Rachel Cruze discusses:

• How to save up for a house,
• What to do with a large inheritance,
• Why the debt snowball method works better than the avalanche method,
• How to talk to kids about money,
• Why credit cards aren't worth the points,
• Balancing gazelle intensity with enjoying life.

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• DreamCloud: https://www.dreamcloudsleep.com/delony 
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Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Rachel Cruze & Ken Coleman discuss:

• Should you invest less so you can give more?
• The best way to move up in house,
• Deciding to stay home with the kids,
• Why earning more money doesn't equal winning with money,
• How to navigate the baby steps after a divorce.

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• Zander Insurance: https://bit.ly/2Xbn7hD

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Rachel Cruze & Kristina Ellis discuss:

• Converting a 401(k) to a Roth,
• How to pay for a college degree?
• Gen-Z's obsession with #cashstuffing,
• Buying a condo to rent out now and live in after retirement.

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Dave Ramsey & Ken Coleman discuss:

• Growing up and making money decisions independent of your parents,
• Avoiding false narratives and fatalistic decisions around buying a house,
• The wisdom of paying off your house early (vs. investing that money),
• How to fix an account in collections,
• Fear of quitting a job.

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• Zander Insurance: https://bit.ly/2Xbn7hD 
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Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Dave Ramsey & Ken Coleman discuss:

• How to start the rest of your life after you graduate college,
• Worrying about making enough money to support your family,
• Deciding which debt to tackle first.

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• Newton: https://bit.ly/3BnPn1k 
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Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Dave Ramsey & Ken Coleman discuss:

• Facing difficulty qualifying for life insurance,
• Should you pay your employees more because of inflation?
• Buying a house for your kids.

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Dave Ramsey & Rachel Cruze discuss:

• How one L.A. couple decided going into debt for their wedding wasn't an option,
• The moment you decide you need to change your financial future,
• A young lady who worked 96 hours a week as a nurse to pay off $234k in debt!
• Buying a rental when you still have a mortgage on your primary residence.

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• Splash Financial: https://bit.ly/2XAdOIf 
• Zander Insurance: https://bit.ly/2Xbn7hD

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Dave Ramsey & Rachel Cruze discuss:

• What to do with a 529 you no longer need,
• Why you should balance saving cash in the bank with investing it,
• What to do with an annuity.

Support Our Sponsor: 

• Newton Group: https://bit.ly/3BnPn1k 

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Dave Ramsey & Dr. John Delony discuss:

• What to do with a large sum of money from a home sale,
• Email scams,
• Selling a home in a different state,
• Budgeting for business.

Support Our Sponsor:

• Newton Group: https://bit.ly/3BnPn1k 
• DreamCloud: https://www.dreamcloudsleep.com/delony 

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Dave Ramsey & Dr. John Delony discuss:

• When it makes sense to get a financial advisor,
• Teaching FPU while you're still in baby step 2,
• When you need long-term care insurance,
• Should you buy the house next door?
• How to best use money to care for kids.

Support Our Sponsor:

• Zander Insurance: https://bit.ly/2Xbn7hD

Want a plan for your money? Find out where to start: https://bit.ly/3nInETX

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6