You (2014), are considered foundational works in the field.

In this episode, Shawn and George Kinder discuss:

• The evolving nature of financial planning
• The impact of holistic financial life planning on retirement strategies
• Mission and influence of the Kinder Institute on the financial advisory profession
• The relationship between freedom, life goals, and financial planning

"The client's life comes first... the primary thing was finding out where the client wanted to go with their life and making sure they got there." — George Kinder

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

George Kinder is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Kinder Institute of Life Planning is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Stephen Kates: Stephen Kates is a Certified Financial Planner®. He offers strategic insights on market trends and investment strategies. Stephen is also the Founder of Clocktower Financial Consulting, LLC.

In this episode, Shawn and Stephen Kates discuss:

• The importance of risk management in retirement planning
• Balancing growth and stability in retirement income
• The growing role of annuities
• Financial literacy’s role in retirement success

"Having some level of financial literacy... is going to allow younger people to not go down some road, get scammed, you know, do something silly." — Stephen Kates

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement 

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ 

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Stephen Kates is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Clocktower Financial Consulting, LLC is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Shane Whybrew: Shane Whybrew is the Vice President of the Financial Wisdom Network at the Ron Blue Institute. With over 30 years of experience in development, fundraising, and pastoral roles, Shane has dedicated his career to helping others understand biblical financial wisdom and grow in their stewardship and generosity. His journey included pioneering financial principles at Grace Church in Noblesville, Indiana, and building a strong relationship with the Ron Blue Institute. Shane enjoys the sales process and takes pride in helping others impact their communities and the world through effective stewardship.

In this episode, Shawn and Shane Whybrew discuss:

• Biblical principles in financial decision-making
• The role of the church in financial stewardship
• Educational outreach by the Ron Blue Institute
• The 4H framework for financial wisdom

"All financial behavior follows a belief system... So what the 4H tool is represented to do is to take the way that we can talk about how you and I make financial decisions and align it with our faith." — Shane Whybrew

The Four Hs of Financial Wisdom: https://ronblueinstitute.com/fourhtool/

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Shane Whybrew is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Ron Blue Institute is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

About Kevin Heath: Kevin Heath has been a significant player in the health insurance and Medicare industry for 20 years. He is the founder of MTD Benefits Inc., a company dedicated to educating and guiding clients through the complexities of health insurance and Medicare, without charging fees for their services. With extensive experience working for large carriers like Humana and Aflac, Kevin brings a wealth of knowledge and a client-first approach, prioritizing the goals of his clients over commissions. He is a licensed Health Insurance Counselor, reflecting his commitment to providing knowledgeable, unbiased advice.

Key Takeaways:

• Medicare has four main parts: Part A covers inpatient hospital care, Part B covers outpatient services, Part C (Medicare Advantage) is a privatized plan offering additional benefits, and Part D provides prescription drug coverage.
• Medicare Supplement plans (Medigap) help cover deductibles, coinsurance, and other out-of-pocket costs not fully covered by standard Medicare plans.
• Unlike traditional Medicare, Medicare Advantage plans often include additional benefits such as dental, vision, and hearing coverage, which can be valuable for retirees looking for more comprehensive coverage.
• Selecting the right Medicare or health insurance plan requires careful consideration of individual circumstances and potential future healthcare costs to avoid exhausting retirement savings.

"We're going to educate. We're going to make sure we're educating with the correct information, not the incorrect information." — Kevin Heath

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement 

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Kevin Heath is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. MTD Benefits Inc. is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25