The Retirement Roadmap Show with David Nagy

We dive deep into the often-overlooked power of asset allocation within your retirement plan. Discover how strategically balancing different investment types, even within your 401(k)'s limited options, can significantly boost your long-term growth. We'll break down practical steps to optimize your portfolio and avoid common pitfalls, helping you maximize your journey to financial independence.

This week, we dive into the crucial question of retirement timing. We'll explore key factors like your current savings, potential future earnings, and the ever-shifting landscape of the economy to help you decide if now is the right time or if a few more years could make all the difference.

In this episode we break down what's going on with the tariffs, the markets and what you can do to weather the ups and downs.

In this episode we welcome Gradient Investments senior portfolio manager Keith Gangl to talk about the current market situation and where we might be headed, as well as solid strategies to deal with volatility.

In this episode we talk about the changes and updates to Social Security and what they could mean for you.

Explore how to pursue investment growth while implementing crucial "guardrails" to manage risk and protect your portfolio. We delve into smarter investment strategies that balance potential returns with downside protection, such as diversification, asset allocation, and risk management techniques. Learn how to build a resilient portfolio that aims for growth without unnecessary exposure to market volatility and potential losses.

In this episode, we delve into the often-misunderstood question of retirement savings, exploring beyond the common rules of thumb to uncover personalized calculations. We'll break down essential factors like inflation, healthcare costs, and desired lifestyle to provide a realistic roadmap for your financial future. Finally, we'll discuss actionable strategies to bridge any potential gaps and ensure a comfortable and stress-free retirement.

In this episode, we delve into the complex landscape of financial decisions that arise after the loss of a loved one, covering everything from estate settlements to managing inherited assets. We'll discuss practical steps for navigating probate, understanding tax implications, and making informed choices about investments and debt. Join us for a compassionate conversation on how to honor your loved one's legacy while securing your financial future.

In this episode, we dissect the recent market swings and persistent recession anxieties, revealing the strategies we employ to help our clients maintain composure. We'll explore how a long-term, diversified approach, coupled with proactive risk management, allows them to navigate uncertainty without panic. Finally, we'll share actionable insights for listeners to build a resilient portfolio that withstands market turbulence.

In this episode, we delve into the updated contribution limits for retirement accounts in 2025, providing actionable strategies to maximize your savings. We'll break down the nuances of 401(k)s, IRAs, and other retirement vehicles, highlighting key changes and potential tax advantages. Learn how to optimize your contributions and build a robust retirement nest egg for a secure future.