Our guest, financial advisor David Edmisten, delves into retirement planning beyond finances, emphasizing lifestyle considerations. The discussion covers women's concerns about financial longevity, the intricacies of retirement decisions, and the emotional aspects of this life stage. Edmisten advocates for aligning financial choices with life goals, embracing retirement as a positive transition, and maintaining flexibility in plans.
He recommends creating a dedicated retirement income plan, ensuring 18 months of expenses are in cash, and optimizing taxes. Edmisten encourages individuals to explore and find a trustworthy financial planner who aligns with their values, emphasizing the need for comfort, understanding of fees, and a fit in the planning process. Tune in for valuable insights into holistic retirement planning.

David Edmisten, CFP®, is the Founder of Next Phase Financial Planning, LLC, a financial advisor in Prescott, AZ. Next Phase Financial Planning provides retirement, investment and tax planning that helps corporate employees retire with both financial and lifestyle security.   

I am a Christian, very happily married to my amazing wife Kristy and father of 8 wonderful children.  We enjoy traveling, the beach, hiking, sports, games, and serving others.  I also love music, playing guitar and sharing laughter with family and friends. 

Website: https://www.nextphasefp.com
LinkedIn: https://www.linkedin.com/in/davidedmisten/

Gayla's Info
Website:  https://gaylajoywellness.com
LinkedIn: https://www.linkedin.com/in/gaylabeyer/
Facebook: https://www.facebook.com/gaylajoywellness/
Instagram: https://www.instagram.com/gaylajoywellness/
https://www.pinterest.com/gaylajoywellness/

Disclaimer: The views and opinions expressed by the guest in this podcast episode are solely those of the individual and do not necessarily reflect the views, opinions, or official policies of the host or the hosting platform. The content provided by the guest is for informational and educational purposes only, and listeners are encouraged to conduct their own research and seek professional advice before making any financial decisions. Listeners should always use their discretion in evaluating the information presented in this podcast.

Join host Gayla Beyer in a deep dive into the world of relationships during the retirement transition. Discover the nuances, challenges, and strategies for both partners to thrive amidst significant life changes.

In this insightful episode, Gayla is joined by Debbie Caudle, a seasoned therapist and relationship coach. Together, they unravel the complexities of "Retired Husband Syndrome" and explore how couples can communicate effectively, set expectations, and foster a healthy partnership during retirement.

🌟 Key Takeaways:

▶️. Understanding the impact of retirement on relationships.
▶️. Strategies for effective communication during this life transition.
▶️. Differentiating roles from purpose and maintaining individual identities.
▶️. Navigating the challenges of change, boredom, and unmet expectations.
▶️. The power of self-awareness and setting intentional paths for personal growth.

About Debbie:
Debbie Caudle is a licensed therapist and relationship coach, specializing in helping Christian women transform their relationships, from the inside out. She's the author of "The Path Less Traveled" and the founder of By Divine Design for Women and she has over 30 years of experience therapy experience.

🔗 Connect with Debbie Caudle:
Website: debbiecaudle.com
Podcast: The High Ticket Woman

Gayla's Info
Website:  https://gaylajoywellness.com
LinkedIn: https://www.linkedin.com/in/gaylabeyer/
Facebook: https://www.facebook.com/gaylajoywellness/
Instagram: https://www.instagram.com/gaylajoywellness/
https://www.pinterest.com/gaylajoywellness/
🌟 Let's design your own personalized mini-retreat: 
https://gaylajoywellness.com/reconnect-to-you-mini-retreat

Dive into the transformative world of retirement with Isabel Alexander in our latest podcast episode!  Join us for an inspiring conversation as Isabel shares her personal journey of rediscovery and reinvention during the Encore Chapter. 

Uncover valuable insights on retiring limits, reigniting passions, and crafting a vibrant encore narrative. Don't miss this empowering episode full of wisdom, laughter, and limitless possibilities!  Hit play and embark on a journey of growth and joy.
Link to “The LifeTime Vault Tool”   https://www.encorefreegift.com/lifetime-vault-6447

Isabel's Bio: 

Isabel Alexander, a globally recognized business strategist and transformation catalyst, shares her remarkable journey from launching a $10 million+ chemical wholesale business from her dining room table to influencing international boardrooms. With over 50 years of experience across various industries, Isabel is a pivotal figure in shaping economic landscapes. 

As Chief Encore Officer of The Encore Catalyst, she coaches and educates women entrepreneurs, advocating for empowerment and leadership. Named one of Canada’s Top 100 Most Powerful Women, Isabel's roles include director, author, speaker, and motivator, emphasizing her commitment to leadership and business development. 

Her mantra, "Lift As You Climb," reflects her philosophy of mutual growth. Isabel's extensive advisory roles with government bodies and trade associations, including Chair of the Canadian Association of Importers & Exporters, showcase her impact on trade policies and international relations. Isabel Alexander's story is an inspiring beacon of visionary leadership, strategic advising, and global entrepreneurship.

Social Media Links:  https://linktr.ee/isabelalexander_encorecatalyst

Gayla's Info: 

Reconnect to You: https://gaylajoywellness.com/reconnect-to-you-mini-retreat
Website:  https://gaylajoywellness.com
LinkedIn: https://www.linkedin.com/in/gaylabeyer/
Facebook: https://www.facebook.com/gaylajoywellness/
Instagram: https://www.instagram.com/gaylajoywellness/
Pinterest: https://www.pinterest.com/gaylajoywellness/

In this eye-opening podcast episode, financial writer, educator and coach, Kate Phillips, challenges conventional retirement planning norms, offering a fresh perspective on achieving financial well-being. 

Kate shares her personal journey through financial challenges, emphasizing the importance of aligning financial decisions with personal values and introducing the concept of a new retirement paradigm.

Explore Kate's program, "The Retirement Revival," designed to help individuals, particularly women, embrace this new paradigm. Delve into the seven levers, including mastering mindset, increasing income, editing expenses, savings and security, investing with intention, prioritizing health and wealth, and adopting an aligned life design.

Gain valuable insights on questioning traditional financial advice, addressing inefficiencies in retirement accounts, and creating a holistic approach to retirement as a dynamic life process.

Kate's Bio:
Kate Phillips believes that the typical model of retirement is broken for many Americans. As a wealth coach and creator of programs such as Rewrite My Money Story and Retirement Revival, she helps people discover solutions outside of the "Wall Street box."  After losing "everything" in a Great Recession financial storm, Kate started over from less than zero. Her journey led her to many breakthroughs, including her work as a financial writer, a love of investing, and creating a life she doesn't want to retire from! 

Connect with Kate on Facebook, through email, and get on her notification list for trainings and her next ebook atNewRetirementParadigm.com

Want some help experiencing your own personal mini-retreat so you can plan your financial future?   https://gaylajoywellness.com/reconnect-to-you-mini-retreat/

Website:  https://gaylajoywellness.com
LinkedIn: https://www.linkedin.com/in/gaylabeyer/
Facebook: https://www.facebook.com/gaylajoywellness/Instagram: https://www.instagram.com/gaylajoywellness/
https://www.pinterest.com/gaylajoywellness/

In this podcast episode, I delve into the fascinating realm of connecting with the unconscious mind with guest Christy Cowgill, a former nurse anesthetist who specializes in hypnosis and the mind-body connection. We discuss the profound influence of thoughts on emotions, attitudes, beliefs, and behavior. Drawing from her experience, Christie explores the impact of tapping into the unconscious mind, hypnosis and the mind-body connection on post-surgical recovery and health.

Christy shares how accessing the unconscious mind can help us get with clarity through life transitions, particularly the challenges faced by women entering retirement. Christie sheds light on the identity shift during this phase, underscoring the need to reassess beliefs and values. She advocates for slowing down to reconnect with one's true self. The conversation expands to the unconscious conflicts that may arise during such transitions, emphasizing the importance of bringing these hidden aspects to light for personal growth and informed decision-making. Together, these podcast segments offer a profound exploration of the unconscious mind's role in shaping our lives, from health to significant life transitions.



Christy's contact Information:
Christy Cowgill – Hypnotherapy – Nurse – Childbirth Educator
Coach for Mind, Body, and Birth
971-249-2819
[email protected]

More Information on Website
https://www.enterintocalm.com/

Hypnosis Fridays!! FREE mini-workshop
https://www.enterintocalm.com/workshop

Follow me
https://www.facebook.com/calmbirthmindbody
https://www.instagram.com/enterintocalm/
https://www.linkedin.com/in/cowgillchristina/

Gayla's contact information:
Website:  https://gaylajoywellness.com/
LinkedIn: https://www.linkedin.com/in/gaylabeyer/
Facebook: https://www.facebook.com/gaylajoywellness/
Instagram: https://www.instagram.com/gaylajoywellness/
Pinterest: https://www.pinterest.com/gaylajoywellness/

In this insightful podcast episode, we chat with Pamela Lear, a talented writer and advocate whose journey with Parkinson's disease offers a unique perspective on retirement, legacy-building, and a meaningful life. Pamela's story is a testament to the resilience of the human spirit and offers invaluable insights for all.  She shares her and her mother's parallel Parkinson's diagnoses, revealing how writing became a powerful connection in their shared journey. We explore the emotional impact of chronic health conditions and the transformation they can bring to one's life and relationships.

Pamela's practical advice on leading a fulfilling life despite challenges posed by Parkinson's is both inspiring and actionable. Her emphasis on empathy, understanding, and leaving a positive legacy through everyday actions provides a path for all to follow.

Join us for Pamela's remarkable journey, a source of inspiration for those facing adversity in retirement, regardless of the obstacles they may encounter.

About Pamela:

Pamela is a writer and a reader, an artist, a wife, and a mother and a grandmother, a volunteer, an ex-marketing manager, ex-teacher, and ex-realtor.  She is passionate about literature, family bonds, social justice, Judaism, spirituality, and good food. She doesn't care about getting dressed up or about what the royals in the UK are doing.

"I live to rock the boat. I have ideas on top of ideas on top of more ideas. Now if only I could implement a few of them. I love life, and I try to live every day fully; if I was gone tomorrow, I would have no regrets".

Instagram:  @lear4752, but I really don't know how to turn that into an website address. Do you?

My website is www.PamelaLear.com
Instagram:  https://www.instagram.com/lear4752/
Merle Saferstein's website is at www.merlesaferstein.com

Contact Gayla: [email protected]
Website:  https://gaylajoywellness.com/
LinkedIn: https://www.linkedin.com/in/gaylabeyer/
Facebook: https://www.facebook.com/gaylajoywell...
Instagram: https://www.instagram.com/gaylajoywel...

This podcast episode explores the transition to part-time work as a path to retirement.  We speak with Mary Tongue, an entrepreneur with a 25-year career in construction. We explore Mary's journey, emphasizing the shift from a demanding full-time career to a fulfilling part-time passion project. We discuss the transition process and Mary's new business, focusing on starting slowly, overcoming mental blocks, and emphasizing self-awareness. Mary shares her new brand and business, Mary True Residential Project Planning and Design, which offers pre-construction planning, home transition support, and hospitality services. Throughout this conversation, the importance of aligning values with one's passion business and seeking professional guidance is emphasized, making Mary's story an inspiring example for women looking for a balanced retirement transition.

Contact Mary: [email protected]/
Learn more about  Mary True with this flyer: https://rb.gy/t2pb4

Contact Gayla: [email protected]
Website:  https://gaylajoywellness.com/
LinkedIn: https://www.linkedin.com/in/gaylabeyer/
Facebook: https://www.facebook.com/gaylajoywell...
Instagram: https://www.instagram.com/gaylajoywel...

In this episode, I welcome Dr. Kari Horn, a chiropractor, coach, and fitness trainer.  We explore the evolving trends in women's health and fitness, especially for postmenopausal women.   Kari shares practical advice on strength, balance training, and flexibility, emphasizing proper guidance and support.

We delve into the benefits of Tai Chi, a gentle yet effective practice for physical and mental well-being.  

The episode underscores the importance of self-care and movement in maintaining overall well-being as women age. 

Bio: 
Dr. Kari Horn, a seasoned chiropractic physician with 25+ years in St. Peters, MO, uses a holistic approach blending Chiropractic, Acupuncture, Corrective Exercises, and Nutrigenomics. Passionate about fitness and nutrition from her youth, she holds a Biochemistry degree from Purdue University ('94) and graduated with honors from Logan College of Chiropractic ('97). Dr. Horn is a Certified Women's Health and Nutrition Coach, a fitness instructor, and a Tai Chi teacher for older adults. She's also taught Biomechanics, Kinesiology, and Exercise courses at local universities. Her diverse interests include weight training, running, gardening, biking, equestrian sports, crafting, and paddleboarding.

Contact:  [email protected].   
Resources:
https://taichiforhealthinstitute.org/
10 Things To Have In A Home Gym - email Kari for a copy.

Contact Gayla: [email protected]
Website:  https://gaylajoywellness.com/
LinkedIn: https://www.linkedin.com/in/gaylabeyer/
Facebook: https://www.facebook.com/gaylajoywell...
Instagram: https://www.instagram.com/gaylajoywel...

Disclaimer: The content of this podcast is for educational and entertainment purposes exclusively. It is not intended for diagnosing or treating specific diseases or conditions, nor does it establish a provider-patient relationship.  For any medical concerns, always consult your healthcare provider. This disclaimer extends to all guests on the Retire Your Limits podcast.

Disclaimer: 

I apologize for the guest's harsh audio starting at minute 19.  I am learning and I will get better, I promise.

This week's guest: 
Allison Wood, M.Ed., MSW, RSW
Website:  https://www.whyweightprogram.com/copy-of-home

Episode Summary:

Welcome to "Retire Your Limits," where we explore inspiring stories of women redefining retirement. Join host Gayla Byer as she engages in a captivating conversation with Allison Wood, a therapist who experienced a remarkable transformation during the COVID-19 pandemic.

Discover how the pandemic reshaped retirement perspectives, leading to introspection about lifestyle, values, and priorities for many women. Allison reflects on her pre-pandemic life managing a bustling psychotherapy clinic and the pivotal changes she made to prioritize her well-being.

Explore Allison's pandemic awakening marked by newfound energy and a desire to be with her family, sparked by conversations with clients about their pandemic experiences. Learn about her transition from a busy clinic to semi-retirement, where she achieved a harmonious work-life balance and even transformed her experience into a passion-based business.

Uncover Allison's approach to overcoming doubts and limiting beliefs, and how she and Gayla highlight the growing trend of women seeking fulfillment and purpose in their post-retirement years. "Retire Your Limits" is your gateway to inspiration and empowerment as women redefine retirement on their terms, embracing self-discovery, growth, and pursuing their passions.
 
Website:  https://gaylajoywellness.com

Socials:
LinkedIn: https://www.linkedin.com/in/gaylabeyer/
Facebook: https://www.facebook.com/gaylajoywellness/
Instagram: https://www.instagram.com/gaylajoywellness/
Pinterest: https://www.pinterest.com/gaylajoywellness/

Citations:
https://www.census.gov/library/stories/2022/09/did-covid-19-change-retirement-timing.html

https://fortune.com/2022/06/07/great-unretirement-recently-retired-workers-consider-returning-to-jobs/

Join Gayla Beyer in this engaging podcast conversation with financial advisor Nicholas Pihl as they explore the evolving landscape of retirement planning for women in this new era.

Nicholas emphasizes the importance of moving beyond mere financial numbers and delving into personal values, goals, and experiences that can impact a desired retirement lifestyle.  He encourages women to explore their financial mindset, past experiences with money, and the significance of overcoming fear and scarcity in their financial journey. 

Nicholas and Gayla delve into the shifts in women's retirement patterns, including the trend of women transitioning in and out of the workforce. They explore how the gig economy and remote work, have opened up new opportunities for women to redefine their careers during retirement. Nicholas discusses the financial implications of these shifts, highlighting that part-time work and remote opportunities can allow women to reduce their retirement savings contributions and redirect that money towards their present lifestyle or portfolio growth. He also underlines the importance of addressing the issue of loneliness during retirement and the role that part-time work can play in maintaining social connections.

They discuss the evolving landscape of retirement, particularly in light of recent market fluctuations, and how it impacts women's decisions regarding their retirement portfolios.  And Nicholas highlights the value of consulting with a financial advisor to create a tailored retirement plan that aligns with individual goals, values, and desired lifestyle changes.

Overall, the conversation provides valuable insights into the changing landscape of retirement planning and how women can approach this phase of life with greater flexibility and purpose.

 You can reach Nicholas at https://www.pihlfinancialplanning.com/

Nicholas is a financial planner working primarily with women approaching retirement. What makes Nicholas unique is how he takes an individualized approach to working with each client, helping them design a great life for themselves that provides them with the financial security and abundance to pursue their dreams. 

https://www.facebook.com/profile.php?id=61551084505248https://www.linkedin.com/company/90473738/
https://www.youtube.com/@PihlFinancialPlanning

Website:  https://gaylajoywellness.com
Money Mindset Tips: https://artisanal-teacher-6971.ck.page/7325442412

Socials:
LinkedIn: https://www.linkedin.com/in/gaylabeyer/
Facebook: https://www.facebook.com/gaylajoywellness/
Instagram: https://www.instagram.com/gaylajoywellness/
Pinterest: https://www.pinterest.com/gaylajoywellness/