The Property Geek Podcast

Over the last few episodes we've covered various ways of funding property projects, in addition to the familiar options of cash and mortgages. In this episode, I round off the series by summarising my main takeaways and suggesting how to choose the most appropriate form of funding.

See this episode on the Property Geek website: https://www.propertygeek.net/podcast/funding-property-project/

Joint ventures (JVs) get talked about a lot in property, with good reason: after all, if you don't have the cash to do all the deals you want to do, a JV is a way of solving that problem without going cap-in-hand to the bank.

But where do you even start with finding someone who might want to lend you money? How do you structure the agreement? And what happens if something goes wrong?

In this episode I'm delighted to welcome Jay Booth back to the podcast, to talk about how he's made JVs work for him – and his friends and family. Jay was on the show earlier in the year talking about how he bought and refurbished nine properties in a year, and in this follow-up chat we get into how joint ventures fuelled some of that rapid expansion.

See this episode on the Property Geek site: https://www.propertygeek.net/joint-ventures

Joint ventures (JVs) get talked about a lot in property, with good reason: after all, if you don't have the cash to do all the deals you want to do, a JV is a way of solving that problem without going cap-in-hand to the bank.

But where do you even start with finding someone who might want to lend you money? How do you structure the agreement? And what happens if something goes wrong?

In this episode I'm delighted to welcome Jay Booth back to the podcast, to talk about how he's made JVs work for him – and his friends and family. Jay was on the show earlier in the year talking about [how he bought and refurbished nine properties in a year](http://www.propertygeek.net/buying-refurbishing-9-properties-year-running-business-different-city/), and in this follow-up chat we get into how joint ventures fuelled some of that rapid expansion.

Listen to our conversation and learn:

*What Jay's model is, and what was holding him back

*How he approached his first investor

*The way he structured the deal (and decided how much to offer)

*How he got the agreement drawn up

*Why his first JV worked brilliantly for his partner...but not so much for him!

*The several different types of JV he's used

*What conversations he has with his partners before he lets them invest, and what questions they ask him

*What to be aware of when combining JV funds with a mortgage lender

*The advice Jay would give to someone interested in raising money in this way

You've probably heard of peer-to-peer (or P2P) finance, and you might be aware of the bigger platforms like Zopa and Funding Circle. But you might not have thought to turn to peer-to-peer for your property project – or be aware of how many different options there are.

In this episode I speak to James Wallis from Aben Financial – a commercial finance advisor with a particularly deep knowledge of the peer-to-peer sector.

See this episode on the Property Geek site: https://propertygeek.net/podcast/peer-to-peer

We're going to spend the next few episodes exploring ways you can finance property projects other than using a mortgage. In this first episode, I set out to demystify bridging finance: a powerful tool, but one that investors often find confusing and intimidating.

And it's true – if you don't know what you're doing, bridging can be expensive and even dangerous. But there are certain situations where – with the right knowledge – it will give you access to profitable deals that otherwise would have passed you by.

View this episode on the Property Geek site: https://propertygeek.net/podcast/bridging-finance

In this series on lettings and management I've been lucky enough to be joined by some fantastic guests – both experts at the top of their field, and everyday landlords with great stories and lessons to share.

To wrap up the series, in this episode I share my main takeaways from those conversations – and tell you what to expect in the next run of episodes that's starting next week.

See this episode on the Property Geek site: https://propertygeek.net/podcast/lettings-and-management

Adrian Thompson from the Guild of Residential Landlords spends much of his time talking to landlords in distress – so who better to tell us what we can do differently to avoid ending up in that position.

In this interview we cover a wide range of topics that landlords should be aware of – and speculate about what the next few years might hold...

See this episode on the Property Geek site - https://propertygeek.net/podcast/landlords

Adrian Thompson from the Guild of Residential Landlords spends much of his time talking to landlords in distress – so who better to tell us what we can do differently to avoid ending up in that position.

In this interview we cover a wide range of topics that landlords should be aware of – and speculate about what the next few years might hold...

Listen to this week’s show and learn:

*What issue is the #1 reason for landlords calling the Guild's helpline

*The non-obvious deposit protection rules that trip landlords up

*What effect the Homeless Reduction Bill will have on landlords

*Why you need to be particularly careful at the moment when serving eviction notices

*How the nationwide licensing scheme in Wales is working out

*What Adrian thinks might lie ahead for landlords in England

Petra Romero only moved to the UK a year and a half ago, and she's already built up a thriving rent-to-rent business. That's already seriously impressive – but even more interesting is how she's intentionally designed her business to be run by overseas assistants, freeing her up to do what she's best at.

See this episode on the Property Geek website: https://www.propertygeek.net/podcast/rent-to-rent-systems

Petra Romero only moved to the UK a year and a half ago, and she's already built up a thriving rent-to-rent business. That's already seriously impressive – but even more interesting is how she's intentionally designed her business to be run by overseas assistants, freeing her up to do what she's best at.

Listen to this week’s show and learn:

*What attracted Petra to Leeds and to rent-to-rent

*Where she got the idea of using overseas "virtual assistants"

*The (many!) parts of Petra's business that they run for her

*How her assistants build her business by finding properties and tenants

*Where she finds them, and the interview process she uses

*How she trains them and builds the systems for them to follow

*The technology that underpins her business

*How Petra structures her day – starting with getting up shockingly early in the morning!