Keith goes over a number of things to take a look at as 2024 is winding down, including investments, tax planning,  budgeting, RMDs and more. He also interviews attorney David Lappin on the subject of asset protection.

A recent study indicated that the traditional American dream lifestyle - a house, kids, vacations, retirement - cost some $4.4 million over a lifetime. Keith takes a look at this study and how practical it is to save that much, and ways for folks to trim expenses if necessary to attain this. He also revisits the issue of active vs. passive management of portfolios and which might be better in the long run.

The U.S. government debt is now at $36 trillion, and continuing to grow at a rapid pace. Keith looks at the situation and the likelihood of tax increases in the near future to help pay for it. He also looks at taxes going up at the end of next year with the Tax Cuts and Jobs Act expiring and how much they will increase for the middle class if Congress does not act.

Keith takes a look at what might happen with Donald Trump being re-elected President for the next four years and how to prepare your portfolio for the future. He also discusses a mistake a lot of people make when rolling over 401K money into an IRA that is costing millions of dollars, as well as how to avoid making the same mistake.

Keith takes a look at a study which finds the majority of investors miss out on growth when rolling over their 401K to either another 401K or an IRA because they leave it in cash instead of choosing new investment options. He also discusses what needs to be done to avoid this problem. He also makes the comparison of active vs. passive investment management, and discusses a strategy where investors can exceed market performance with downside protection and contractual guarantees through notes administered by major banks.

Keith looks at a survey which indicates younger people feel they will be less well off than their parents in retirement because the buying power of their money isn't keeping up with prices. He dicsusses how planning for future generations will need to be different than today's retirements are. He also discusses the upcoming transfer of wealth to Generation X and how they will eventually be the wealthiest generation in history.

Parents want their children to be successful, and Keith looks at the different ways kids are raised and how those can be used to help them manage their money when they get out of the house. He also delves further into income planning for retirement, and mentions upcoming seminar dates, subject matter and locations where they will take place.

Keith takes a look at what the coming sunset of the 2017 Tax Cuts and Jobs Act could mean for your retirement, then looks at how procrastinating could affect what you are able to make on your savings, or the ability to look at certain strategies before they go away.

Keith addresses the Fed's recent decision to cut interest rates and what that could mean for various investments going forward, then continues looking at recent events and how you can take more control of your retirement plan to prepare for anything that could occur in the future.

Keith takes a look into the future as the landscape becomes more and more complex, especially with the possibilities of rising inflation, longevity and, of course, taxes. He then discusses ways you can do now to make sure you are on the right track with your plan as we shift into the final quarter of 2024.