In this episode, Ato speaks with Rachel Harris an accountant and founder of a £2 million accountancy firm supporting over 700 UK businesses. She’s known for making complex tax rules simple and for giving honest insight into how HMRC really works.

Through her firm and online platform, she helps business owners navigate UK tax with confidence, structure smarter, and build long-term wealth.

- Biggest tax mistakes people make

- What financial data HMRC can access

- Smartest director salaries for 2026/27

- Rachel's top 4 tax tips

- What is making tax digital and much more

🔗 Connect with Rachel

Instagram: https://www.instagram.com/accountant_she/

Linkedin: https://www.linkedin.com/in/rachel-harris-a3192372/

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Tide

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

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In this episode, Ato speaks with Ken and Mary Okoroafor, Sunday Times bestselling authors, financial coaches, and founders of The Humble Penny. After becoming financially independent in their early 30s, they’ve dedicated their work to helping families build lasting wealth through disciplined habits and long-term thinking.

- People needing permission to get a second income stream

- Moving from employee mindset to wealth builder

- Importance of investing your first £1,000

- Actually achieving financial joy and much more!

🔗 Connect with Ken and Mary:

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Xero - All-in-one accounting software for small businesses.

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

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In this episode we have Dan Knott, who is a Mortgage Advisor, Dan Knott who has helped hundreds of first-time buyers secure their first mortgages and homeowners navigate one of the biggest financial decisions of their lives. 

In this episode we discuss:

- How renting can help you buy a property

- UK Property being the cheapest it's been in years

- Why people are taking out longer mortgages

- Improving your credit scores

- How mortgages work for business owners

- How to get ready to buy your first property and much more

🔗 Connect with Dan:Instagram: https://www.instagram.com/dandoesmortgages_

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Xero - All-in-one accounting software for small businesses.

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

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In this episode, Ato speaks with Ajmal Mushtaq, the Founder of Boss Pizza. Julianah Owusu, a Property Investor & Developer and Founder of RefurbMate. Ian Dempsey, an Independent Financial Adviser, Financial Planner & Financial Coach.

- Does everyone need to contribute to a pension

- Can you still build wealth with property in 2026

- Why not everyone invests in the stock market

- Why the wealth gap could continue to increase

- Will the middle class disappear and much more

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Xero - All-in-one accounting software for small businesses.

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Andrew Craig, an investor, best-selling finance author of “How to Own The World, and financial educator of 13 years and founder of personal finance website: Plain English Finance

- What people are missing about the current world order

- The risk with global index funds

- How to navigate building wealth in the UK

- Entering an era of super abundance and much more

Linkedin: https://www.linkedin.com/in/andrewcraigpef/

Youtube: https://www.youtube.com/@PlainEnglishFinance

📚Grab Andrew's Books:

How To Own The World Before You're 30: https://amzn.to/4aiuec2

Live on Less, Invest the Rest: https://amzn.to/41b0Uze

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Xero - All-in-one accounting software for small businesses.

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Hayley Mulenda Record. She’s a best selling author, a multi-award winning international speaker, and someone who’s spent years helping people understand confidence, identity, and the inner voice that shapes how we show up in our lives and careers.

- How to build a wealthy identity

- Why so many people stay underpaid

- Shutting down your negative inner voice

- The self talk and identity that helped her make seven figures

- The importance of personal branding and much more

🔗 Connect with Hayley:

Instagram: https://www.instagram.com/hayleymulenda/

📚Grab Hayley's book "Speak Up": https://amzn.to/4ch73A5

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Saily

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Mark Preskett, Senior Portfolio Manager from Morningstar. Mark spends his time looking at what’s really going on in global markets, cutting through the noise to help investors understand where risks and opportunities are actually building.

- How AI is more than about chatbots

- Wealth leaving the united states to other regions across the world

- The 4 unloved investments everyone is overlooking

- Why the UK has been unvloved for so long

- Simplest principle to start investing and much more

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Saily

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Hannah Awonuga — a global career and leadership expert, former partner with over 20 years in banking, and now the founder helping organisations build truly inclusive, high-performing cultures.

We discuss:

- What it really takes to get into senior leadership

- How she navigated corporate politics as a Black Woman

- Why you need to be the CEO of your career

- How you can break into six figure salary bracket

- How to stop shrinking yourself

- Make yourself indispensable in the AI era and more

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Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with James Butterfill is the Head of Research at CoinShares, Europe’s largest digital asset investment firm managing nearly $10 billion in assets.

- The issues with the current financial system

- The asset people use to diversify outside of the financial system

- Why this one particular asset is rivalling gold as a store of value

- Why new financial ideas are often dismissed before they’re understood

- What could go wrong with digital assets and much more

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Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation. Cryptocurrency is a high-risk investment and prices can be highly volatile, so always do your own research and consider seeking independent advice before investing.

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In this episode, Ato speaks with Lindsay James an Investment Strategist from Quilter Investors. Her work focuses on helping people understand what really drives wealth over time and how to make confident, long-term financial decisions in a fast-changing world.

- Biggest changes in the world you need to pay attention to

- The risks with Global Index Funds no one is talking about

- How to diversify beyond Global Index Funds

- Why a wealth divide in the US will continue to grow

- The simple way to start investing and much more

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Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices