Joining us in the booth this week are Elisabeth and Nitika who are the co-founders of Alia Money which is a fintech company on a mission to close the wealth gap.

In this episode we discuss:

🔗 Connect with Elisabeth and Nitika:

Instagram - https://www.instagram.com/ailamoney

📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL

Check out our partners who offer Stocks and Shares ISA and more:

⚡️Trading 212⚡️ (The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY

If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.

When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.

⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk

⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk

Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.

Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:

📚Coursera

https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet

TIMESTAMPS

00:00 - Preview

00:53 - Intro

01:29 - Meet Money Experts: Elisabeth & Nitika

05:14 - Gender wealth gap is over 7 generations

13:44 - What is a life goal & why is it important?

17:47 - How to define your life goals?

21:16 - Why you need to know the cost of your life goals? 

23:15 - We find it hard to think about our future selves 

26:58 - How to have the life goals conversation with your partner 

30:27 - Emotions people have with life goals 

34:00 - A simple way to break down your life/financial goals in 2025 

42:19 - How to talk to your friends and family about money?

46:25 - Do this if someone opens up to you about money!

47:25 - How your life goals translate to a financial plan

50:26 - Life goals vs financial goals

51:32 - 80% of people ditch their financial goals

56:18 - Reframe your expectations & money habits! 

01:01:35 - Systems you can use to help you achieve your goals

01:05:17 - Save your pay rise for your future self!

01:07:56 - Impact of the pension enrolment scheme

01:10:27 - How to spend less!

01:15:51 -How Elisabeth and Nitika improved their behaviour with money 

01:19:15 -Behavioural science and money! 

01:23:32 - How Aila money can help you 

01:27:48 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining us in the booth this week is Dr Amber Johnston, a director at Healthy Mind Psychology, she’s also a Clinical Psychologist and Neuropsychologist. With over 20 years working with patients in the areas of clinical, health, pain management, and neuropsychology.

In this episode we discuss:

- Steps to set realistic 2025 goals

- How to actually achieve your 2025 goals

- Why anyone can form new habits & how to get rid of old habits

- Overcoming limiting beliefs

- How our brains define our behaviour and actions

- How stress and alcohol impacts your brain and much more!

🔗 Connect with Dr Amber Johnston:

Instagram - https://www.instagram.com/healthymindpsychologyuk

📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL

Check out our partners who offer Stocks and Shares ISA and more:

⚡️Trading 212⚡️ (The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY

If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.

When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.

⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk

⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk

Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.

Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:

📚Coursera

https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet

00:00 - Savvy Wallet Ad

00:18 - Preview-

01:18 - Intro

01:54 - Meet Dr Amber Johnston

08:16 - What is neuropsychology? 

11:14 - What does a treatment plan for someone with a brain injury look like? 

15:17 - How our brains determine our behaviour and actions

22:48 - How are your first habits created?

27:14 - What impact will a concussion have on someone’s behaviour?

32:11 - How does stress impact your brain and your body? 

37:35 - Society doesn’t take stress seriously!

41:31 - Why we think we can’t achieve something?

44:27 - Defining your “why” for setting 2025 goals

46:37 - The importance of setting smaller 2025 goals

49:49 - Having flexibility with your goals

51:24 - Does it really take 66 days to form a new habit?

52:10 - How to set your 2025 Goals 

56:32 - How to overcome loss of motivation

01:00:58 - How to become more resilient keeping working on your 2025 goal

01:03:39 - Beating yourself up won’t help you achiever your 2025 goals

01:07:19 - How does the association with new years happen?

01:12:13 - What does a healthy brain look like?

01:16:00 - How to become more driven

01:21:00 - How to identify your existing habits

01:24:10 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining us in the booth this week is Financial Psychotherapist, Vicky Reynal, who is also author of the book: "Money On Your Mind:The Psychology Behind Your Financial Habits"

In this episode we discuss:

- How our relationship with money is formed

- The reason we have strong emotions for money

- How lack of financial literacy impacts your financial wellbeing

- Why people self-sabotage with money

- How to navigate societal pressure to spend big during the Christmas period

- Tips for form new money habits and much more!

🔗 Connect with Vicky:

Linkedin - https://www.linkedin.com/in/vicky-reynal-4070ba133

Instagram - https://www.instagram.com/vickyreynalpsychotherapy

📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL

➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet

Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.

Check out our partners who offer Stocks and Shares ISA and more:

⚡️Trading 212⚡️ (The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY

If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.

When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.

⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk

⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk

Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:

📚Coursera

https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

TIMESTAMPS

00:00 - Savvy Wallet Ad

00:18 - Preview

01:25 - Intro

02:01 - Meet Financial Psychotherapist Vicky Reynal 

06:02 - How Vicky became the person she is today

08:44 - Suffering in silence with money

09:52 - How is our relationship with money is developed

14:01 - Why do we have such strong emotions for money?

16:08 - What does a good level of financial wellbeing look like?

18:28 - How lack of financial literacy impacts your financial wellbeing

20:40 - How a positive or negative financial wellbeing impacts you 

21:45 - How to figure out how you feel about money

24:31 - How to develop better financial wellbeing 

26:53 - Why we self sabotage with money

31:45 - The balance of a saver and a spender 

33:57 - The impact of being a people pleaser with money

38:13 - Why some people feel like they constantly don’t have enough money

40:45 - A negative feeling isn’t always a bad financial choice! 

41:51 - Why people feel guilty about spending

45:10 - The gamblers mindset explained

49:16 - How to get out of the gamblers mindset 

52:55 - How does tension with money with couples happen!

55:38 - Arguments about money not really about money!

01:01:18 - How to talk to people about money?

01:04:28 - How to manage the societal pressure to spend at Christmas

01:09:22 - How are money habits formed?

01:12:58 - Tips to form new habits in the new year

01:15:01 - What to expect from the money on your mind book!

01:19:59 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining us in the booth this week is Oye, founder of The Real Debt Guy and has worked in the subject of UK debt for 18 years.

In this episode we discuss:

- How the UK debt system really works

- What will happen if you communicate or don't communicate with the lender

- Actions the lender can take to recover the debt

- How to manage negative feelings towards debt

- The impact of your spend circle

- How the debt buying business works

- How to leverage the UK debt system

- How to escape the UK debt cycle and much more

*CORRECTION*

At 42:33 - Oye said "non-priority" he meant to say "priority"

🔗 Connect with Oye:

Website: https://www.therealdebtguy.com

Youtube: https://www.youtube.com/@Oye_TheRealDebtGuy

📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL

➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet

Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.

Check out our partners who offer Stocks and Shares ISA and more:

⚡️Trading 212⚡️ (The investing platform I use)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY

If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.

When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.

⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk

⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk

Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:

📚Coursera

https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

TIMESTAMPS

00:00 - Savvy Wallet Ad

00:18 - Preview

01:41 - Intro

02:17 - Meet debt expert Oye

07:51 - How does the debt system work? 

12:31 - Relationship between the lender and the borrower

16:31 - Getting into the Debt cycle from university

22:11 - The impact on credit report for not paying credit repayments 

25:19 - What happens if you can’t pay your debts? 

31:31 - Fight the fear and open that debt letter!

33:51 - Do this if you’re struggling with your mortgage? 

35:57 - What actions can a lender take to recover their money? 

40:42 - What happens if you communicate with your lender?

43:17 - What protection do borrowers have?

45:46 - How does it get to the stage to Bailiffs 

50:55 - How does buying and selling debt work? 

58:51 - Why you should avoid bankruptcy!

01:02:12 - Why people feel negatively about debt 

01:06:26 - How to manage feelings towards debt? 

01:13:47 -How to navigate pressure to spend? 

01:17:39 - Good debt vs bad debt 

01:19:42 - How to leverage the debt system for your benefit? 

01:20:40 - Steps to get out of the debt cycle 

01:24:15 - Pitfalls to prevent you from getting into debt 

01:27:11 - How The Real Debt Guy can help you

01:29:37 - Final words

The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining us in the booth is investing and finance expert Ryan King, who has built an investment portfolio worth over £100,000+ in 7 years.

In this episode we discuss:

🔗 Connect with Ryan:

Instagram: https://www.instagram.com/makingmoneysimple

Youtube: https://www.youtube.com/@MakingMoneySimple

📚Grab a copy of Ryan's book " Stop Waiting, Start Investing": https://amzn.to/4i7YBnr

📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL

➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet

Check out our partners who offer Stocks and Shares ISA and more:

⚡️Trading 212⚡️ (This is Ato's investing platform of choice)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY

If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.

When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.

⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk

⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.

TIMESTAMPS

00:00 - Savvy Wallet Ad

00:18 - Preview

01:23 - Intro

01:59 - Meet investing expert and finance author Ryan King 

04:19 - Lessons learnt living in Australia

09:52 - What Ryan’s invested in and the value of his investment portfolio

15:02 - How do you actually make money from investing? 

19:49 - How much Ryan started investing with 

24:11 - The current amount Ryan invests in monthly

30:56 - The real reason why people can’t retire

36:00 - Becoming a millionaire is easy?!

39:31 - Why you should stop waiting and start investing 

44:18 - How to figure out what to invest in 

51:39 - The cons of investing in global index funds 

57:04 - How to deal with fear in the stock market 

01:01:33 - How to stay patient with investing 

01:09:57 - Biggest lessons learnt from investing 

01:11:39 - The exact blueprint to invest today

01:17:44 - The importance of automating your investments 

01:19:29 - How to minimise your investment fees 

01:21:47 - Bitcoin going to $100,000 and the future of crypto

01:30:01- What to expect from The Stop Waiting Start Investing Book

01:34:34 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining us in the booth this week is Wealth Manager and Financial planner, Natasha Percy-Baxter.

In this episode we discuss:

🔗 Connect with Natasha:

Instagram: https://www.instagram.com/percybaxter_wealth_management

Website: https://partnership.sjp.co.uk/partner/percybaxter

📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL

Sponsor

Tide - Get an Instant Savings Account Earning 4.07% AER Variable for your Business:

https://tide.onelink.me/IS48/SavvyWallet

T&C's apply.

➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet

Check out our partners who offer Stocks and Shares ISA and more:

⚡️Trading 212⚡️(This is Ato's investing platform of choice)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY

If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.

When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.

⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk

⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

TIMESTAMPS

00:00 - Savvy Wallet Ad

00:18 - Preview

01:30 - Intro

02:05 - Meet Wealth Manager Natasha 

05:52 - Tide ad

07:09 - Growing up in Chelsea

11:07 - Natasha’s path to wealth management

18:22 - The life of a wealth manager 

22:49 - Money insights from a wealth manager

25:01 - What is the big difference being “rich” and being “wealthy” 

29:56 - Pitfalls of trying to appear rich!

33:08 - The steps to wealth

37:06 - Tools to help you build wealth ?

43:22 - How money causes breakdown in a relationship

48:38 - How transparent should you be with money in your relationship?

53:02 - Key questions couples need to ask themselves 

57:52 - What will happen if you don’t talk about money in your relationship 

01:01:42 - Other Financial red flags

01:03:45 Couples managing their finances

01:11:49 - What it’s like working with financial advisors

01:17:03 - Can a couple hire a financial advisor?

01:18:31 - How to build wealth together ?

01:21:32 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining us in the booth this week is certified financial planner and financial advisor, Michael Donkor who has worked in the finance industry for over a decade.

In this episode we discuss:

🔗 Connect with Michael:

Instagram: https://www.instagram.com/mikegdonkor

Linkedin: https://www.linkedin.com/in/michaelgdonkor

📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL

Sponsor

Tide - Get an Instant Savings Account Earning 4.07% AER Variable for your Business:

https://tide.onelink.me/IS48/SavvyWallet

T&C's apply.

➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet

Check out our partners who offer Stocks and Shares ISA and more:

⚡️Trading 212⚡️(This is Ato's investing platform of choice)

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY

If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.

When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.

⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk

⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

TIMESTAMPS

00:00 - Preview

01:18 - Intro

01:53 - Meet Financial Planner and Financial Advisor Michael

06:56 - Tide Ad

08:11 - Growing up in Hackney

13:44 - How I became a financial planner

21:32 - What’s the difference between a financial planner and financial advisor? 

27:15 - How my clients make money!

32:39 - My “aha” moments from working in finance for over a decade 

36:48 - Ways to build your wealth!

38:16 - Savvy Wallet Ad

42:10 - Benefits of investing in the stock market? 

48:23 - Risks of investing in the stock market 

50:37 - How to identify what to invest in?

52:50 - My client became a Millionaire!

57:38 - Benefits of a Stock and shares isa 

59:26 - Lessons learnt from investing for clients

01:01:28 - Sensible amount of money to invest every month?

01:03:55 - How do you save for a house and invest at the same time ? 

01:09:45 - This person wanted to become a millionaire in 5 years

01:12:33 - 2 actions to start investing today

01:14:37 - This is the number one investment

01:18:17 - Can you still become rich in the UK?

01:23:18 - Factors to decide if the UK is right for you?

01:27:11 - The Money System in Switzerland

01:31:28 - Final words

The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode we have Roxanne who is a Go To Market Leader driving growth in a fintech company and Joanna who is a Marketing Leader leading the marketing effort and tech startups and they are the founders of Tech Talk.

In this episode we discuss:

- How to land your first tech role

- Non-coding tech roles you don’t know about

- Deciding the right company for you

- How you can earn more working for a scale-up than in big tech

- How to access the hidden job market

- Tips to actually land your next dream job and much more!

🔗 Connect with Tech Talk UK:

Instagram: https://www.instagram.com/techtalkuk

📩 Sign up to my mailing list to be the first to know about upcoming events:

http://eepurl.com/hJEcLL

➡️ Follow Savvy Wallet on:

Instagram: https://www.instagram.com/savvywallet

TikTok: https://www.tiktok.com/@savvywallet

Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use:

📚Coursera

https://imp.i384100.net/savvywallet

Check out our partner who is offering an Instant Savings Account Earning 4.07% AER Variable for your Business:

Tide - https://tide.onelink.me/IS48/SavvyWallet

T&Cs Apply.

Check out our partners who offer Stocks and Shares ISA and more:

⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY

If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.

When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.

⚡️Hargreaves Lansdown ⚡️

http://hl.7eer.net/B0mz50

Capital at risk

⚡️Interactive Investor ⚡️

https://prf.hn/click/camref:1101l3RTLM/ar:SW

Capital at risk

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

TIMESTAMPS

00:00 - Preview

00:57 - Intro

01:32 - Meet Tech Career Experts Roxanne and Joanna

04:08 - Joanna growing up in Brazil 

05:22 - Roxanne growing up in South Africa 

07:29 - How their environments shaped them 

10:23 - The challenges of living in Beijing, China for 6 months 

17:05 - How Roxanne became a GTM leader for a fintech company

23:34 - How Joanna became a marketing leader

28:40 - Actionable steps that enabled us to get our roles in Tech 

32:04 - The hidden job market 

36:57 - Mistakes we’ve made in our careers

42:06 - How to get your first tech role

45:38 - Non-coding tech roles you don’t know about

49:31 - How to decide the right company for you 

55:35 - How to access the secret job market 

01:06:24 - How to actually pass an interview and secure your next job

01:14:16 - What to expect from Tech Talk 

01:17:12 - Final words

Learn more about your ad choices. Visit megaphone.fm/adchoices

Joining us in the booth this week is Professor Steve Keen who accurately predicted the 2007-2008 global financial crisis and is a distinguished research fellow at UCL, the author of 3 books: the new economics: a manifesto, can we avoid another financial crisis and debunking economics and has about 80 refereed papers on topics including flaws in the economic analysis of climate change, the causes of financial instability and much more!

In this episode we discuss:

- What is a global financial crisis?

- What will cause the next global financial crisis

- The impact this crisis will have on us and the global economy

- The potential timelines for when this crisis could occur

- Can the next global financial crisis be prevented?

- The future of the UK economy

- Whether the UK state pension is sustainable and much more

🔗 Connect with Professor Steve Keen:

Youtube - https://www.youtube.com/@ProfSteveKeen

Patreon - https://www.patreon.com/ProfSteveKeen

Substack - https://profstevekeen.substack.com

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TIMESTAMPS

00:00 - Preview

00:51 - Intro

01:27 - Meet Professor Steve Keen

06:52 - Growing up in Sydney, Australia

12:45 - How I became an economist!

16:39 - How I predicted the 2007-2008 financial crisis

21:49 - What is private debt?

28:19 - What is a global financial crisis?

32:23 - Will we have another global financial crisis?

39:37 - Why credit is needed for the economy

45:26 - This will cause the next global financial crisis!

50:06 - Potential impacts of the next global financial crisis!

55:25 - When could the next global financial crisis happen? 

01:02:12 - Where in the world will be impacted by the climate crisis 

01:11:26 - What can we do to prevent the climate crisis and next global financial crisis?

01:15:51 - Economist thoughts on the new UK government

01:24:26 - Economists view on the future of the UK

01:26:18 - What really causes inflation 

01:28:40 - Will inflation or interest rate increase in the future?

01:30:14 - The government should take care of pensioners 

01:36:54 - Is the state pension sustainable 

01:40:39 - Final words

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Joining us in the booth this week is Ajmal, founder of Pizza restaurant, Boss Pizza and former owner of award winning restaurant, Mushtaqs.

In this episode we discuss:

- How growing up in Glasgow shaped Ajmal

- How he became a multimillionaire

- The key to achieving success in whatever you do

- The system Ajmal used to improve his business

- How Mushtaqs became the biggest takeaway operation in Britain

- Why Ajmal sold his first business

- How Ajmal invests the profits of his business

- Vision for his new business Pizza Boss and much more

🔗 Connect with Ajmal:

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Check out our partners who offer Stocks and Shares ISA and more:

⚡️Trading 212⚡️

Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY

If you don't get the free share automatically after depositing £1. Use the code "SAVVY" in the promo code box. You can use this code for up to 10 days after opening the account.

When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply.

⚡️Hargreaves Lansdown ⚡️

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Capital at risk

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Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

TIMESTAMPS

00:00 - Preview

00:57 - Intro

01:33 - Meet Pizza Boss Founder Ajmal Mushtaq

03:47 - Tough times in Glasgow shaped me! 

09:14 - First 6 years on my business didn’t take a wage

17:53 - How Mushtaqs became the biggest takeaway operation in Britain

21:21 - I created the perfect system for my business

27:23 - Challenges I faced when I took over Mushtaqs Restaurant 

36:48 - Why I decided to sell my award winning restaurant business

39:13 - How to prepare to sell your business 

40:18 - What I did after selling my business 

41:49 - I invest in property and not stocks!

46:04 - How long it took me to make my first millions

50:16 - Good money advice that helped me become a millionaire

52:51 - 1 intangibles every business owner needs

55:22 - Mistakes I made as an entrepreneur 

58:35 - Millionaire entrepreneur advice on getting started in business

01:01:44 - Lessons learnt from Mushtaq applied to Boss Pizza

01:07:11 - Final words

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