The Purposeful Investor

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Join us in the next episode of this bonus series, where we're joined by Steven Boyce, Senior Wealth Adviser at Capital Partners, to share his transformative career journey from traditional stockbroking to purposeful financial advising. 

Discover how an 18-month global travel experience reshaped his perspective, why starting with people matters more than money, and how he became a "freedom seeker" dedicated to helping clients achieve meaningful financial clarity. 

Steven reveals the unique approach that sets Capital Partners apart and provides insights into building genuine client relationships beyond traditional investment strategies.

• (00:00 - 02:59) Steven Boyce's Early Career
• (02:59 - 05:34) Transition to Financial Advisory
• (05:34 - 08:27) Career Evolution at Capital Partners
• (08:27 - 11:34) Most Enjoyable Aspects of Role
• (11:34 - 13:14) Unique Value Proposition
• (13:14 - 14:35) Personal Insights

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us [email protected].

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. 

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Recorded and produced by Podwave Studios: https://podwavestudios.au/

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Join Aden Wilkins and SMSF expert Jemma Sanderson from Cooper Partners as they unpack the proposed Division 296 tax, separating fact from fiction. Learn about the potential impact on your superannuation, key misconceptions, and strategic considerations for managing your retirement savings.

• (02:00 - 07:00) What is the Division 296 Tax
• (07:00 - 12:00) Debunking myths about superannuation tax rates
• (12:00 - 16:00) Unrealised gains and lack of indexation
• (16:00 - 24:00) Exploring alternative investment strategies
• (24:00 - 33:00) Managing potential tax implications

Materials:

Div-296-3m-tax.pdf

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us [email protected].

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. 

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Recorded and produced by Podwave Studios: https://podwavestudios.au/

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Join Aden Wilkins in this bonus series, as he's joined by Michael Hayward, Principal Wealth Adviser at Capital Partners, shares his remarkable 20-year journey in financial planning. Discover how a chance encounter, a love for goal-setting, and a passion for helping others led him to become a trusted adviser.

Michael reveals the secrets behind providing clients with financial security, discusses his unique background as a six-dan black belt in Taekwondo, and explains why being a "Family Guardian" drives his professional approach. 

• (00:00 - 03:12) Michael Hayward's passion for investing
• (03:25 - 05:15) Early days at Capital Partners
• 05:25 - 06:41 How a taekwondo background has influenced professional discipline
• (06:50 - 09:06) Providing clients with a sense of security and peace of mind
• (09:16 - 10:17) Advising multiple generations of the same family
• (10:31 - 11:30) Winning CFP of the Year
• (11:42 - 12:32) Focusing on supporting and setting up families for success

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us [email protected].

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. 

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Recorded and produced by Podwave Studios: https://podwavestudios.au/

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Join Aden Wilkins, Nick Menegola, and special guest former AFL player turned insurance broker Sam Menegola. 

Sam shares his candid insights on navigating career transitions, maintaining personal identity, and finding purpose beyond professional sports. 

Learn valuable lessons about self-discovery and prepare for life's next chapter through Sam's personal journey from the football field to the corporate world. 

• (02:34 - 06:02) Sam's AFL career journey
• (06:02 - 10:35) Career transition and preparation
• (10:35 - 19:11) Four pillars of transition
• (19:11 - 33:37) Skills learned from professional sports
• (33:37 - 42:05) Retirement insights and advice

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us [email protected].

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. 

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Recorded and produced by Podwave Studios: https://podwavestudios.au/

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Join us in the bonus series of The Purposeful Investor, where Aden is joined by David Rossbach, who shares his journey to becoming a wealth adviser at Capital Partners. Discover how resilience, a passion for helping others, and a commitment to client-first advice has shaped his career. 

David opens up about mentoring, working with medical professionals, balancing family life with ultra-marathon training, and why he loves what he does.

• (00:00 - 03:32) David Rossbach's journey into financial planning
• (03:32 - 05:16) The difference between the UK experience and Capital Partners
• (05:16 - 07:10) The liberation of working at Capital Partners
• (07:10 - 08:16) Mentoring others and learning from client interactions
• (08:27 - 09:56) Working with medical professionals
• (10:04 - 10:50) Balancing work, family, and his own passions
• (11:44 - 12:31) Focusing on providing opportunities for the future generations

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us [email protected].

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. 

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Recorded and produced by Podwave Studios: https://podwavestudios.au/

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Hosts Aden and David are joined by Nick Menegola and Dr Steve Garth. Together, they unpack the latest market volatility, trade tensions, and economic uncertainties. 

Listen now to learn how to stay calm, make rational investment decisions, and understand the real story behind the headlines. 

• (05:00 - 15:00) Trade wars and market volatility
• (15:00 - 25:00) Market performance analysis
• (25:00 - 35:00) Media and investor psychology
• (35:00 - 45:00) Investment strategies

Resources:

We’ve seen bad movies like this before - Capital Partners

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us [email protected].

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. 

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Recorded and produced by Podwave Studios: https://podwavestudios.au/

Ask a question or send feedback

Join David Andrew, founder of Capital Partners, as he reveals his personal investment journey, sharing candid insights about saving, automating finances, and building wealth. 

Learn from his experiences, including early investment mistakes, the importance of long-term thinking, and how David and his wife, Robyn, have approached financial planning.

• (02:35 - 06:16) Early financial habits
• (06:16 - 12:48) Automating finances
• (12:48 - 17:30) Worst investment experiences
• (17:30 - 23:35) Investment Philosophy
• (23:35 - 30:24) Asset allocation
• (30:24 - 34:04) Modest home choices
• (34:04 - 41:08) Exploration of alternative investments
• (41:08 - 43:46) Key financial lessons

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us [email protected].

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. 

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Recorded and produced by Podwave Studios: https://podwavestudios.au/

Ask a question or send feedback

Joining us today is financial professional and wealth strategist Tim Andrew; that's right—David's son is here in the studio. 

Tim shares his personal journey into financial literacy, providing a practical guide for young adults, from childhood money lessons at the dinner table to navigating the challenges of budgeting, property investment, and long-term wealth-building. 

Learn how to structure your finances, avoid common money traps, and make smarter financial decisions—whether saving for a home, managing cash flow, or planning long-term investments—a must-listen for young professionals looking to build financial security.

• (0:05 - 0:10) Tim’s early money memories: financial conversations at home
• (0:10 - 0:15) Budgeting strategies and the ‘bucketing’ method for saving
• (0:15 - 0:20) Credit cards, borrowing power, and why Tim stopped using one
• (0:20 - 0:25) Property investment
• (0:25 - 0:30) Lessons learned from financial mistakes 
• (0:30 - 0:35) Understanding long-term investing, index funds, and compounding returns
• (0:35 - 0:40) Superannuation: understanding its value and common mistakes

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us [email protected].

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. 

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Recorded and produced by Podwave Studios: https://podwavestudios.au/

Ask a question or send feedback

Join Aden Wilkins in this bonus series, as he's joined by John Ryan, senior wealth adviser at Capital Partners, who shares his fascinating career transformation from police officer to financial planner. Discover how personal experiences, critical thinking skills, and a passion for helping people led him to become a strategic wealth advisor. 

John reveals insights into working with complex family groups, his unique office connection ritual inspired by the Crusaders rugby team, and the importance of entrepreneurial thinking. A compelling story of adaptability, connection, and finding purpose in one's professional path.

• (0:05 - 0:10) Career journey from police academy to financial planning
• (0:10 - 0:15) The health insurance that sparked interest in financial planning
• (0:15 - 0:20) Skills learned from previous careers
• (0:20 - 0:25) Working with family groups, rural businesses, and not-for-profit foundations
• (0:25 - 0:30) Unique office connection ritual
• (0:30 - 0:35) Discussion of money personality
• (0:35 - 0:40) Reflection on entrepreneurial aspirations

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us [email protected].

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. 

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Recorded and produced by Podwave Studios: https://podwavestudios.au/

Ask a question or send feedback

Aden Wilkins and David Andrew explore the psychology behind financial decision-making, drawing insights from Morgan Housel’s award-winning book, The Psychology of Money. They discuss key concepts such as why no one’s financial mindset is irrational, the difference between getting wealthy and staying wealthy, and why true wealth is often invisible. 

They also explore how different people play different financial games, emphasising the importance of understanding your own financial journey rather than comparing it to others. This episode is packed with practical wisdom on smart money habits, avoiding common pitfalls, and making financial decisions that align with your goals.

• (5:00 - 10:00) No one’s crazy – How experiences shape financial behaviour
• (10:00 - 16:00) Getting wealthy vs. staying wealthy – Different skills required
• (16:00 - 22:00) Wealth is what you don’t see 
• (22:00 - 26:00) Why comparisons can be misleading
• (26:00 - 32:00) Investment mindsets and risk tolerance

Resources: 

The Psychology of Money: Timeless lessons on wealth, greed, and happiness : Housel, Morgan: Amazon.com.au: Books

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us [email protected].

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances. 

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Recorded and produced by Podwave Studios: https://podwavestudios.au/