George Kamel & Dr. John Delony discuss:

• The best way to become debt-free,
• Should you move to a cheaper area or try to earn more?
• When can you take a vacation during the baby steps?
• Should you use your emergency fund to buy a car with better gas mileage?
• 5 toxic ways that narcissists handle money.

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Dave Ramsey & George Kamel discuss:

• How much to keep in your checking and savings,
• Which distribution option to choose on a pension,
• How to determine if you have too much life insurance.

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• Zander Insurance: https://bit.ly/2Xbn7hD 
• Christian Healthcare Ministries: https://bit.ly/2XBZfE3

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Dave Ramsey & George Kamel discuss:

• How to use the proceeds from a family property,
• Whether or not a reverse mortgage is a good idea,
• Picking up extra work to pay for college.

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Dave Ramsey & George Kamel discuss:

• Cash-flowing grad school,
• Transitioning to a self-employed career,
• Whether or not to pay off debt during job transitions.

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Dave Ramsey & Ken Coleman discuss:

• Should I cashflow college now or rely on my employers tuition reimbursement over time?
• Should you do a 401(k) if there's no company match?
• Does it make a sense to take a job outside your degree field?
• Are you responsible for caring for aging parents who haven't saved for retirement?

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• Churchill Mortgage: https://bit.ly/2JcfkGy 
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Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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Dave Ramsey & Ken Coleman discuss:

• How to know if a career change is a good idea,
• What to do next when when you're on baby step 7 at age 22,
• How to help a grandkid in college.

Support Our Sponsor:

• DreamCloud: https://www.dreamcloudsleep.com/delony

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. Visit megaphone.fm/adchoices

Dave Ramsey & Ken Coleman discuss:

• The $80 billion stolen in PPP fraud,
• Tithing on a vehicle sale,
• How much to budget for hiring employees.

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. Visit megaphone.fm/adchoices

Dave Ramsey & Dr. John Delony discuss:

• Should I cash flow law school or become a mortgage broker?
• What happens when you combine finances in a toxic relationship,
• How you should handle interest-free debt in the debt snowball.

Support Our Sponsor:

• Zander Insurance: https://bit.ly/2Xbn7hD 
• Splash Financial: https://bit.ly/2XAdOIf

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. Visit megaphone.fm/adchoices

Dave Ramsey & Dr. John Delony discuss:

• How to handle a devastating house fire,
• Their favorite cheap fast food meals, best concerts, and worst bosses,
• How to talk to your parents about getting long-term care insurance,
• How to use profit from selling your home.

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. Visit megaphone.fm/adchoices

Dave Ramsey & Dr. John Delony discuss:

• Why you shouldn't stay gazelle intense forever,
• Planning for retirement later in life,
• Do the baby steps work even if you're older?
• Does it ever make sense to have more than one financial advisor?
• The best way for a blind guy to build wealth.

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Learn more about your ad choices. Visit megaphone.fm/adchoices