In this episode, Ato speaks with Susannah Streeter is a leading financial commentator and global markets expert. Formerly Head of Money & Markets at Hargreaves Lansdown, she is known for translating complex economic and geopolitical trends into clear, actionable insights.

We discuss:

- The biggest wealth shifts across the world over the next 5-10 years

- Why we may be in an AI bubble- How to start investing in the stock market

- Tips to manage your emotions during a stock market crash

- Why people are worried about central bank digital currencies and much more

🔗 Connect with Susannah:

Linkedin: https://www.linkedin.com/in/susannah-streeter-05a82624/

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Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

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In this episode, Ato speaks with Dr Aaron Balick, a Psychotherapist with 20+ years in the industry and author of The Little Book of Calm, Ken Okoroafor, Co-Founder of award winning company “The Humble Penny”, he is a Financial Coach and best selling Author of the book “Financial Joy" and Emmanuel Jones, Wealth Protection Advisor.

- Society's expectations are breaking men

- Why men focus too much on getting rich quick

- Why Men will rather suffer in silence than ask for help

- Best approach to build wealth and much more

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Timestamps

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Toby Osborne, Head of Wealth Management at The Royal Mint which offers people secure ways to buy, sell, and store precious metals like gold, silver, and platinum.

- The main reasons people invest in Gold

- The 4 different types of way to invest and buy Gold

- Investing in Gold vs Silver vs Platinum

- Does Bitcoin threaten Gold standing as an investment

- Will AI have an impact on Gold and much more!

🔗 Connect with Toby:

Linkedin: https://www.linkedin.com/in/toby-osborne-1607/

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Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Jacques Opoku an investment professional with 11 years of experience in asset management, where he worked on institutional portfolios and gained a deep understanding of how money is managed at scale.

- The best investment you can make for yourself

- Lessons we can learn from institutional investors

- How to be in the 30% of people building wealth from the stock market

- Investing themes to consider for the future and much more!

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0:00 - Preview

1:07 - Intro

1:18 - Meet Investment Professional Jacques Opoku

2:52 - Why I left Investment Management

5:59 - What I think my purpose is

8:38 - One belief about money I wish more people understood

12:20 - XTB Ad - Free Rolls Royce Share

13:14 - How people approach building wealth

18:53 - What is institutional investing? 

20:28 - Institutional investors vs retail investors 

21:34 - Main advantages Institutional investors have

24:11 - Advantages retail investors have over Institutional investors

27:47 - How University of Oxford built it’s wealth 

28:34 - What is a GILT?

30:41 - Do institutional investors always get it right?

36:47 - The different styles of  institutional investors

40:32 - Should retail investors copy institutional investors

50:13 - More than 70% retail investors don’t make money

53:33 - How to be more patient with the stock market

1:01:51 - How to find out what investing strategy works for you?

1:04:38 - Why does active investing still exist?

1:11:49 - Not everyone needs to be Warren Buffett 

1:14:39 - What themes would I include in my portfolio today

1:19:31 - Final words

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In this episode, Ato speaks with Tsitsi Mutiti is an Investment Manager at Charles Stanley with over 13 years of experience in wealth management. She specialises in building and managing portfolios for high-net-worth clients, supporting them across investments, pensions, and trusts.

- How she got herself out of £50,000 debt

- The importance of knowing your "why" when investing

- How to stay calm during stock market downturns

- What is dividend investing and how it helps to build wealth

- How investing changes when you need to live off the money

- The 3 stages of wealth and much more

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Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks/Black Men Business Talks with the code "SAVVYFREE"

Get tickets: https://www.ukblackbusinessweek.com/tickets/

Use code "UKBB15" for 15% off all other events throughout the week

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

TIMESTAMPS

0:00 - Preview

0:59 - Intro

1:10 - Meet Investment Manager, Tsitsi Mutiti

8:27 - How I got out of £50,000 debt 

16:19 - My money lessons from growing up in Zimbabwe 

20:58 - When I knew I could create wealth for myself 

26:28 - Lightyear Ad

27:46 - Investing money with high net worth clients

31:49 - Pressure to invest other peoples money 

34:50 - How I reassure my clients in stock market downturns

40:55 - What I’ve learnt from investing professionally

43:24 - What is a dividend portfolio 

45:58 - Why is dividend helpful for financial freedom

49:13 - The importance of ISA’s

54:25 - The different ways to get dividends 

58:01 - How to find out what the dividends you’ll get paid 

1:01:00 - What helps people earn £1,000 a year from dividends 

1:04:48 - The power of reinvesting dividends 

1:07:01 - Exploring dividend approaches

1:08:08 - Common Pitfalls chasing dividend investments

1:11:22 - What can affect dividend investments

1:19:32 - How investing changes when you need the money

1:25:20 - Message if you want to build serious wealth

1:28:33 - Final words

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

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In this episode, Ato speaks with Bola Sol who is a financial adviser, media personality and author of the books 'How to Save It' and 'Your Money Life'. She's passionate about making money simple, accessible and empowering people to take control of their finances and build wealth.

We discuss:

- Money Lesson's Bola learnt from her family

- What's FU Money and why you need it

- Why saving your first £10,000 is so important

- The best income streams to build now

- Helping women in your life with their finances

- Why women need their own financial independence

- How to close the gender investment gap

- First steps to investing and much more

🔗 Connect with Bola:

Bola's instagram: https://www.instagram.com/bola_sol/

📩 Sign up to my mailing list to be the first to know about upcoming events:

https://eepurl.com/hJEcLL

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Lightyear – Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice!

Claim your reward when you use this link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://lightyear.com/savvywallet⁠⁠ or enter the code: "SAVVY" manually in the Promotions section.

Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms.

Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks/Black Men Business Talks with the code "SAVVYFREE"

Get tickets: https://www.ukblackbusinessweek.com/tickets/

Use code "UKBB15" for 15% off all other events throughout the week

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

TIMESTAMPS

0:00 - Preview

1:24 - Intro

1:35 - Meet Financial Advisor Bola Sol

5:28 - Money lessons from my family

8:59 - What inspired me to become a financial advisor 

11:56 - 3 most surprising things I’ve seen as a financial advisor 

16:53 - What inspired me to teach people about money

19:43 - Get your money up! 

21:59 - How to make your first £1,000

26:42 - What’s FU Money? 

30:55 - How to go from £1,000 to £10,000

33:03 - Is there a way to make £10,000 passively? 

34:54 - Why is the first £10,000 so important

36:15 - The roadmap to go from £10,000 to financial independence 

40:14 - How to figure out your financial independence goal?

43:37 - Why does everything change after £100k

46:10 - The best income streams to build now

54:30 - Non-negotiables for building wealth?

54:57 - Barriers that make it harder for women to make their first £10k 

58:56 - Women’s reduced earning power

1:00:53 - How to help the women in your life with their finances

1:04:33 - My personal experience with salary conversations

1:07:46 - Advice to get paid your worth

1:10:43 - Why talking about money makes women uncomfortable

1:17:00 - Why’s it important for woman to have their own financial independence

1:21:24 - Why retirement planning is so important for Women

1:25:17 - Practical ways to close the gender investment gap 

1:28:45 - First steps of investing

1:30:57 - Generational wealth breaks historical money disadvantages

1:33:06 - How I help women with their money

1:33:43 - Your Money Life

1:35:00 - Final words

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Live at the Birmingham Black Business Show, Ato speaks with 3 Money Experts on how to double your net worth in the next 12 months.

- The smart way to scale without wasting money on the wrong hires

- Why “crisis” can actually be the best opportunity to build wealth

- The money trap most new founders fall into (and how to avoid it)

- The simple habit that turns £500 into a thriving business

- Why passion and resilience matter more than capital when starting out

- The overlooked secret to spotting million-pound opportunities

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Get tickets: https://www.ukblackbusinessweek.com/tickets/

Use code "UKBB15" for 15% off all other events throughout the week

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Norma Cassius who is a Money Management Consultant, Psychotherapist, Author, and Life Coach. With over 20 years in the financial sector and 17 years as a qualified psychotherapist, she bridges the worlds of money and mental health.

We discuss:

- Psychological methods to break through your wealth ceiling

- How the brain reward system helps your finances

- How to move from money stress to financial peace

- Traps to avoid if you want true financial freedom

- How hustle culture is making you poorer and much more

🔗 Connect with Norma:

Norma's Instagram: https://www.instagram.com/think.like.a.bank

Website: https://www.normacassius.com/

📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🤝 Partners

Lightyear – Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice!

Claim your reward when you use this link: ⁠⁠⁠⁠⁠⁠https://lightyear.com/savvywallet⁠ or enter the code: "SAVVY" manually in the Promotions section.

Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms.

Black Business Show - Grab FREE tickets to UK Black Business Show (On Sat) or Black Women Business Talks/Black Men Business Talks with the code "SAVVYFREE"

Get tickets: https://www.ukblackbusinessweek.com/tickets/

Use code "UKBB15" for 15% off all other events throughout the week

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

TIMESTAMPS

0:00 - Preview

1:10 - Intro

1:21 - Meet Money Psychologist Norma

3:56 - My relationship with money 

5:17 - The psychology of money

11:18 - Why people are scared to invest or take risk

16:55 - How the brain reward system can help your finances

22:42 - How to get through the motivation dip

24:19 - Ways people block themselves from earning more money

28:15 - How people sabotage themselves financially

31:23 - How to break your wealth ceiling

35:16 - People who have money but no financial peace

41:25 - How do financial struggles impact our health?

47:04 - How to move from money stress to financial peace

49:20 - Why financial freedom can be an illusion

54:51 - The downgrade fear & how it can impact you

1:02:15 - UK Black Business Show

1:03:34 - Traps to avoid if you want true financial freedom 

1:06:47 - Debt is killing people’s wealth potential 

1:07:45 - How to break free from debt? 

1:09:28 - Is hustle culture making people poorer?

1:12:03 - How to build wealth without burning out?

1:13:24 - Investing in property in Miami 

1:18:59 - Think and attract wealth

1:20:20 - Rewriting the rules on money and wealth

1:21:23 - Final words

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In this episode, Ato speaks with Jerran Whyte is the Founder and Managing Director of Belvedere Wealth Management, an independent financial advisory firm helping clients to build, preserve, and pass on wealth. With over 15 years of experience in wealth management, he has guided entrepreneurs, professionals, and high-net-worth families through the complex realities of money, legacy, and financial freedom.

- What inspired him to work in wealth management

- The ingredients to build lasting wealth

- Motivation for starting his financial advisory firm

- The 4 key pillars of wealth

- Passing down money & principles through generations

- How to start investing and much more

🔗 Connect with Jerran:

Linkedin: https://www.linkedin.com/in/jerranwhyte/

Belvedere's Linkedin: https://www.linkedin.com/company/belvederewm/

Belvedere's Instagram: https://www.instagram.com/belvederewm/

Belvedere's Website: https://www.belvederewm.com/

📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🤝 Partners

Lightyear – Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice!

Claim your reward when you use this link: ⁠⁠⁠https://lightyear.com/savvywallet or enter the code: "SAVVY" manually in the Promotions section.

Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms.

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.

TIMESTAMPS

Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ato speaks with Nick Stapleton, who is a scam expert, award-winning investigative journalist and broadcaster, best known as the co-presenter of the BBC’s Scam Interceptors.

He’s spent years exposing how scammers operate and helping people understand how to protect themselves from scams. Nick also hosts the Scam Clinic podcast and is the author of How to Beat Scammers, sharing insights from his frontline work fighting fraud.

- The impact of AI on scams

- Why people fall for investment scams

- How to recover your money from scams

- The most devastating scams Nick has come across

- The dark psychology behind romance scams

- How to protect your passwords and online accounts from scammers

- Why job scams are on the rise and much more

🔗 Connect with Nick:

Instagram: https://www.instagram.com/staplenick/

📩 Sign up to my mailing list to be the first to know about upcoming events:

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://eepurl.com/hJEcLL⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🤝 Sponsors

Lightyear – Grow your cash or build wealth on Lightyear’s simple-to-use platform.

Sign up for a new account on Lightyear and get up to $115 worth of a US fractional share of your choice! Claim your reward when you use this link: ⁠⁠https://lightyear.com/savvywallet or enter the code: "SAVVY" manually in the Promotions section.

Capital at risk. ISA rules apply. Terms apply: https://lightyear.com/en-gb/signup-promotion-terms.

🤝 Partners

TIMESTAMPS

Learn more about your ad choices. Visit megaphone.fm/adchoices