The Ravenscroft Podcast

Risk and volatility are two investment terms that are often used interchangeably, but in fact mean two very different things.

In this podcast, Sam Dovey and Holly Warburton define risk and volatility as part of the investment process and explain the differences between them. They also delve into the different levels of volatility across various asset classes, from cash to emerging market equities, and how they use this knowledge to build portfolios that offer the best possible risk-return profile for their clients.

Finally, Sam and Holly also discuss how recent market volatility has impacted returns and some of the key questions they encourage investors to consider before investing.

The Ravenscroft offshore fund range referred to within this podcast is only available offshore and is not suitable for UK investors.

Long-term Ravenscroft Global Blue Chip holding The Walt Disney Company is going through a period of significant change at a time of heightened industry disruption and mounting tension between creatives and their corporate masters. The market is somewhat sceptical Bob Iger’s restructuring plan will be successful let, alone what the long-term future may hold for one of America’s biggest and most successful entertainment businesses. 

In this podcast, Ben Byrom and Sam Corbet discuss the challenges Disney faces and argue that its stock is undervalued, but not without its risks.

1:02 How and why we monitor earnings

2:22 Our journey with Disney

6:40 The shift from linear TV to a DTC service

8:05 The value of Disney

11:3 0 Q3 update & Chartered Communications agreement

15:13 Broadband opportunities & Comcast deal

22:05 Adding value for consumers

In the UK alone there are almost 11 million people aged 65 and over - 19% of the total population. In 10 years’ time, this figure is expected to reach almost 13 million people, or 22% of the population.

In our latest podcast, Bob Tannahill and Tom Craske look at retirement and how to plan for this milestone from an investment perspective. Together they outline potential income streams during retirement, explain the concept of compounding and how this can benefit savers as well as the different approaches to risk and how these might change as one nears retirement. They also summarise the three key stages people will go through ahead of retirement and the steps they should be taking in each to try and ensure sufficient funds in later life. 

Tom’s article about compounding is featured in the June edition of Business Brief, which you can read here.

The history of gold is as long as it is interesting and its relationship with the US dollar equally so. Going all the way back to 1792, Matt Girard and Stewart Moyles from our precious metals team explore the history of gold and how (and why) this ‘safe haven’ asset has been used as a store of value for centuries.

 Together the pair take us back in time to look at key moments such as the Gold Standard Act and the Nixon shock, before discussing central bank reserves. the inverse relationship between gold and USD, and what makes this precious metal a safe and liquid asset.

Please note the data included in this podcast is according to the World Gold Council and correct at the time of recording.

After 15 years of low interest rates, the Ravenscroft cash management team is having a turn in the spotlight.

Cash traditionally has been a low volatility investment option. Now, with higher interest rates, investors are starting to question whether the additional risk of bonds and equities is worth it.

In this podcast Ashleigh Morris talks to Jon Pope from the cash team to find out what impact rising interest rates and inflation have had on market sentiment and what the outlook is for cash portfolios.

Please note that the Ravenscroft cash management service is only suitable for UK professional investors or offshore investors.

When the launch of the Ravenscroft Global Solutions Fund* was planned for March 2022, nobody could have predicted that in the same month Russia would invade Ukraine. The ramifications of this have been felt far and wide, with inflation and interest rates reaching levels not seen since the 1970s.

In our latest podcast, Global Solutions strategy lead Shannon Lancaster chats to group head of fund research, Samantha Dovey, to discuss the fund’s inaugural year.

It has been a challenging 12-months, with plenty to reflect on. Together the pair discuss how the events of the past year have impacted the fund, review some of the underlying funds and their performance and explore what the future could look like for the fund.

*Please note that Global Solutions is an offshore fund only available in the Channel Islands and Isle of Man. It is not available to UK investors.

Taking a more optimistic view on the current market conditions, portfolio managers Shaun McDade and Georgie Fletcher choose to focus on the positives, rather than the negatives as they discuss five potential opportunities for investors in 2023.

Together the pair look at challenges such as the ongoing war in Ukraine, China’s zero-covid policy and tensions with the US, deglobalisation, the inequality gap, and interest rates and inflation as they discuss the various opportunities these present.

While comparisons have been made between current market conditions and those of the 2008 financial crisis, in some ways 2022 has been worse. 

Portfolio diversification is one way investment managers try and reduce risk to safeguard clients’ money. But what does portfolio diversification mean, is there an optimal level of diversification, and are there times when it simply doesn’t work?

David Le Cornu, Ravenscroft’s Head of Discretionary Investment in Jersey, and Senior Investment Manager Jamie Mourant discuss all this and more.

The last year has been one unlike any other - rising interest rates and inflation have dominated headlines and, from an investment point of view, bonds and equities have had one of their worst years ever.

In our first podcast for the year, Ravenscroft’s chief investment officer Kevin Boscher talks to Ross Garrard from our advisory team about the impact rising inflation has had on global economy policy making and markets and what this means for investors.

Together the pair reflect on events which have led to the current conditions and what the outlook may be a year from now and longer-term  (the good news is that it’s not as gloomy as one might think).

As parents, we often want to give our children the world, and while this might not literally be possible, financially planning for their future can be a good start.

Whether it’s putting away a lump sum or squirrelling away a portion of their pocket money each month, it’s never too early to start investing on their behalf.

In this podcast, which is based on the article ‘Grinch Mum’, Ashleigh Morris chats to Ravenscroft’s Head of Client Services, Sophie Yabsley, about Ravenscroft’s Investing for Children service.

Sophie has also written another article, ‘This Christmas, give the best gift that money can buy… time’, which you can read here.

Please note that the content discussed in this podcast only applies to Channel Island  investors. If you are based in the UK or Isle of Man and have any questions about investing for your children, please contact us.