The Responsible Resident

By Amber Stitt

The Responsible Resident Podcast is a short-form educational series designed for medical students, residents, and fellows who want clarity around financial decisions during training, without

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FAQs about The Responsible Resident:

How many episodes does The Responsible Resident have?

The podcast currently has 6 episodes available.

The Responsible Resident episodes:

May 15, 2026When to Buy Disability Insurance - RR Ep 4
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When should physicians buy disability insurance, and what factors impact cost and eligibility?
Disability insurance for doctors, timing, underwriting, and income protection explained simply.
In this episode of The Responsible Resident, Amber Stitt breaks down when to buy disability insurance, including how age, health, medical specialty, gender, and state of residence affect pricing and policy design.
Learn why buying disability insurance early helps physicians lock in rates, secure true own-occupation coverage, and protect future income with greater flexibility.
📻 Thank you for tuning in to The Responsible Resident!
To Download the FREE Medical Professionals Blueprint:
StittStrategies.com/Blueprint
If you would like a free quote, please contact us at:
mddisabilityquotes.com/responsible-resident
Amber Stitt is a disability insurance specialist with over 15 years of experience helping physicians protect their income and make informed financial decisions.
As the host of The Responsible Resident, she brings a structured, education-first approach to topics like disability insurance, underwriting, and income protection, areas often overlooked during medical training.
🔗 Connect with host, Amber Stitt, on Social Media:
AMBER’S INSTAGRAM
AMBER’S LINKEDIN
AMBER’S FACEBOOK
📲 Be sure to visit the Stitt Strategies website:
www.StittStrategies.com
🎬 And remember, let's take action today!!!
...more
9min
May 13, 2026Disability Insurance Contracts - RR Ep 3
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How do disability insurance contracts actually work for physicians, and what determines if you get paid?
Own-Occupation disability insurance, residual benefits, elimination periods, and policy design, explained clearly.
In this episode of The Responsible Resident, Amber Stitt breaks down how disability insurance contracts work for physicians, including true own-occupation definitions, partial disability (residual) benefits, recovery benefits, elimination periods, future purchase options, future increase option, and benefit increase riders.
Learn how policy structure, not just coverage, impacts income protection and long-term financial security.
To follow along with this episode, download the free guide:
StittStrategies.com/Guide
📻 Thank you for tuning in to The Responsible Resident!
To Download the FREE Medical Professionals Blueprint:
StittStrategies.com/Blueprint
If you would like a free quote, please contact us at:
mddisabilityquotes.com/responsible-resident
Amber Stitt is a disability insurance specialist with over 15 years of experience helping physicians protect their income and make informed financial decisions.
As the host of The Responsible Resident, she brings a structured, education-first approach to topics like disability insurance, underwriting, and income protection, areas often overlooked during medical training.
🔗 Connect with host, Amber Stitt, on Social Media:
AMBER’S INSTAGRAM
AMBER’S LINKEDIN
AMBER’S FACEBOOK
📲 Be sure to visit the Stitt Strategies website:
www.StittStrategies.com
🎬 And remember, let's take action today!!!
...more
17min
May 11, 2026Employer or Association Disability Insurance vs. Private Disability Insurance - RR Ep 2
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Employer vs. private disability insurance for physicians: What’s the difference and why does it matter?
Group disability insurance, own-occupation coverage, and income protection for doctors explained clearly.
In this episode of The Responsible Resident, Amber Stitt breaks down how employer-sponsored disability insurance compares to individual disability insurance for physicians.
Learn how group long-term disability plans work, common limitations like benefit caps, taxable income, and offsets, and why true own-occupation disability insurance provides stronger protection for your medical specialty and long-term earning potential.
This episode also covers:
Group disability insurance vs. individual disability insurance
Own-occupation vs. modified definitions
Benefit caps, taxes, and Social Security offsets
Portability, rate locks, and protecting future income
📻 Thank you for tuning in to The Responsible Resident!
To Download the FREE Medical Professionals Blueprint:
StittStrategies.com/Blueprint
If you would like a free quote, please contact us at:
mddisabilityquotes.com/responsible-resident
Amber Stitt is a disability insurance specialist with over 15 years of experience helping physicians protect their income and make informed financial decisions.
As the host of The Responsible Resident, she brings a structured, education-first approach to topics like disability insurance, underwriting, and income protection, areas often overlooked during medical training.
🔗 Connect with host, Amber Stitt, on Social Media:
AMBER’S INSTAGRAM
AMBER’S LINKEDIN
AMBER’S FACEBOOK
📲 Be sure to visit the Stitt Strategies website:
www.StittStrategies.com
🎬 And remember, let's take action today!!!
...more
15min
May 08, 2026What Is Disability Insurance? - RR Ep 1
Send us Fan Mail
What is own occupation disability insurance for physicians, and why does it matter?
Disability insurance for doctors, income protection, and group vs. individual coverage explained simply.
In this episode of The Responsible Resident, Amber Stitt breaks down how disability insurance works, why physicians need income protection, and how true own-occupation coverage protects your specialty, sub-specialty, and future earnings.
Learn the difference between employer group disability and private individual policies, and why timing and understanding your options early matters.
Amber unpacks what true own-occupation disability insurance really means, shares a powerful real-life story, and reveals why your ability to earn is your biggest financial asset.
If you’re wondering whether you actually need disability insurance, or you’ve felt overwhelmed by complex policies, this episode gives you the clarity and confidence to protect your future.
Let’s talk about the realities of risk, the myths around disability, and why proactive planning matters for every physician’s path to financial freedom.
📻 Thank you for tuning in to The Responsible Resident!
To Download the FREE Medical Professionals Blueprint:
StittStrategies.com/Blueprint
If you would like a free quote, please contact us at:
mddisabilityquotes.com/responsible-resident
Amber Stitt is a disability insurance specialist with over 15 years of experience helping physicians protect their income and make informed financial decisions.
As the host of The Responsible Resident, she brings a structured, education-first approach to topics like disability insurance, underwriting, and income protection, areas often overlooked during medical training.
🔗 Connect with host, Amber Stitt, on Social Media:
AMBER’S INSTAGRAM
AMBER’S LINKEDIN
AMBER’S FACEBOOK
📲 Be sure to visit the Stitt Strategies website:
www.StittStrategies.com
🎬 And remember, let's take action today!!!
...more
13min
May 06, 2026The Responsible Resident Podcast Trailer
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The Responsible Resident is a practical, education-first podcast designed to help physicians make clear, confident financial decisions, without needing a finance background.
In this introductory episode, Amber Stitt shares the personal and professional experiences that led her to create this series, along with a simple blueprint to think through your career, money, and risk.
Physician financial planning, disability insurance for doctors, and income protection explained, without complexity.
This podcast series is a practical guide for medical students, residents, and physicians to make smarter financial decisions early in their careers.
Because doing nothing is still a decision.
📻 Thank you for tuning in to The Responsible Resident!
To Download the FREE Medical Professionals Blueprint:
StittStrategies.com/Blueprint
If you would like a free quote, please contact us at:
mddisabilityquotes.com/responsible-resident
Amber Stitt is a disability insurance specialist with over 15 years of experience helping physicians protect their income and make informed financial decisions.
As the host of The Responsible Resident, she brings a structured, education-first approach to topics like disability insurance, underwriting, and income protection, areas often overlooked during medical training.
🔗 Connect with host, Amber Stitt, on Social Media:
AMBER’S INSTAGRAM
AMBER’S LINKEDIN
AMBER’S FACEBOOK
📲 Be sure to visit the Stitt Strategies website:
www.StittStrategies.com
🎬 And remember, let's take action today!!!
...more
5min
March 05, 2026Financial Decisions in Residency: What Matters Now and What Can Wait
Today is the day to give yourself permission not to have everything figured out.
Take a deep breath and focus on gaining clarity, because you deserve to understand your options before they narrow.
You’re about to meet Amber Stitt, podcast host of The Responsible Resident, co-owner of MD Disability Quotes, and a trusted financial educator for physicians in training.
With 15 years of experience helping residents and fellows protect their income, Amber is here to break down the financial decisions that actually matter during residency, and what can absolutely wait. 🩺
In this episode, Amber reveals why your health and timing matter just as much as your income, the common myths that keep residents stuck in survival mode, and a simple framework for understanding medical underwriting and insurance options.
No pressure, no sales, just practical advice to help you navigate your career and financial choices with clarity.
Let’s talk about income protection, timing your moves, and building a solid financial foundation before your options narrow. 🚀
#theresponsibleresident #amberstitt #theamberstittshow #amberstittmediacompany #theresponsibleresidentpodcast
📻 Thank you for tuning in to The Responsible Resident!
To Download the FREE Medical Professionals Blueprint:
StittStrategies.com/Blueprint
If you would like a free quote, please contact us at:
mddisabilityquotes.com/responsible-resident
Amber Stitt is a disability insurance specialist with over 15 years of experience helping physicians protect their income and make informed financial decisions.
As the host of The Responsible Resident, she brings a structured, education-first approach to topics like disability insurance, underwriting, and income protection, areas often overlooked during medical training.
🔗 Connect with host, Amber Stitt, on Social Media:
AMBER’S INSTAGRAM
AMBER’S LINKEDIN
AMBER’S FACEBOOK
📲 Be sure to visit the Stitt Strategies website:
www.StittStrategies.com
🎬 And remember, let's take action today!!!
...more
7min

FAQs about The Responsible Resident:

How many episodes does The Responsible Resident have?

The podcast currently has 6 episodes available.