The crises of recent years—be they economic, political, or global health-related—have taught us one thing: the world turns to nonprofits when everything else breaks down. Food banks, housing initiatives, health clinics, and educational programs didn’t close when the world did. Instead, they scaled up. They innovated. They adapted.

But while the public relies on them, the financial foundation of many nonprofits remains fragile. And that’s where the conversation between nonprofit lending expert Stephen Halasnik and BlueHub Capital CEO Elyse Cherry begins: not with despair, but with a call for reinvention.