The Retirement Huddle

Some decisions you make are hard to go back to change, and some you can't change at all. And there are many decisions in retirement planning that can't be undone, so you want to make sure that you make the right call.

Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-28-retirement-decisions-that-cant-be-undone/475/

What we discuss on this episode:

1:59 – Social Security

3:47 – Spousal benefits

5:48 – Life insurance

7:02 – Retirement date

The financial world is full of acronyms that get thrown around for convenience, but the average person doesn't necessarily know what they all mean. We'll share what they are and what they mean.

Read more and get additional financial resources here: https://retirementhuddle.com/financial-planning/ep-27-financial-acronym-salad/456/

What we discuss on this episode:

1:28 – ETF

2:46 – RMD

5:23 – YTM

5:57 – CPI

8:02 – COLA

9:33 – FRA

Should you always pay off your house as soon as you can? Do you need life insurance when you retire? Find out if we agree or disagree with these financial strategies.

Read more and get additional financial resources: https://retirementhuddle.com/podcast/ep-26-agree-or-disagree-with-these-financial-strategies/442/

What we discuss on this episode:

1:12 – Pay off your house

2:10 – Individual bonds vs. bond funds

3:37 – Life insurance

5:15 - Annuities

6:54 – Deferred taxes

8:07 – Credit cards

8:38 – Mutual funds instead of stocks

9:31 – Social Security

To successfully complete a jigsaw puzzle, there are some strategies you'll want to keep in mind, and many of those same strategies apply to retirement planning.

Read more and get additional financial resources here: https://retirementhuddle.com/financial-planning/ep-25-the-jigsaw-puzzle-of-retirement/424/

What we discuss on this episode:

1:40 – Look at the big picture

3:04 - Build a framework

4:30 – Sort by color

5:51 – Have an end-game in mind

When you're in the red zone in football, you need to capitalize on the opportunities and not make costly mistakes. The same thing goes when you're in the red zone leading up to your retirement years. We'll explain why.

Read more and get additional financial resources here: https://retirementhuddle.com/financial-planning/ep-24-why-the-final-decade-before-retirement-is-crucial/415/

What we discuss on this episode:

1:33 – Get healthy and stay healthy

3:32 – What will you do with free time?

4:58 – Post-retirement career?

6:48 – Save more money

8:48 – Become debt free

9:18 – Reduce the risk in your portfolio

Do ever watch home renovation shows on TV? Well, renovation projects can also apply to your financial life. We'll explain how.

Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-23-how-home-renovation-is-like-financial-planning/385/

What we discuss on this episode:

1:50 – Contractor's discount

4:24 – Passing inspection

6:35 – Specialization

What can basketball teach us about financial planning? Surprisingly, they have a lot in common. We'll explain how

Read more and get additional resources here: https://retirementhuddle.com/podcast/ep-22-what-basketball-can-teach-us-about-retirement-planning/374/

What we discuss on this episode:

1:48 – Shot clock

4:35 – Double dribble

7:05 – Personal fouls

"This is the year. I'm going to do (fill in the blank)." How many times have you heard people say that about New Year's resolutions? Let's talk about some good financial goals for the New Year and how to make them stick.

Read more and get additional financial resources here: https://retirementhuddle.com/financial-planning/ep-21-financial-goals-for-2021/356/

What we discuss on this episode:

2:12 – Understand new legislation

3:20 – Understand old legislation

4:36 – Gathering tax documents

5:32 – Adjusting to new income levels

6:26 – Reassessing overall retirement health

Does your financial advisor look at your tax returns? What about the fees in your investments? We'll explain how your advisor should be helping you.

Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-20-is-your-advisor-doing-this/340/

What we discuss on this episode:

1:28 – Reviewing tax returns

3:06 – Evaluating fees and costs in investments

4:36 – Discussing and planning retirement income

6:22 – Clarify target and goal for invested dollars

7:47 – Reviewing family goals and legacy plans

This time of the year is very special. Christmas songs can get you in the mood for celebrating with your family. They can also be compared to retirement planning. On this episode of The Retirement Huddle podcast, Mark Howard explains how they are similar.

Read more and get additional financial resources here: https://retirementhuddle.com/podcast/ep-19-financial-lessons-from-christmas-carols/319/

What we discuss on this show:

1:10 – I'll be home for Christmas

2:16 – Do you hear what I hear?

3:39 – O, Little Town of Bethlehem

5:22 – What child is this?

6:07 – Blue Christmas