In this week’s episode of The Retirement Playbook, Ed shares one of the greatest pieces of financial advice he’s ever received: Have a plan and have a goal. Your goal—or better yet, your aspiration—will determine every step you need to take to build a retirement you can truly enjoy.

We dive into practical retirement tips for those who’ve spent 10, 20, or even 30+ years doing the same thing every day. Now, retirement is asking you to do something entirely different—and you need a plan to guide you into that next chapter.

We cover key topics like:

Why the best time to start isn’t “early”—it’s now

How to replace your paycheck with income from your assets

The importance of tracking your spending so you know the “track” before running the retirement marathon

Building an emergency fund with 6–12 months of cash available

Why you shouldn’t rush to pay off low-interest debt before retiring

The power of automating savings—small drips that fill the bucket faster than you think

Avoiding lifestyle creep and the trap of “keeping up with the Joneses”

Staying healthy—because you are your best asset

Long-term care planning and how to prepare for a healthcare-heavy future

Assessing risk and placing your dollars in the right vehicles at the right time

We invite listeners to visit maxtaxtest.com for a complimentary written financial and tax strategy plan. Retirement isn’t just about surviving—it’s about living well. Start your plan today.

www.wealthmaxfg.com