The Sage Investor

Retirement planning isn’t one-size-fits-all—and for women, the stakes are even higher. In this episode, Larry Kiser of Sage Wealth breaks down why women face unique financial challenges, from longer lifespans and career interruptions to wage gaps and conservative investing. Discover practical strategies to close the retirement gap, maximize savings, and build confidence for the future. Whether you’re just starting out, recently widowed, or planning as a couple, this conversation offers tailored advice to help women take charge of their financial journey.

 

Find out what your current position is and learn more about Sage Wealth Design’s prudent approach to helping people grow and optimize their wealth. Schedule a complimentary meeting here , email [email protected], or call 435-704-2213.

See omnystudio.com/listener for privacy information.

What if one unexpected event could unravel your financial security? In this episode of the Sage Investor, host Larry Kiser explores the crucial steps women can take to preserve their assets and prepare for life’s surprises. From the realities of long-term care and hybrid insurance to the importance of wills, trusts, and powers of attorney, this conversation breaks down intimidating topics into practical advice. Real stories highlight why planning ahead—before a crisis hits—can ease burdens for you and your loved ones. Whether you’re single, married, or somewhere in between, this episode offers clarity on protecting what matters most.

Find out what your current position is and learn more about Sage Wealth Design’s prudent approach to helping people grow and optimize their wealth. Schedule a complimentary meeting here , email [email protected], or call 435-704-2213.

See omnystudio.com/listener for privacy information.

What happens when life hands you the financial cockpit—and you’ve never flown the plane? In this episode of the Sage Investor podcast, financial planner Larry Kiser tackles why women must take charge of long-term investing and retirement planning. From real-life stories of sudden widowhood to practical steps for building a diversified portfolio, this conversation breaks down intimidating financial jargon and highlights the unique challenges women face. Discover why being proactive isn’t just smart—it’s essential for your future security. Whether you’re single, partnered, or somewhere in between, this episode is your wake-up call to get involved and build financial confidence.

 

Find out what your current position is and learn more about Sage Wealth Design’s prudent approach to helping people grow and optimize their wealth. Schedule a complimentary meeting here , email [email protected], or call 435-704-2213.

See omnystudio.com/listener for privacy information.

Ever wondered how a simple budget can transform your financial future? In this episode, we dive into the 50-30-20 rule, breaking down how to allocate your income for needs, wants, and savings. Join us as we explore practical tips and real-life examples to help you build a solid financial foundation without feeling restricted.

Do you have questions about financial planning and your retirement? Book an appointment here or set up a free complimentary call with Larry Kiser and Sage Wealth Design at 435-704-2213. 

See omnystudio.com/listener for privacy information.

Ever wondered how your childhood money habits shape your financial future? Dive into the emotional baggage we all carry and discover how to rebuild your financial confidence. Join us as we unpack personal stories and expert insights to help you understand and transform your money mindset.

Do you have questions about financial planning and your retirement? Book an appointment here or set up a free complimentary call with Larry Kiser and Sage Wealth Design at 435-704-2213. 

See omnystudio.com/listener for privacy information.

Larry Kiser talks about the bold decision people make to retire – to go from accumulating to spending. Larry shares the questions he asks people about their resources and how he assesses what they have. He also discusses several ways to move money and help it grow and dives deep into how Sage Wealth Design uses modeling to see how long money may last. Larry also shares about his seminars on people controlling what they can control on April 22nd and 23rd in Henderson, NV.

Do you have questions about financial planning and your retirement? Book an appointment here or set up a free complimentary call with Larry Kiser and Sage Wealth Design at 435-704-2213. 

See omnystudio.com/listener for privacy information.

Larry Kiser discusses his path to becoming an advisor. Larry shares about his initial entrepreneurial endeavors and how advice about work ethic from a friend led him into life insurance and financial planning. He also shares why having staunch principles is a major guardrail for how he does his business and why he ventured out on his own a couple of years ago. And Larry tells about his April 22nd and 23rd dinner seminar on control in Henderson, NV. And Larry shares about how he accidentally nailed his March Madness bracket a year ago.  

Do you have questions about financial planning and your retirement? Book an appointment here or set up a free complimentary call with Larry Kiser and Sage Wealth Design at 435-704-2213. 

See omnystudio.com/listener for privacy information.

Larry Kiser discusses pensions and how they differ from 401(k)s and other retirement plans. Larry lays out three different types of pension plans and how payments can vary. He also lays out a strategy for taking less money in a pension and more than offsetting it by the right life insurance plan. Larry also explains the importance and enjoyment he has in meeting people at dinner seminars.

Ready to build your retirement plan? Visit https://www.sagewealthdesign.com/ to connect with Larry and his team today!

Call 435-704-2213 to attend one of Larry's dinner seminars on March 11th and 12th, and April 22nd and 23rd. 

See omnystudio.com/listener for privacy information.

Larry Kiser discusses QCDs: what they are, the types of accounts that can disperse them, and the ages that people have to make these decisions. Larry also highlights several more parameters, including the maximum amount that a QCD can be for in each year. Larry also talks about why he was rooting for the Chiefs in the Super Bowl and the grief he took for it.

Ready to build your retirement plan? Visit https://www.sagewealthdesign.com/ to connect with Larry and his team today!

Call 435-704-2213 to attend one of Larry's dinner seminars on February 19th and 20th, March 11th and 12th, and April 22nd and 23rd. 

 

See omnystudio.com/listener for privacy information.

Larry Kiser discusses some IRS rules that are changing, particularly around retirement accounts. Larry explains how those changes affect people and he defines the difference between tax preparation and tax planning. Larry also discusses his recent trip to San Antonia to see his beloved Brigham Young play in the Alamo Bowl.  

Ready to build your retirement plan? Visit https://www.sagewealthdesign.com/ to connect with Larry and his team today!

See omnystudio.com/listener for privacy information.