The Property Escalator with Alastair Hoyne

Estate planning is the part of property investing most portfolio landlords never get round to, and it's the part that decides what their family actually inherits. Without it, a family can inherit a liquidity crisis instead of net wealth, with inheritance tax at 40% on everything above the allowances taking a large slice of the equity.

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In Episode 2 of The Property Escalator, Alastair Hoyne, founder and CEO of Finanze Group and author of The Finanze Framework™, is joined by David Nicklin, Estate Planning & Protection Specialist, to talk about legacy, estate planning, succession and protection for property investors: why a portfolio can become a burden for the people who inherit it, what happens to the debt, and why a basic will is rarely enough.

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For landlords and portfolio investors who have built something worth passing on.

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THE FINANZE FRAMEWORK™

Alastair's book on property strategy and finance, out 30 October 2026. The paperback and Kindle editions are available to pre-order now → https://go.alastairhoyne.com/tpe-e02-book

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DAVID NICKLIN

LinkedIn → https://www.linkedin.com/in/david-nicklin-retirement-capital/

Enquiries → [email protected]

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MORE FROM ALASTAIR

Start here → https://alastairhoyne.com/start-here/

The Finanze Framework™ → https://go.alastairhoyne.com/tpe-e02-book

Press, speaking & partnerships → https://alastairhoyne.com/speaking-media/

All links → https://beacons.ai/alastairhoyne

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FINANZE: PROPERTY FINANCE & STRATEGY

Find the right Finanze route → https://finanze.co.uk/start-here/

Specialist property lending quote → https://finanzecapital.com/get-a-quote/

Property finance support → https://finanzeproperty.com/property-finance/

Find & structure your next property deal → https://finanzestrategy.com/get-onboarded/

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FOLLOW

LinkedIn → https://linkedin.com/in/alastairhoyne

Instagram → https://instagram.com/alastairghoyne

TikTok → https://tiktok.com/@alastairhoyne

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If you couldn't run your portfolio tomorrow, would anyone know where to start?

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For general information and education only. Not financial, investment, mortgage, legal, tax, valuation or property advice. Finance is subject to eligibility, valuation, underwriting, legal due diligence and lender criteria.

What does a good mortgage broker actually check before your case goes anywhere near a lender? And what happens to property investors when nobody does?

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In the first episode of The Property Escalator, Alastair Hoyne, founder and CEO of Finanze Group and author of The Finanze Framework™, is joined by Priya Kainth, a fully regulated mortgage and property finance broker at Abode Financing, for the broker's view of a property finance deal.

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The stakes are real. Priya is seeing high-net-worth borrowers who borrowed up to 75% loan to value now losing everything, as values fall and the equity they were relying on to refinance simply isn't there. One homeowner who owed nothing on her property owed nearly £600,000 two years and two bridging loans later.

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Alastair and Priya get into how a broker decides what to place, what to refer and what to challenge; the moment a broker should tell a client to walk away; why so many finance enquiries arrive too late; planning a bridging loan exit; what borrowers underestimate about documents, credit reports and CCJs; and how to weigh a headline rate against the true cost of a loan.

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For property investors, homeowners facing a refinance, and the brokers and lenders who work with them.

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THE FINANZE FRAMEWORK™

Alastair's book brings property strategy and finance together, from your first investment to the specialist structures and exits that change what your capital can do. It covers what lenders assess, why they need your information, and why the headline interest rate never tells the whole story. Paperback and Kindle, published 30 October 2026.

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Pre-order now → https://go.alastairhoyne.com/tpe-e01-book-podcast

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CONNECT WITH PRIYA KAINTH

Email → [email protected]

Linkedin → https://uk.linkedin.com/in/priya-abodemortgages

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MORE FROM ALASTAIR

Start here → https://alastairhoyne.com/start-here/

The Finanze Framework™ → https://go.alastairhoyne.com/bio-book

Press, speaking & partnerships → https://alastairhoyne.com/speaking-media/

All links → https://beacons.ai/alastairhoyne

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FINANZE: PROPERTY FINANCE & STRATEGY

Find the right Finanze route → https://finanze.co.uk/start-here/

Specialist property lending quote → https://finanzecapital.com/get-a-quote/

Property finance support → https://finanzeproperty.com/property-finance/

Find & structure your next property deal → https://finanzestrategy.com/get-onboarded/

⠀

FOLLOW

LinkedIn → https://linkedin.com/in/alastairhoyne

Instagram → https://instagram.com/alastairghoyne

TikTok → https://tiktok.com/@alastairhoyne

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Priya and I ran out of time long before we ran out of things to say. What should we cover if we do a second episode? Tell us in the comments.

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For general information and education only. Not financial, investment, mortgage, legal, tax, valuation or property advice. Finance is subject to eligibility, valuation, underwriting, legal due diligence and lender criteria.

Property finance is changing—and structure is everything. Hosted by Alastair Hoyne, founder of Finanze, The Property Escalator goes beyond headline rates to explore how successful property deals are really built. Expect practical insight on property strategy, bridging, development finance, buy-to-let, commercial mortgages, specialist lending, title splits, lease extensions, deal structure, risk, valuations, exits, capital, economics and the wider market. For investors, developers, brokers and anyone serious about understanding property finance.