Joseph Breeden, Founder and CEO, Prescient Models, discusses how existing models can converge or be modified to adapt and fill different needs, specifically regarding Basel II for capital reserves, CCAR/DFAST programs for stress testing, and IFRS9 and CECL for ALLL.

Bernie Mason, RMA’s Regulatory Affairs Liaison, discusses the federal agencies’ Appraiser Waiver Advisory that highlights two options to help ensure depository institutions and bank holding companies facilitate the timely consideration of loan applications.

Thomas Nida, Regional Executive, John Marshall Bank, discusses property-assessed clean energy (PACE) lending, which refers to programs that use voluntary special tax assessments to fund the cost of clean energy, specifically for commercial properties.

Bernard Mason, RMA’s Regulatory Relations Liaison, discusses the OCC’s new “Retail Lending” booklet of the Comptroller’s Handbook, the FDIC’s new guide to help community bankers learn more about the programs and products offered by the Federal Home Loan Banks to facilitate mortgage lending, and the CFPB’s proposed changes to the Home Mortgage Disclosure Act rule.

Bernard Mason, RMA’s Regulatory Relations Liaison, discusses the CFPB’s recent Spring 2017 Supervisory Highlights report, which revealed that some student loan and mortgage servicers are violating the law by failing to provide struggling borrowers with legal protections.

The July-August issue of The RMA Journal will feature an interview with RMA Director of Market Risk and Securities Lending Fran Garritt on the very important and timely topic of intraday liquidity risk management.

Joseph Iraci, Head of Financial Risk Management, TD Ameritrade, discusses how risk management has evolved and its growing alignment with data science.

Joseph Iraci, Head of Financial Risk Management, TD Ameritrade, discusses ways to measure corporate culture.

Linda Tuck Chapman, President, Ontala Performance Solutions, discusses the process for building a better third-party risk management program.

Madeline Hurley, Lead Industry Analyst, IBISWorld, Dmitry Diment, Senior Research Analyst, IBISWorld, and Kelsey O’Hollaren, Lead Industry Analyst, IBISWorld, discuss the recent developments in U.S. corporate tax reform.