The Raisina Post

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India's financial future is being reconsidered. But who will shape it, and what is really at stake?

On 30 October 2026, the Government of India constituted the High Level Committee on Banking for Viksit Bharat, initiating a review of the country's banking architecture at a consequential moment in its economic development.

As India pursues its ambition of becoming a developed economy by 2047, fundamental questions remain about the institutions expected to finance that transformation.

In this inaugural episode of The Raisena Post, we examine the history, power structures and economic realities of Indian banking. From the legacy of nationalisation and the rise of private banks to financial regulation, access to credit and technological disruption, we explore the competing visions for the future of Indian finance.

Can larger banks deliver stronger economic growth? Does India need greater competition or stronger public institutions? And how should the country balance financial innovation with stability and accountability?

Beyond the policy announcements lies a deeper question: Does India need bigger banks, better banks, or a fundamentally different banking system?

An examination of the decisions, institutions and interests that could shape the next chapter of India's economy.

The Raisena Post. The week in perspective.

Read and subscribe: https://raisinapost.substack.com/

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode!

The world moves quickly. Understanding it takes perspective.

Introducing The Raisena Post, a weekly news and analysis podcast exploring the developments shaping India and the world.

From politics and geopolitics to economics, technology, and global affairs, we examine the stories that matter, connect the facts, and look beyond the headlines.

One episode every week. Under 40 minutes.

The Raisena Post. The week in perspective.

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Read and subscribe: https://raisinapost.substack.com/