What if one health event could rewrite your entire retirement plan overnight? In this episode, Larry Kiser tackles the often-avoided topic of long-term care and why planning for it matters more than most people realize. With the majority of retirees likely to need some form of care, and only a small percentage prepared, the conversation explores the emotional, financial, and logistical realities families face. Larry breaks down the cost challenges, common misconceptions about self-funding, and how modern hybrid solutions are changing the conversation. It’s a candid look at how early, intentional planning can help protect both your retirement and the people who may one day care for you.

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