The Real FI Podcast - Real Estate Investing to FI

In this episode, our guest, Josh Galindo, owner of Galindo Group Real Estate, shares his journey in the real estate industry. Josh started in 2005 by flipping properties and eventually built a brokerage around this business. Galindo's strategy involves taking real estate to its highest and best use, rather than just learning to sell it. Josh has built up a ton of volume with his business and on average has flipped and sold between 30-120 homes per year. Having learned some hard lessons over many years of practice, Josh’s precision flipping strategy enables him to flip in any market. Josh also talks about building a portfolio of 79 doors and growing a luxury brokerage of 97 agents. Josh is a testament to the power of focus, mindset, and living with an abundance mentality. 

You can connect with our guest on Instagram, Twitter, and TikTok @IAMJOSHGALINDO. You can also catch Josh on his own podcast, Fuck Average, Be Legendary, the Josh Galindo Podcast.

Are you interested in finding great off-market investment opportunities? We’ve partnered with DealMachine to help bring great deals to your doorstep. All you have to do is sign up with DealMachine and use the code THEREALFI at signup. Patrick and I are clients of DealMachine and have made a lot of money using their services. We hope you do too!

Do you have any questions you'd like for us to answer on the show, or a success story you'd like to share? Shoot us an email to [email protected] and we'd be happy to connect with you. And If you haven’t done so already, please leave us a glowing 5 start review on your podcasting platform–it would really help us out!

You can connect with you hosts on instagram:

James on Instagram: @James_Rippeon

Patrick on Instagram: @RentalPropertyCouple

Watch on Youtube. 

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Let's kick the 9 to 5!

Decide. Commit. Take Action!

In this podcast episode, we had the pleasure of speaking with Rachel Swanson, a former dental hygienist turned blogger, entrepreneur, and real estate investor. Rachel shared her journey of starting a blog, writing a personal and spiritual growth coloring book, becoming an author and speaker, and eventually becoming an accidental landlord during the COVID-19 pandemic. 

Rachel discussed how she learned to pivot and adapt in her investing journey, starting with her first rental property that she refinanced and turned into a cash-flowing investment.

Rachel also shared her experience buying and selling different types of properties, including a four-plex and an assisted living home that she turned into a co-living, rent-by-the-room situation. She talked about the challenges of dealing with city planning battles and appraisers who didn't know how to properly value her properties. 

Despite these challenges, Rachel has built a portfolio of 9 units and also property manages a total of 20 units, with plans to launch a short-term rental property management business.

Rachel emphasized the importance of screening tenants, changing course when necessary, and having a positive mindset when it comes to investing in real estate. Her story serves as an inspiration for anyone looking to build a successful real estate portfolio and achieve financial freedom.

You can connect with our guest on Instagram @rachelcswanson.

Are you interested in finding great off-market investment opportunities? We’ve partnered with DealMachine to help bring great deals to your doorstep. All you have to do is sign up with DealMachine and use the code THEREALFI at signup. Patrick and I are clients of DealMachine and have made a lot of money using their services. We hope you do too!

Do you have any questions you'd like for us to answer on the show, or a success story you'd like to share? Shoot us an email to [email protected] and we'd be happy to connect with you. And If you haven’t done so already, please leave us a glowing 5 start review on your podcasting platform–it would really help us out!

You can connect with you hosts on instagram:

James on Instagram: @James_Rippeon

Patrick on Instagram: @RentalPropertyCouple

Watch on Youtube. 

Sign up for our newsletter to stay informed.

Let's kick the 9 to 5!

In this podcast episode, our guest Soli Cayetano shares her journey into real estate investing. Soli invests in out-of-state properties in Ohio and Georgia, primarily focusing on SFRs, MFRs, and STRs. Soli started her real estate journey during the pandemic, buying her first property in Ohio for $98,000, sight unseen. From that point on, Soli then quickly scaled her portfolio with the help of private and hard money lenders. Her goal is to achieve $20k/month passive cash flow and to purchase 100 units this year. Soli also talks with us about her role in her partnerships, where she focuses on the capital raising and asset management side of the business. Overall, Soli's journey is an inspiring example of how one can achieve financial freedom through real estate investing.

You can connect with our guest on Instagram @lattes.and.leases.

Are you interested in finding great off-market investment opportunities? We’ve partnered with DealMachine to help bring great deals to your doorstep. All you have to do is sign up with DealMachine using this link and follow the steps to secure your next deal. Patrick and I are clients of DealMachine and have made a lot of money using their services. We hope you do too!

Do you have any questions you'd like for us to answer on the show, or a success story you'd like to share? Shoot us an email to [email protected] and we'd be happy to connect with you. And If you haven’t done so already, please leave us a glowing 5 start review on your podcasting platform–it would really help us out!

You can connect with you hosts on instagram:

James on Instagram: @James_Rippeon
Patrick on Instagram: @RentalPropertyCouple

Watch on Youtube.

Sign up for our newsletter to stay informed.

Let's kick the 9 to 5!

Decide. Commit. Take Action!

On this episode, our guest Scott Hardiman discusses his work with Further Coaching, which helps men overcome their confidence barriers by reprogramming their mindset. With a background in personal training and emotional intelligence gained from being a funeral director, Scott works to uncover hidden drivers and find the root of the issue. The conversation covers topics such as catching limiting beliefs, taking action to build confidence, and getting in touch with emotions. Scott's ultimate goal is to positively impact as many men as possible through retreats and speaking events, striving towards financial independence while balancing being a good husband and dad.

You can connect with our guest on Instagram @scottdhardiman.

Are you interested in finding great off-market investment opportunities? We’ve partnered with DealMachine to help bring great deals to your doorstep. All you have to do is sign up with DealMachine using this link and follow the steps to secure your next deal. Patrick and I are clients of DealMachine and have made a lot of money using their services. We hope you do too!

Do you have any questions you'd like for us to answer on the show, or a success story you'd like to share? Shoot us an email to [email protected] and we'd be happy to connect with you. And If you haven’t done so already, please leave us a glowing 5 start review on your podcasting platform–it would really help us out!

You can connect with you hosts on instagram:

James on Instagram: @James_Rippeon

Patrick on Instagram: @RentalPropertyCouple

Watch on Youtube.

Sign up for our newsletter to stay informed.

Let's kick the 9 to 5!

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Our guest, Yonah Weiss, also known as the “Cost Seg King”, is a powerhouse with property owners' tax savings. As Business Director at Madison SPECS, a national Cost Segregation leader, he has assisted clients in saving hundreds of millions of dollars on taxes through cost segregation. He has a background in teaching and a passion for real estate and helping others. In our conversation with Yonah, we thoroughly discussed the benefits of performing a cost segregation analysis on investment real estate and the tax savings that can be achieved from that investment. Our conclusion–paying for a cost segregation analysis is usually worth it! We learned that depending on the type of real estate being acquired, an investor can expect to depreciate approximately 20-30% of the purchase price minus the land for each deal. That’s one heck of a lot of tax savings! We also talked about finding a calling in life, investing passively in real estate syndications, and 1031 exchanges. This episode was packed with a ton of tips for becoming a more savvy real estate investor.

You can connect with our guest on Instagram @yonahweiss and Twitter @yonahweiss.

Are you interested in finding great off-market investment opportunities? We’ve partnered with DealMachine to help bring great deals to your doorstep. All you have to do is sign up with DealMachine using this link and follow the steps to secure your next deal. Patrick and I are clients of DealMachine and have made a lot of money using their services. We hope you do too!

Do you have any questions you'd like for us to answer on the show, or a success story you'd like to share? Shoot us an email to [email protected] and we'd be happy to connect with you. And If you haven’t done so already, please leave us a glowing 5 start review on your podcasting platform–it would really help us out!

You can connect with you hosts on instagram: 

James on Instagram: @James_Rippeon

Patrick on Instagram: @RentalPropertyCouple

Watch on Youtube. 

Sign up for our newsletter to stay informed.

Let's kick the 9 to 5!

Decide. Commit. Take Action!

Our guest David Lecko, founder of DealMachine, shares his inspiring journey from starting with just $4,800 and growing it to $1.6MM in rentals and $960k in equity. With his help, people have closed more than 10k deals in 50 states using the best real estate investing app for busy investors looking to find more deals at discounted prices. David discusses how he came up with the idea for DealMachine and what it took to build such a successful business. He built an app for himself, which he then simplified and expanded to help others. Lecko talks about his experience in real estate investing, from being nervous about his first househack to owning nine properties, and his goals for both DealMachine and himself, including maximizing growth and building a community for his business. DealMachine now has a team of 30 employees, 6,000 monthly subscribers, and has grown to $10M without even really focusing on marketing. 

You can connect with our guest on Instagram @dlecko.

Are you interested in finding great off-market investment opportunities? We’ve partnered with DealMachine to help bring great deals to your doorstep. All you have to do is sign up with DealMachine using this link and follow the steps to secure your next deal. Patrick and I are clients of DealMachine and have made a lot of money using their services. We hope you do too!

Do you have any questions you'd like for us to answer on the show, or a success story you'd like to share? Shoot us an email to [email protected] and we'd be happy to connect with you. And If you haven’t done so already, please leave us a glowing 5 start review on your podcasting platform–it would really help us out!

You can connect with you hosts on instagram:

James on Instagram: @James_Rippeon

Patrick on Instagram: @RentalPropertyCouple

Watch on Youtube. 

Sign up for our newsletter to stay informed.

Let's kick the 9 to 5!

Decide. Commit. Take Action!

In this podcast episode, Kevin Yungman, a real estate attorney, shared valuable insights on various aspects of real estate investing and its intersection with law. Kevin shed light on topics such as short sales, seller financing deals, subject to transactions, foreclosures, and 1031 exchanges. Kevin discussed the legal implications of various real estate transactions and emphasized the importance of working with a qualified attorney when investing in real estate. Kevin also provided helpful tips for navigating the complex process of buying and selling properties. Listen in to gain a better understanding of the legal considerations involved in real estate investing and how to protect your investments and wealth.

You can connect with our guest by email at [email protected]. 

Are you interested in finding great off-market investment opportunities? We’ve partnered with DealMachine to help bring great deals to your doorstep. All you have to do is sign up with DealMachine and use the code THEREALFI at signup. Patrick and I are clients of DealMachine and have made a lot of money using their services. We hope you do too!

Do you have any questions you'd like for us to answer on the show, or a success story you'd like to share? Shoot us an email to [email protected] and we'd be happy to connect with you. And If you haven’t done so already, please leave us a glowing 5 start review on your podcasting platform–it would really help us out!

You can connect with you hosts on instagram:

James on Instagram: @James_Rippeon

Patrick on Instagram: @RentalPropertyCouple

Watch on Youtube. 

Sign up for our newsletter to stay informed.

Let's kick the 9 to 5!

Decide. Commit. Take Action!

Greg Raymer is a successful real estate agent and brokerage owner with over 20 years of experience. He currently owns and operates a NextHome franchise in Bowling Green, Kentucky, which is about an hour north of Nashville, Tennessee.

Before Greg entered the real estate industry, he played minor league baseball for five years in the Padres, but got injured and decided to finish his business degree before entering the working world. Greg worked in the insurance industry for ten years before realizing that he wanted more from his career than just a paycheck. After picking his cousin's brain about real estate, Greg eventually obtained his license and ended up buying a Next Home franchise.

Greg's brokerage has grown to 20 agents, and he has carved out a niche for himself in REO (real estate owned) listings. This includes foreclosures, auctions, and getting on a bank's list for foreclosures. His clients are primarily larger banks, and he's had success in this space from day one. Another area of focus for Greg and his real estate business is investing in mobile homes. He has a partnership through USA House Partners, an investment group through his brokerage, and they invest in and wholesale mobile homes. Greg has found his niche with mobile homes and he looks forward to acquiring more in the near future. As Greg says, "they're recession-proof." 

Greg's goals are to continue building his business and serving his clients. He recognizes that investors are looking for buy and hold opportunities that provide a steady income stream. Greg Raymer's success in the real estate industry is a testament to his hard work and dedication to his clients. He has found a niche in REO listings and mobile homes and has built a successful brokerage around those areas. As he continues to grow his business, he understands the importance of tracking his progress through KPIs and metrics.

You can connect with our guest via email at [email protected].

Are you interested in finding great off-market investment opportunities? We’ve partnered with DealMachine to help bring great deals to your doorstep. All you have to do is sign up with DealMachine using this link and follow the steps to secure your next deal. Patrick and I are clients of DealMachine and have made a lot of money using their services. We hope you do too!

Do you have any questions you'd like for us to answer on the show, or a success story you'd like to share? Shoot us an email to [email protected] and we'd be happy to connect with you. And If you haven’t done so already, please leave us a glowing 5 start review on your podcasting platform–it would really help us out!

You can connect with you hosts on instagram:

James on Instagram: @James_Rippeon

Patrick on Instagram: @RentalPropertyCouple

Watch on Youtube. 

Sign up for our newsletter to stay informed.

Let's kick the 9 to 5!

Decide. Commit. Take Action!

Becoming financially independent doesn’t always mean that you have to strive to quit your 9-5 as soon as humanly possible. If you enjoy your job, but just want to maximize your return on earned income, then our guest T.R. Smith is ready to share some actionable tips with you! If you want to build generational wealth you need to find some "Home Run Investments."  T.R. defines a home run investment as a method of investing that will give you an excellent return on your money with little risk. These kinds of investments can be made based on the money you contribute or by reducing the amount of taxes that you pay annually. In both cases, you are building wealth immediately. T.R. has dedicated himself to help people build wealth by maximizing employee benefits and reducing taxes - along with many other strategies. In our conversation, we discussed strategies to increase your profits and lower your tax obligations, how to maximize your 401(k) benefit, how to use an IRA to begin building generational wealth, the best ways to use your Flexible Spending Account (FSA), ways to generate profits from your Health Savings Account (HSA), and how to set up your family for success by using 529 College Savings Accounts & Custodial Accounts.

You can connect with our guest on Instagram @trsmithinvests or online at  https://paychecksandprofits.com.

Do you have any questions you'd like for us to answer on the show, or a success story you'd like to share? Shoot us an email to [email protected] and we'd be happy to connect with you. And If you haven’t done so already, please leave us a glowing 5 start review on your podcasting platform–it would really help us out!

You can connect with you hosts on instagram:

James on Instagram: @James_Rippeon

Patrick on Instagram: @RentalPropertyCouple

Let's kick the 9 to 5!

Decide. Commit. Take Action!