The Rate Wealth Podcast

We’ve been preaching for years that something needs to change with student loan servicers and now it will. Besty Devos and the Department of Education are moving forward with a massive overhaul of the Federal Loan servicing system for Direct student loans.  They have announced the five contract awards as part of their Next Gen FSA vision.

Will these changes be a good thing? We still don’t know but should know more as the Department of Education releases more information.  This podcast discusses what the Next Gen FSA vision is, what the changes might mean to you, AND WHAT YOU NEED TO DO TO PROTECT YOURSELF.

Need student loan help. Talk to an expert student loan planner from FitBUX.

We constantly stress at FitBUX that behavior and mindset is key to getting on the right financial path.

In this episode I discuss one of the major mindset changes you can make: changing from a consumption mentality to a savings mentality.

For more resources be sure to check out the following links:

https://www.fitbux.com

https://www.fitbux.com/courses/

https://www.fitbux.com/podcast/

https://www.fitbux.com/student-loan-refinance/

https://www.fitbux.com/student-loan-planner/

This podcast discusses buying a house with student loan debt. If you have student loans and are planning to buy a house, in the process, or have been denied a mortgage then this podcast is for you. 

The dream of many, as well as the most common way for Americans to build wealth, is buying a home. That is becoming more and more of a dream for those graduating with massive student loan debt.  In this podcast I discuss:

1. Why Its Hard To Get Help & Where To Get It
2. Buying A House With Student Loan Debt: The Major Problem
3. Not All Student Loan Repayment Plans Are Treated Equal
4. Buying A House When Using A Pay Off Strategy For Your Student Loans
5. Buying A House When Using A Loan Forgiveness Strategy For Your Student Loans (IBR, PAYE, REPAYE, PSLF)

If you would like to read the article you may by visiting https://www.fitbux.com/articles/buying-house-with-student-loans/

If you need student loan help check out our student loan planners: https://www.fitbux.com/student-loan-planner/

In this episode, Kyle details his journey that took him from a full-time PT, to clinic owner, to travel PT, to Tik Tok Legend.

We deep dive into the financial reality that he realized as well as the mental development that he undertook.

This episode was awesome because we really dive deep into the mental side of life which is often overlooked when it comes to money.

You can find Kyle using the following links:

TikTok: Tikdocphysio https://www.tiktok.com/@tikdocphysio?lang=en

Facebook: https://www.facebook.com/groups/652258475623676/

If you enjoyed this video make sure to like, subscribe, comment and share with your friends!

Get more FitBUX content from the links below.

https://www.fitbux.com https://www.fitbux.com/courses/ https://www.fitbux.com/podcast/ https://www.fitbux.com/student-loan-refinance/ https://www.fitbux.com/student-loan-planner/

One of the most common questions we get at FitBUX is “Should I pay off student loans or invest?” This is a complex question because each person’s goals are different and both options have advantages as well as disadvantages.

This Episode discusses 7 steps you need to take in regards to making this critical decision. The first steps 5 steps are for those looking to keep it simple. The last two are for those want to take their plan to a more "advanced" level.

I want to emphasize one point. This video is from a “money efficiency” standpoint. Therefore, I am referring to the approach that is beneficial in the long run purely from a math standpoint. At the end of the day, the best choice is the one you understand, are comfortable with, and will implement.

Many students and new grads are asking how COVID and the CARES Act affect their  student loans.

We took a workshop we recently did for the University of Michigan's DPT program and turned it into a podcast. We detail what you need to know as a student or new grad.

We deeper dive into your grace period and how to develop your student loan plan and answer questions such as "does my grace period get extended" as well as "my school postponed my graduation. What happens to my loans?"

For student loan help check us out at https://www.fitbux.com

I get a lot of questions about trading apps when it comes to stocks and investing.  Are you using it to invest, do you understand investing, are you using them for money management? Investing is a full time job and it needs to be something you fully understand before investing in stocks. If you don’t understand investing, which is okay, maybe you should stick to money management. Today I discuss why you should or shouldn’t be using trading apps, tune in to hear more. 

https://www.fitbux.com

https://www.fitbux.com/courses/

https://www.fitbux.com/podcast/

https://www.fitbux.com/student-loan-refinance/

https://www.fitbux.com/student-loan-planner/

https://www.fitbux.com/public-service-loan-forgiveness/

https://www.fitbux.com/pslf/

Today is a super short episode where we talk about the dropping interest rates. These tips can be beneficial if you are about to start grad school or currently a graduate student. Tune in to figure out how you can take advantage of the lower interest rates on student loans starting in July! 

https://www.fitbux.com

https://www.fitbux.com/courses/

https://www.fitbux.com/podcast/

https://www.fitbux.com/student-loan-refinance/

https://www.fitbux.com/student-loan-planner/

https://www.fitbux.com/public-service-loan-forgiveness/

https://www.fitbux.com/pslf/

When you think of an emergency fund do you think of just being able to pay for food, living, and basic needs or do you think of living the lifestyle you want to live?

In this episode we dive deeper into the idea of an emergency fund and how you should be saving enough to live your desired lifestyle when you’re unemployed. Keep listening to learn more!

https://www.fitbux.com

https://www.fitbux.com/courses/

https://www.fitbux.com/podcast/

https://www.fitbux.com/student-loan-refinance/

https://www.fitbux.com/student-loan-planner/

https://www.fitbux.com/public-service-loan-forgiveness/

https://www.fitbux.com/pslf/

In todays episode we talk about current events, taxes and why its important to realize how it can effect you. We discuss the SALT Tax, a tax that causes wealthy individuals to pay more taxes as an example, as well as the stimulus check and how it is not “free money.” Tune in to learn more.