Trusting the Social Security Administration to get your retirement Income benefits correct? The News is both Good and Bad for Baby Boomers!

How Working in Retirement Affects Your Social Security Benefit. If you work and claim Social Security benefits at the same time before Full Retirement Age, part or all of your payments could be temporarily withheld. This show looks at how working in retirement could affect your Social Security payments.

Social Security an important source of retirement income for baby boomers. It's important to coordinate social security with the rest of your retirement income plan. Some unique benefits of social security income 1) predetermined amount of income 2) steady income 3) lifetime income 4) inflation adjusted income 5)survivor benefits

My client realized that although she had advised her parents how to responsibly save for their retirement, she had neglected to advise them how to responsibly spend during their retirement, while they still had each other to enjoy it and before they ended up in the nursing home. She had failed to properly advise her own mom and dad and for that she feels responsible. What about you?

Jeff Carter, one of 1,204 financial advisors in the United States to earn the designation of Retirement Income Certified Professional (RICP) as of Jan. 2015. The total number of financial advisers in the United States is roughly 300,000. The RICP™ designee is trained to understand how to structure effective retirement income plans, how to mitigate risks to the plan and how to create a sustainable stream of income to last throughout retirement years. These college-level courses include: Retirement Income Process, Strategies and Solutions, Sources of Retirement income and Managing the Retirement Income Plan. Jeff has assisted Job Changers, Baby Boomers and Retirees since 1990 answering pressing retirement income planning questions.

Jeff Carter, one of 1,204 financial advisors in the United States to earn the designation of Retirement Income Certified Professional (RICP) as of Jan. 2015. The total number of financial advisers in the United States is roughly 300,000. The RICP™ designee is trained to understand how to structure effective retirement income plans, how to mitigate risks to the plan and how to create a sustainable stream of income to last throughout retirement years. These college-level courses include: Retirement Income Process, Strategies and Solutions, Sources of Retirement income and Managing the Retirement Income Plan. Jeff has assisted Job Changers, Baby Boomers and Retirees since 1990 answering pressing retirement income planning questions.

Planning Your Retirement Income

“A goal is a dream with a deadline” – Napoleon Hill

This show focuses on defining your goals for retirement and how this affects your retirement income plan.

DIVORCED? DARK CLOUDS AND SILVER LININGS

Women currently file roughly two thirds of divorce cases in the United States, but women are the prime beneficiaries of sticking out a marriage for 10 years. The simple fact is that you need to stay married 10 years and not a day less to be able to collect spousal and survivor benefits as an ex. The benefits can be significant. We caution you not to officially unhitch before a decade’s up without at least considering these costs. Social Security has no requirement that you live with your spouse. You two can move to the opposite ends of town and still qualify for spousal and survivor benefits based on the other’s work record.

Sample 27 minute Studio Recording of The Retirement Income Show Hosted by Jeff Carter, RICP Retirement Income Certified Professional

Jeff Carter is a successful entrepreneur, financial expert and planner, and the author of the new book, Retirement Boom, Turning Your Retirement Savings Into Guaranteed Lifetime Income, which offers innovative financial strategies for baby boomers who may or may not have a sound retirement plan or the income to live comfortably in their retirement years.

For 25 years, Jeff has helped pre-retirees and retirees navigate the roadways of retirement income planning.

As a Retirement Income Certified Professional (RICP), Jeff is trained to structure effective retirement income plans, mitigate risks to the plan, and create a sustainable stream of income to last throughout retirement and he brings his experience and wisdom to his new book.