Larry Kiser talks about the bold decision people make to retire – to go from accumulating to spending. Larry shares the questions he asks people about their resources and how he assesses what they have. He also discusses several ways to move money and help it grow and dives deep into how Sage Wealth Design uses modeling to see how long money may last. Larry also shares about his seminars on people controlling what they can control on April 22nd and 23rd in Henderson, NV.

Do you have questions about financial planning and your retirement? Book an appointment here or set up a free complimentary call with Larry Kiser and Sage Wealth Design at 435-704-2213. 

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Larry Kiser discusses his path to becoming an advisor. Larry shares about his initial entrepreneurial endeavors and how advice about work ethic from a friend led him into life insurance and financial planning. He also shares why having staunch principles is a major guardrail for how he does his business and why he ventured out on his own a couple of years ago. And Larry tells about his April 22nd and 23rd dinner seminar on control in Henderson, NV. And Larry shares about how he accidentally nailed his March Madness bracket a year ago.  

Do you have questions about financial planning and your retirement? Book an appointment here or set up a free complimentary call with Larry Kiser and Sage Wealth Design at 435-704-2213. 

See omnystudio.com/listener for privacy information.

Larry Kiser discusses pensions and how they differ from 401(k)s and other retirement plans. Larry lays out three different types of pension plans and how payments can vary. He also lays out a strategy for taking less money in a pension and more than offsetting it by the right life insurance plan. Larry also explains the importance and enjoyment he has in meeting people at dinner seminars.

Ready to build your retirement plan? Visit https://www.sagewealthdesign.com/ to connect with Larry and his team today!

Call 435-704-2213 to attend one of Larry's dinner seminars on March 11th and 12th, and April 22nd and 23rd. 

See omnystudio.com/listener for privacy information.

Larry Kiser discusses QCDs: what they are, the types of accounts that can disperse them, and the ages that people have to make these decisions. Larry also highlights several more parameters, including the maximum amount that a QCD can be for in each year. Larry also talks about why he was rooting for the Chiefs in the Super Bowl and the grief he took for it.

Ready to build your retirement plan? Visit https://www.sagewealthdesign.com/ to connect with Larry and his team today!

Call 435-704-2213 to attend one of Larry's dinner seminars on February 19th and 20th, March 11th and 12th, and April 22nd and 23rd. 

See omnystudio.com/listener for privacy information.

Larry Kiser discusses some IRS rules that are changing, particularly around retirement accounts. Larry explains how those changes affect people and he defines the difference between tax preparation and tax planning. Larry also discusses his recent trip to San Antonia to see his beloved Brigham Young play in the Alamo Bowl.  

Ready to build your retirement plan? Visit https://www.sagewealthdesign.com/ to connect with Larry and his team today!

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Larry Kiser discusses the importance of sticking to principles and what exactly asset allocation is. Larry shares how asset allocation is such a large percentage of success in the market and three elements of it. Larry also shares three types of ways to diversify money. And he introduces the world to his new granddaughter Georgia.

Ready to build your retirement plan? Visit https://www.sagewealthdesign.com/ to connect with Larry and his team today!

See omnystudio.com/listener for privacy information.

Larry Kiser defines what required minimum distributions are and why the government is so fervent in enforcing them. Larry has a funny saying about the IRS and shares what ages people have to start taking RMDs – and the tax implications. Larry also talks about how he thinks the Big 12 has been overlooked in college football this season.

Ready to build your retirement plan? Visit https://www.sagewealthdesign.com/ to connect with Larry and his team today!

See omnystudio.com/listener for privacy information.

Larry Kiser discusses what qualified money is and what Larry thinks a good threshold is for people saving it. Larry describes the pitfalls of putting too much money on pre-tax accounts and leaving them on autopilot and the three buckets of money and what the tax implications for each are. Larry talks about his Thanksgiving travel to an oddly named Utah county.

Ready to build your retirement plan? Visit https://www.sagewealthdesign.com/ to connect with Larry and his team today!

See omnystudio.com/listener for privacy information.

Larry Kiser defines what qualified money and non-qualified money are and the types of accounts that align with each. Larry explains different penalties and strategies for managing both types of accounts and the catch that some people do not expect when converting accounts. Larry also discusses his Thanksgiving plans and his love for the message in George Washington’s Thanksgiving Proclamation of 1789.

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Larry Kiser talks about election angst. Larry urges listeners to stick to their principles because emotions can derail their decision-making. Larry also explains what he has seen markets do over long periods of time and he talks about his optimism and joy following Brigham Young’s football season.

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