The Property Now Podcast

Stop trading your time to play amateur property investor. Let the professionals build your wealth!

🔗 TAKE ACTION:
Learn how to build your portfolio: https://buyfairproperty.com.au/buyfair-guarantee/


In this episode, Matt breaks down the exact step-by-step process he would follow if he were starting his property journey from scratch as a first-home buyer in 2026. From killing the forever home myth to exploiting government schemes most people ignore, this episode is the no-fluff playbook for getting your foot in the door and building real wealth, not just owning a home.


◼️ Why waiting for your dream home as your first property is the most expensive mistake you can make
◼️ How rent vesting lets you live where you want while your investment does the heavy lifting
◼️ Why you do not need a 20% deposit and the low-deposit schemes that can get you in now
◼️ How to use your tenant and the taxman to pay down your debt faster
◼️ Why your borrowing capacity is your real currency and how to protect it
◼️ The consumer debt traps that silently destroy your ability to get a loan
◼️ How to clean up your bank statements before submitting for finance
◼️ The 2026 government schemes most first home buyers completely ignore
◼️ How to identify high-growth micro markets without relying on misleading media headlines
◼️ Why analysis paralysis kills more wealth than any bad market ever will


00:00:00 Introduction
00:00:38 Kill the Forever Home Myth Your First Home Is Not Your Dream Home
00:02:15 Why Waiting for the Right Time Is Costing You More Than You Think
00:03:30 Rent Vesting Decouple Where You Live from What You Own
00:05:00 Smaller Deposits Get You In Now What You Need to Know
00:06:20 Use Your Tenant and the Taxman to Pay Down Your Debt
00:07:45 Focus on Serviceability Over Deposit Size
00:09:00 Destroy All Bad Consumer Debt Before You Apply
00:10:30 How to Clean Up Your Statements Before Going to the Bank
00:11:50 Exploiting the 2026 Government Schemes Most People Ignore
00:14:00 How to Find a Proactive Mortgage Broker Who Works for You
00:15:20 Hunting Micro Markets Where to Buy in 2026
00:17:00 What Infrastructure Spend and Demographic Shifts Tell You About an Area
00:18:30 Stop Being Fussy Done Is Better Than Perfect in Property
00:19:45 Final Take: Commit to the Strategy and Trust the Process


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A clear path to wealth

Stop trading your time to play amateur property investor. Let the professionals build your wealth!

🔗 TAKE ACTION:
Learn how to build your portfolio: https://buyfairproperty.com.au/buyfair-guarantee/


In this episode, Matt breaks down the five worst property types to buy in Australia in 2026. Most investors think the biggest risk is buying at the wrong time, but the reality is the property type itself can make or break your entire investment strategy. From off-the-plan valuation traps to single-industry ghost towns, this episode gives you the exact playbook for what to avoid and why.


◼️ Why off-the-plan apartments are the most dangerous property type in Australia right now
◼️ The valuation trap that forces buyers to find tens of thousands at settlement or lose their deposit
◼️ Why high-rise studio and one-bedroom apartments in oversupplied CBDs have flatlined for a decade
◼️ How single-industry regional towns can halve in value overnight when one big contract ends
◼️ Why commercial and industrial property is the wrong asset class for first and second-time investors
◼️ The hidden cost of holding established property in the wrong ownership structure
◼️ Why structure is now more critical than ever with the 2026 negative gearing and tax changes
◼️ What to target instead diversified economies, strong fundamentals, and the right entity


00:00:00 Introduction
00:00:38 Property Type 1 Off-the-Plan Apartments and the Valuation Trap
00:02:10 Property Type 2 High-Rise Studio and One-Bedroom Apartments in Oversupplied CBDs
00:04:05 Property Type 3 Single-Industry Regional Towns
00:06:30 Why Diversified Economies Protect Your Investment
00:07:45 Property Type 4 Commercial and Industrial Properties for the Wrong Investor
00:09:20 Property Type 5 Established Property Held in the Wrong Structure
00:11:00 Final Take: Move Smart, Not Fast




Follow Property Now Podcast:
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TikTok: https://www.tiktok.com/@buyfairpropertygroup
LinkedIn: https://www.linkedin.com/company/buyfair-property/

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A clear path to wealth

Stop trading your time to play amateur property investor. Let the professionals build your wealth!

🔗 TAKE ACTION:
Learn how to build your portfolio: https://buyfairproperty.com.au/buyfair-guarantee/

In this episode, Matt reacts in real time to some of the most talked-about property videos online right now, and he doesn't hold back. From SMSF strategies and Melbourne suburb ratings to a heated take on Australian property taxes and the rent-vs-buy debate, this episode cuts through the noise with unfiltered opinions on what's actually worth listening to.


You'll learn:
◼️ How SMSF can be used to acquire commercial property and why it's not for everyone
◼️ Which Melbourne suburbs are worth investing in right now - and which ones to avoid
◼️ Why one investor says he'd never touch the Australian property market again
◼️ Matt's take on whether he agrees - and why he still backs Australian property
◼️ Mark Bouris's strategy for getting into the market fast with less capital
◼️ Why Gen Z is being told to rent and invest in index funds instead of buying
◼️ Why Matt disagrees with the rent-forever approach


00:00:00 Introduction
00:00:21 SMSF and Commercial Property: Is It Worth It?
00:01:32 Melbourne Suburb Ratings: The Good, the Average, and the Ones to Avoid
00:03:55 The Investor Who Says Never Invest in Australia Again
00:05:13 Matt's Response: Why He Still Backs Australian Property
00:05:54 Mark Bouris - Buy Fast, Buy Affordable, Build From There
00:06:52 Matt's Take on Getting Into the Market Early
00:07:37 Gen Z, Renting, and Index Funds: Is It Actually Smarter?
00:08:33 Why Matt Doesn't Buy That Argument


Follow Property Now Podcast:
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TikTok: https://www.tiktok.com/@buyfairpropertygroup
LinkedIn: https://www.linkedin.com/company/buyfair-property/

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A clear path to wealth

Stop trading your time to play amateur property investor. Let the professionals build your wealth!

🔗 TAKE ACTION:
Learn how to build your portfolio: https://buyfairproperty.com.au/buyfair-guarantee/

In this episode, Matt breaks down exactly what the 2026 negative gearing and capital gains tax changes mean for Australian property investors and why the media is getting it wrong. This isn't about panic-selling or giving up on property. It's about understanding which properties get hurt, which structures now win, and how the prepared investor uses this reset as an opportunity to pull further ahead of the pack.


◼️ What the negative gearing changes actually mean and why the media coverage is misleading
◼️ The types of properties that will struggle most under the new rules and what to avoid
◼️ Why positively geared and cash flow neutral properties are now the smartest strategic move
◼️ How the wrong ownership structure will cost you and which structures now win
◼️ Why self-managed super funds are becoming the most powerful property investment vehicle in Australia
◼️ The tax advantages of new builds that remain fully intact under the new rules
◼️ Why dual income properties and dual key homes will define the next decade of investing
◼️ The capital gains tax changes and why never selling is now more important than ever
◼️ Why the investors who panic and sell will hand their wealth directly to the investors who plan


00:00:00 Introduction
00:00:38 What the Negative Gearing Changes Actually Mean
00:01:45 What the Media Is Getting Wrong About the Changes
00:03:10 The Properties That Get Hurt Most Under the New Rules
00:05:20 High-End Properties in Low-Growth Markets: Why They Are Exposed
00:07:00 Older Established Properties and the Depreciation Problem
00:08:30 The Danger of Holding Property in the Wrong Structure
00:10:15 The Strategic Shift Towards Cash Flow Positive Investing
00:12:40 How Positively Geared Properties Strengthen Your Borrowing Capacity
00:14:05 Dual Income Properties and the Rise of Dual Key Homes
00:16:20 Structures That Win Company Tax Rates vs. Individual Tax Rates
00:18:00 Why Self-Managed Super Funds Are Now the Biggest Opportunity
00:21:10 New Builds, Depreciation, and the Tax Advantages That Remain
00:24:30 Capital Gains Tax Changes and Why You Must Never Sell
00:26:45 Final Take: The Prepared Investor Wins the Reset


Follow Property Now Podcast:
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LinkedIn: https://www.linkedin.com/company/buyfair-property/

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A clear path to wealth

Stop trading your time to play amateur property investor. Let the professionals build your wealth!

🔗 TAKE ACTION:
Learn how to build your portfolio: https://buyfairproperty.com.au/buyfair-guarantee/

In this episode, Matt unpacks the exact blueprint used to help Australians acquire over $200 million worth of property. Influencer gurus make building a $10 million portfolio sound like an overnight success, but in reality, it takes decades of patience, structural planning, and expert guidance. 

This isn't about jumping into the market blindly. It's about overcoming analysis paralysis, structuring your finances to scale, and managing cash flow so you never get stuck.


◼️ Why analysis paralysis is the single biggest threat to your wealth-building journey
◼️ The hidden cost of DIY investing and why avoiding expert advice costs you more in the long run
◼️ How to structure your financing correctly from day one so you can scale faster
◼️ The danger of cross-collateralization and why it limits your borrowing capacity
◼️ Why managing cash flow and understanding depreciation are the keys to never going broke
◼️ How picking the wrong asset class or yield can block you from buying your next property
◼️ The truth about market cycles and why time in the market always beats timing the market
◼️ Why you must remove emotion from your investment decisions and rely purely on the numbers


00:00:00 Introduction
00:00:19 The 10 Million Portfolio Myth vs. Reality
00:01:23 Overcoming Analysis Paralysis and the Cost of Waiting
00:02:21 Why DIY Investing Costs You Capital Growth and Yield
00:03:35 The Importance of Building Financial Foundations First
00:04:11 The Danger of Cross-Collateralization and Poor Loan Structure
00:04:47 Cash Flow Management and the Power of Depreciation
00:05:57 How the Wrong Asset Class Kills Your Borrowing Capacity
00:07:59 Why Patience and Strategy Outperform Speed
00:08:53 Overcoming Fear and Using Leverage to Compound Wealth
00:10:00 Why Investment Purchasing Must Be 100% Logical, Not Emotional
00:10:49 Final Take: Start with a Clear Plan and Stay the Course

Follow Property Now Podcast:
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Support the show

A clear path to wealth

Stop trading your time to play amateur property investor. Let the professionals build your wealth!

🔗 TAKE ACTION:
Learn how to build your portfolio: https://buyfairproperty.com.au/buyfair-guarantee/

In this episode, Matt reacts in real-time to viral property investment clips to separate fact from fiction. This isn't about jumping on the latest trend or blindly following social media advice. It's about understanding the hard truths of the market, recognizing the difference between an asset and a liability, and making data-driven decisions to secure your financial future.


◼️ Why critical workers are being priced out of the property market and what it means for your retirement
◼️ The reality of the "Half a Century Club" and why government policies are setting people up for failure
◼️ Why holding $1 million in cash is a losing game against inflation
◼️ How $1 million in real estate compounds through leverage, tax offsets, and depreciation
◼️ The brutal truth about the family home — why it's a liability, not an asset
◼️ Why investment ownership, not homeownership, is the true path to financial freedom
◼️ The real story behind the Perth property market in 2024 and why the boom has passed
◼️ Why gentrification in areas like Wanneroo and Rockingham still holds fundamental value


00:00:00 Introduction
00:00:19 The Half a Century Club - Why Critical Workers Can't Buy Property
00:00:44 The Reality of Government Support and the Pension Problem
00:01:23 The Ultimate Question: 1M in the Bank vs. 1M in Real Estate
00:02:03 Why Cash Halves in Value and Property Compounds
00:03:06 The Family Home Liability - Breaking Down the True Costs
00:03:50 Why Investment Ownership is the New Australian Dream
00:05:15 The Brutal Truth About the Perth Property Market
00:06:04 Why Wanneroo and Rockingham Still Hold Fundamental Value
00:07:28 Final Take: Stop Following the Noise and Invest with Strategy


Follow Property Now Podcast:
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TikTok: https://www.tiktok.com/@buyfairpropertygroup
LinkedIn: https://www.linkedin.com/company/buyfair-property/

Support the show

A clear path to wealth

 Stop trading your time to play amateur property investor. Let the professionals build your wealth!

🔗 TAKE ACTION:
Learn how to build your portfolio: https://buyfairproperty.com.au/buyfair-guarantee/


In this episode, Matt breaks down why high-income Australians are losing hundreds of thousands of dollars in opportunity cost simply by trying to do property investing themselves. This isn't about working harder. It's about working smarter, accessing the right deals, and letting expertise do what your spare time never will.


◼️ Why doing property research yourself is costing you more than you think
◼️ The real price of spending 200 hours on inspections and negotiations
◼️ How decision paralysis quietly costs you entire deposits in missed growth
◼️ Why the best investment properties never appear on realestate.com.au
◼️ The hidden market and how off-market deals actually work
◼️ Why government housing policies are making the problem worse for investors
◼️ How volume purchasing gives you leverage with builders that you simply can't get alone
◼️ The compounding cost of waiting and why time in the market always wins
◼️ Why paying for expertise is the highest-returning investment you can make


00:00:00 Introduction
00:00:38 The Biggest Lie High-Income Professionals Tell Themselves
00:01:16 The DIY Penalty - What Your Time Is Actually Worth
00:01:49 The Paralysis Tax - How Inaction Costs You a Full Deposit
00:02:39 The Unfair Advantage - The Hidden Property Market
00:03:19 Breaking Down the Real Cost of DIY Investing
00:05:11 How the Right Strategy Pays Off Your Mortgage Faster
00:06:04 Why Thinking in Decades Changes Everything
00:06:36 The Impact of Migration and Demand on Australian Property
00:07:28 Why Government Housing Policy Is Failing Investors
00:09:27 The Paralysis Tax in Practice - Real Client Stories
00:12:05 Why Cash Flow Management Is the Key to Never Going Broke
00:14:16 The Hidden Costs of Buying on the Retail Market
00:15:24 How Off-Market Deals Work and Why They Outperform
00:16:38 The Volume Advantage - Why Agencies Get Better Builder Support
00:18:11 Final Take: Stay in Your Lane and Let the Experts Build Your Wealth


Follow Property Now Podcast:
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TikTok: https://www.tiktok.com/@buyfairpropertygroup
LinkedIn: https://www.linkedin.com/company/buyfair-property/
 

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A clear path to wealth

Build your wealth with smart property strategies and long-term thinking! https://buyfairproperty.com.au/buyfair-guarantee/

Most Australians fail at property investing before they even get started—not because of the market, but because of poor strategy, emotional decisions, and short-term thinking.

In this episode, Matt breaks down the real reasons people struggle to build wealth through property, and what actually separates successful investors from everyone else.

You’ll learn:
◼️ Why buying an investment property like your dream home destroys returns
◼️ The emotional decision-making trap most investors fall into
◼️ Why impatience kills wealth before compounding begins
◼️ The truth about long-term holding (and why investors panic sell)
◼️ Why one property will never make you wealthy
◼️ The structural mistakes that block portfolio growth
◼️ How leverage and strategy actually build wealth
◼️ Why most investors stay stuck with average outcomes
◼️ The mindset shift from “buying property” to “building wealth”



00:00:00 Introduction
00:00:10 The Property Myths Most People Believe
00:00:35 The Dream Home Delusion
00:01:15 Why Emotion Kills Investment Returns
00:02:20 Why You Should Invest Based on Data, Not Location Bias
00:03:40 The Cost of Making the Wrong First Investment
00:05:00 The “5-Year Flinch” That Destroys Wealth
00:06:30 Why Property Is a Long-Term Game
00:08:00 How the Wealthy Think in Decades
00:09:30 The “One and Done” Trap
00:10:30 Why One Property Isn’t Enough
00:11:30 Building a Portfolio (Not Just Buying Property)
00:12:10 Final Take: Stop Following the Herd 

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A clear path to wealth

Welcome back to a brand new season of Property Now Podcast. We’re kicking off 2026 by diving straight into a market that is defying expectations and splitting the nation in two.

In this tight 20-minute season premiere, Buyfair Property Group & Purchase Homes MD, Matt Ellul unpacks the February RBA shock—a 25-basis-point hike to 3.85%—and why inflation is proving stickier than anyone anticipated. Perth and Brisbane are currently in an "unmitigated boom," with Perth's median value now knocking on the door of $1 million.

Opportunities to take advantage of near-future growth may be occurring in Melbourne. 

We also cover:

• FHB Schemes 2.0: How the expanded 5% Deposit Scheme (now without income caps in some states) is bringing an estimated 40,000 extra buyers into the market.
• The Shared Equity Shift: Breaking down the Federal Help to Buy scheme and how it’s changing the game for those with a 2% deposit.
• Investor Safe Havens: Why smart money is moving toward "family-friendly" established apartments and high-yield regional hubs like Townsville and Armidale.
• Government Outlook: A look at the $9.3 billion housing support package and why the 1.2 million home target is still hitting a supply-side brick wall.

Whether you're a first-time buyer looking for a gap in the fence or an investor pivoting from growth to passive income, this episode provides the essential roadmap for the 2026 property cycle.

2026 Market Snapshot: The Divergence

City | 2026 Forecast Growth | Current Market SentimentPerth | 12.8% | Critical stock shortage; extreme seller's market.
Brisbane | 10.9% | Strong interstate migration; median value nearing $1.1M.
Adelaide | 8.2% | Resilient demand; stock levels 23% below average.
Sydney | 5.8% | Stalling; higher listings finally giving buyers some room.
Melbourne | 6.8% | Recovery phase; best relative affordability in years.

Matt also discusses the evolution of Buyfair Property Group's product range and shares insights into some of the opportunities that Buyfair is offering to Australian Investors. 

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A clear path to wealth

Season 2, Episode 9: Ryan Smits - OpenLot.com.au Sales Director 

In this episode of The Property Now Podcast, host Matt sits down with Ryan Smits, Sales & Marketing Director at Open Lot, to explore how Open Lot is revolutionizing the way buyers and investors navigate the land and house market.

The Australian property market is constantly evolving, and investors need every advantage to stay ahead. 

Ryan shares his expertise on how Open Lot connects buyers with the right land and builders, providing a streamlined and efficient process to find the best opportunities. Whether you’re a first-time investor or a seasoned pro, understanding the tools and resources available can make all the difference in securing a profitable investment.

Beyond Open Lot's innovative approach, Ryan and Matt dive deep into the current trends influencing the Australian housing market. What’s driving buyer demand? How are developers responding to shifting market conditions? And what should investors be aware of when making their next move?

This episode delivers valuable insights into the key forces shaping property investment today, offering expert perspectives and real-time market analysis. Tune in for an in-depth conversation with Ryan Smidts that could help you gain a competitive edge in the property space!

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A clear path to wealth