Personal finance is common knowledge: spend less than you earn. Everyone knows this. But why don't people do this?

FF alumni Hanna Dornhorfer took Financial Freedom when she was 25. Five years later, she and I explore the question why she was able to buy a house and save for the future when others her age don't. Aligning her spending to values and committing to caring for herself in the future is setting her on this path to financial freedom in about 20 years.

What budgeting tool do you use? Learning about personal finance is idle chatter unless you actually do the work. FF alumni Whitney talks about tracking expenses, the four principles of You Need A Budget (YNAB), and how it relates to consciousness, choice, and freedom.

Financial freedom is when passive income equals monthly spending. This episode is an intro to the math of personal finance.

FF alumni Paul Spencer and Kim LaFever reached financial independence five years after taking FF1. In this episode, we learn the numbers behind how they did it and what they are doing now. They talk about how learning about FIRE disrupted their assumptions about their work, their spending, and their time. In doing so, they created new possibilities of what they could do their lives, including moving to Spain and getting a mystery novel published.

A change in your finances requires a change in how you see yourself. Contamination vs. redemption stories. FF alumni Naomi Veak talks about how both sobriety and personal finance changed her life. She talks about how confronting her trauma and seeing how unconsciously she was spending both her time and money allowed her to live more freely and joyously.