Crypto rich… but still getting denied? 👀

That's not a money problem. That's a lender problem.

Banks see crypto… and shut the door. I see crypto… and structure the deal.

Same borrower. Different strategy. Completely different outcome.

I specialize in helping crypto investors qualify using Non-QM loan strategies most lenders don't even understand.

💡 If you're holding crypto and trying to buy real estate… you need a different approach.

🎙️ I break it all down on the Real Open House Podcast 👉 Subscribe and learn how to actually leverage your crypto.

You've seen her on Buying Beverly Hills — but as Managing Partner at The Agency, Michelle Schwartz knows the real win isn't solo… it's how her team moves together.

This is the playbook behind the scenes: real collaboration, real strategy, real results. The kind most offices say they have… but can't actually execute.

This is what separates teams that look good… from teams that dominate. 💼⚡️

👉 Watch the full conversation on The Real Open House Podcast

Imagine a property that qualifies for its own loan. That's the power of a DSCR loan. No digging through tax returns. No explaining write-offs. No proving income the traditional way. Instead, the focus is on what matters most: whether the property can generate enough cash flow to support the mortgage. If you're building wealth through real estate, this is one financing strategy you need to understand. 🎥 Watch the Reel. 📩 Questions? Send me a DM. 🎙️ And if you want more real estate, mortgage, and investing insights delivered regularly, subscribe to The Real Open House — the link is in my bio. #TheRealOpenHouse #DSCRLoans #RealEstateInvesting #MortgageTips #CashFlow

Self‑Employed? W‑2 Not Your Story? WATCH THIS. Josh is breaking down one of the most powerful loan programs out right now 👇 1099 | Business Owners | Independent Contractors

✅ No traditional income docs

✅ No W‑2 required

✅ Qualify using bank statements or 1099s

✅ Perfect for write‑off heavy earners

If your tax returns don't reflect your real income… you're not alone—and you're NOT out of options.

This is how a lot of my clients are getting into homes RIGHT NOW while others are getting declined.

Watch the clip — it could literally change your buying timeline. DM me "1099" if you want to see what you qualify for or drop a comment and I'll reach out 👇

Let's get you approved the smart way.

Getting denied for a mortgage because of write-offs? Listen to this…

Traditional lenders rely on your net income after write-offs — which can make you look like you earn way less than you actually do.

That's why so many business owners get stuck.

-The difference? I use gross deposits — not just what your tax return shows — to help you qualify based on your real earning power.

Stop letting your CPA's tax strategy block your homeownership goals. There's a smarter way.

-Follow me for more strategies to get approved (even if you're self-employed) and build wealth through real estate. Don't forget to subscribe.

If your income is "outside the box," I've got you. Non-QM mortgages are built for real people with real-life financial situations — selt-employed, 1099 earners, investors, business owners, or anyone whose income doesn't fit the traditional mold. If your file is complicated, layered, or just not getting the attention it deserves, call me or DM me. I'll walk you through the best path forward and help you get approved with confidence. Let's make your financing work for you.

Most people think being a landlord is passive income… until they actually become one.

In this episode, I sit down with Niv—an attorney who represents landlords—and we get into the real side of the business. Not the Instagram version—the reality.

We're talking about tenant situations that spiral fast, legal battles you don't see coming, and stories that honestly sound made up… but aren't.

Niv breaks down what's actually happening behind the scenes—what rights landlords really have, where people go wrong, and how one mistake can cost you serious time, money, and stress.

Some of these stories are insane. And if you're in real estate, they're closer to your reality than you think.

Inside the episode:

• The wildest tenant situations we've seen firsthand
• What landlords can legally do (and where they get burned)
• The biggest mistakes that turn small problems into lawsuits
• How to protect yourself before things go sideways
• Real insights from someone who deals with this every day in court

This isn't theory. This is what actually happens.

If you own property—or plan to—this episode might save you way more than just time.

Listen carefully… because the details matter more than you think.

#BDE — Big Deal Erica

Episode 6 of The Real Open House with Erica Fields turns the intensity up another notch as Erica steps fully into her stride, balancing high-stakes real estate decisions with unapologetic leadership and signature confidence. This episode delivers exactly what fans have come to expect: bold moves, honest conversations, and the kind of behind-the-scenes access that makes every showing feel larger than life.

The episode opens with Erica preparing for one of her most challenging open houses yet—a property that demands vision, precision, and flawless execution. From the moment she walks the space, it's clear this isn't just another listing. With a discerning buyer pool and sky‑high expectations, Erica breaks down the strategy behind positioning a luxury home to stand out in a competitive market. Every detail matters, and she makes her standards known.

As the open house unfolds, viewers get a front-row seat to Erica's process: how she reads the room, adapts to buyer energy, and confidently commands attention without ever forcing the sale. Her ability to connect—while staying firm on value—becomes the episode's defining theme. It's not just about opening doors; it's about controlling the narrative.

Episode 6 also pulls back the curtain on Erica the businesswoman. In candid moments between showings, she reflects on the pressure of being "the one" clients rely on, the weight of big decisions, and the mindset required to operate at a high level without burning out. These quieter scenes add depth, reminding viewers that success isn't accidental—it's cultivated daily.

Interpersonal dynamics come into play as Erica navigates conversations with collaborators and potential buyers who test her patience and assumptions. She stays composed, direct, and strategic—never shrinking, never over-explaining. The message is clear: confidence is currency, and Erica knows her worth.

The episode builds toward a strong finish as Erica assesses the outcome of the open house, weighing interest, offers, and next steps. Whether deals close immediately or momentum carries forward, Episode 6 reinforces a core truth of the series: wins aren't always loud, but they're always intentional.

With its mix of polished professionalism, real tension, and empowering moments, Episode 6 encapsulates the essence of The Real Open House with Erica Fields—where real estate meets real grit. Erica doesn't just show homes; she shows what it looks like to lead with clarity, conviction, and undeniably Big Deal Energy.

Big moves. Big confidence. Big Deal Erica.

In this episode, Josh Oleesky sits down with Victoria Cruz, a respected professional and thought leader known for her insight, experience, and authentic perspective. Victoria shares her personal journey, key lessons learned along the way, and the mindset that has helped her navigate challenges and opportunities in both business and life.

Throughout the conversation, Victoria offers thoughtful commentary on leadership, growth, resilience, and the importance of staying true to your values while evolving in a competitive environment. Listeners will gain practical takeaways, real-world wisdom, and inspiration from her approach to problem-solving and long-term success.

Whether you're an industry professional, entrepreneur, or someone focused on personal growth, this episode delivers meaningful insight and motivation you won't want to miss.

🎙️ Tune in to hear Victoria's story, her advice for navigating change, and the principles that continue to guide her forward.