Most of us don't continue learning or educating ourselves beyond college outside of our normal 9-5 and I have found that the biggest leaps I take is when I invest in myself. This can look like reading books, taking courses, higher education, or my favorite, self-development. I wanted to share some insights on the difference between investing in yourself versus spending on temporary pleasures, and how changing your mindset about money can really transform your life.

I discuss how I used to be the biggest people pleaser, often using it to make others happy at my own expense. This behavior led to financial strain and stress, highlighting the need to align spending with personal values and goals. Listen in if you want to make mindful financial choices and learn how to save yourself from going broke to please people. 

This episode was originally recorded as an Instagram Live. Follow for more @realrosalopez!

In this podcast, I explore how financial freedom brings peace of mind and life options. It's not about having a specific amount in the bank but about the freedom money provides. Many of us avoid talking about money due to discomfort or shame, often stemming from our upbringing and societal expectations. I've faced these challenges myself, but by having open conversations about money, I've learned and grown. Join me as I share my journey and practical tips to help you take control of your financial future and achieve the freedom you desire.

This episode was originally recorded as an Instagram Live. Follow @realrosalopez!

Unexpected events can impact everything, especially our finances. When things get tough, I share the key to keeping the finances train moving without stressing or falling off. 

This episode was originally recorded as an Instagram Live. Follow me @realrosalopez!

If you're finding yourself lost in the world of money management, you're not alone. We've all been there—unsure of where our hard-earned cash should go, falling into the trap of impulse shopping the moment our paycheck hits, or feeling overwhelmed by the idea of saving for something as big as retirement. It's time to shift that mindset. Your money isn't against you; it just needs a plan—a map, if you will. Whether it's a tax refund, a bonus, or an unexpected windfall, knowing where your money should go can prevent you from splurging impulsively. Start by setting clear financial goals, no matter how big or small, and break them down into manageable steps. From saving a portion of your income to investing wisely, it's all about giving your money direction. And trust me, it's easier than you think once you get started. Let's chat and figure out your first step together.

This episode was originally recorded as an Instagram Live. Follow me there @realrosalopez

On this episode, I'm sharing why I think budgets don't really change your habits long-term. Sure, they help organize spending, but they don’t tackle the root causes of your financial behavior. We often spend based on emotions—like retail therapy when we're upset. Budgets won't fix that; it's about managing your mindset. Focus on changing your habits and thoughts for a more sustainable approach to finances. 

This episode was originally recorded as an Instagram Live. Follow me there @realrosalopez!

In this episode, I discuss the financial struggles faced by first-generation women, drawing from my own experiences. First-gen women often times have limited financial education and cultural taboos around money often lead to diverse financial behaviors, from extreme frugality to overspending. I stress the importance of breaking free from these limiting beliefs by seeking new financial perspectives and broadening our circles beyond our immediate cultural and familial influences.

This episode was originally recorded as an Instagram Live. Follow me there @realrosalopez!

Explore how money shame manifests in your life and how it impacts personal finances, with insights on breaking free from cycles of guilt and insecurity. Join me for a candid discussion on reshaping your relationship with money. This episode was recorded as a LIVE on Instagram. Follow me there @realrosalopez for more!

Do you tend to hoard money with the idea that you're being financially saavy? This episode reveals what is hiding behind your habit of hoarding money. I go over what you're probably protecting yourself from and how to begin to overcome it. 

We cover the social conditioning of motivation and explore why motivation is complete BS. I cover how to do things without motivation.