Today I wanna talk about the CARES Act, specifically the PPP loan and the IDLE loans inside the $349 Billion Cares Act that’s giving out money to business owners. This is the way that the American government is trying to keep businesses open.

Sadly, 50% of businesses that are closed for over 10 ten days won’t reopen. Over 70% of businesses closed for 30 days won’t reopen. That’s 21 million businesses that will not reopen.

Today I want to talk about how you can get 75-100% of the PPP loan forgiven.

75% must be used for payroll within 8 weeks, it will be forgiven and it’s not taxable.

Get out your pens and paper because there are specific guidelines to be able to get the debt forgiven. In this episode, I review the recent changes, and while I am not a tax professional, I review what my tax professional has recommended to me.

You can get the other 25% if you spend it on rent, or the mortgage of the building as well as utilities such as gas, water, internet. But you are going to be required to use bank statements to prove it was used.

IDLE loans are given during emergencies to help people get back on their feet.
They are loaning you based on gross revenue and IDLE loans need to be paid back. Typically over 30 years at 3.75 interest.

If you currently have an SBA loan as of April 1st, the government is making your payment for you. What I recommend, is to take whatever you were paying towards your SBA to hack away at your credit card debt.

For those of you struggling and who are behind on your bills, I have some good news. As of Feb 16 - July 15 banks are not legally allowed to report you late. If you are being reported late, immediately give them a call and ask them to remove it. If they don’t, give my office a call so that I can put you in touch with an attorney who will file a lawsuit.

The office number is 800-475-7267



As always I hope you find value in today’s show.

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RondiLambeth.comPlease rate & review us if you use iTunes or Stitcher, so we can build the show and get on top-tier guests for YOU to enjoy! Pass on the gift of financial freedom: tell a friend about the School of Wealth. And don't forget: Subscribe! It's "School of Wealth" on your podcast app, or wherever you listen. Follow @RondiLambeth on Facebook, Instagram, and Twitter.   Sign up to manage all your money in one place on CreditMojo.com!   Subscribe on iTunes Follow on Spotify Subscribe on Stitcher Listen on SoundCloud Subscribe and Comment on Castbox   Production Credits: Produced By VINO Lead Producer: Chassney Pharr Music Credits: School of Wealth Theme Music: “Show Some Respect” (AudioJungle - Uplifting Licensed)04089 00004083 000FDCD1 000FDCD1 00007EAD 00007E8D 00028E63 000D4072

How are you using social media? Are you using it to produce? To network? To grow your business and brand? Or are you simply scrolling through and consuming.

As a business owner, it is important to stand out.
But how can you stand out in such a saturated market?

I believe as an entrepreneur that branding is the 2nd most important thing you can do.

In today’s episode, I pick the mind of @TheBrandDr , Henry Kaminski in regards to branding and social media.

Download his 36 Page Step by Step Guide on how to scale your brand online https://uniquedesignz.net/brandstrategy

Follow Henry on IG and Facebook @TheBrandDr 

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RondiLambeth.comPlease rate & review us if you use iTunes or Stitcher, so we can build the show and get on top-tier guests for YOU to enjoy! Pass on the gift of financial freedom: tell a friend about the School of Wealth. And don't forget: Subscribe! It's "School of Wealth" on your podcast app, or wherever you listen. Follow @RondiLambeth on Facebook, Instagram, and Twitter.   Sign up to manage all your money in one place on CreditMojo.com!   Subscribe on iTunes Follow on Spotify Subscribe on Stitcher Listen on SoundCloud Subscribe and Comment on Castbox   Production Credits: Produced By VINO Lead Producer: Chassney Pharr Music Credits: School of Wealth Theme Music: “Show Some Respect” (AudioJungle - Uplifting Licensed)04089 00004083 000FDCD1 000FDCD1 00007EAD 00007E8D 00028E63 000D4072

Today I have a very special guest on the show, Dr. Jason Bradley. Dr. Bradley practices Functional Medicine to help people solve problems they don’t even know they have. Instead of just focusing on the disease itself, functional medicine addresses the whole person, not just an isolated set of symptoms.

Dr. Jason looks at the entire picture when he takes on cases and he studies methods of biohacking that are amazing. This is why I am pleased to have him on the show to review some of the latest events and theories with COVID-19 in addition to discussing several new alternative medicine products and their effects.

This episode quickly became my own personal ask the Dr. Show. But I hope you get as much out of it as we discuss:

COVID-19
Infrared Saunas
BEMER Mats
Oura Health Rings
BioHacking
Swanwick Amber Glasses
Muse
Biome
Iceman Hoff's Method
Dave Asprey- Super Human

Kaqun Water
And More



If you are familiar with any of these products or treatments, let me know in the comments below what you think of them. I would love to hear some feedback on what’s helped you in the past as most items on this list have played a huge role in my personal battle with Lyme’s

EpicFunctionalMedicine.com
IG @EpicFMC & @DrJBardley

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#invisibleillness #schoolofwealth #Functionalmedicine #altmed #infraredsauna #bemer #ourahealth #biohacking #swanwick #muse #biome #wimhof #kaqunwellness #superhuman #lymes

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RondiLambeth.comPlease rate & review us if you use iTunes or Stitcher, so we can build the show and get on top-tier guests for YOU to enjoy! Pass on the gift of financial freedom: tell a friend about the School of Wealth. And don't forget: Subscribe! It's "School of Wealth" on your podcast app, or wherever you listen. Follow @RondiLambeth on Facebook, Instagram, and Twitter.   Sign up to manage all your money in one place on CreditMojo.com!   Subscribe on iTunes Follow on Spotify Subscribe on Stitcher Listen on SoundCloud Subscribe and Comment on Castbox   Production Credits: Produced By VINO Lead Producer: Chassney Pharr Music Credits: School of Wealth Theme Music: “Show Some Respect” (AudioJungle - Uplifting Licensed)04089 00004083 000FDCD1 000FDCD1 00007EAD 00007E8D 00028E63 000D4072

Today I am joined by Yan Stavisski. From over $82k in credit card debt at age 22 to 7-figure business owner and professional travel hacker at age 25. At 25 he uses Credit & Travel Hacking, leveraging credit to create cashflow (primarily through real estate & Ecom).

Follow him for more on IG @yanstavisski and on Tiktok @captaincredit

AwardHacker.com - Shows the best deals when using points to travel.
USCreditCardGuide.com. - Shows all the credit cards available with decent bonuses and rewards.


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RondiLambeth.comPlease rate & review us if you use iTunes or Stitcher, so we can build the show and get on top-tier guests for YOU to enjoy! Pass on the gift of financial freedom: tell a friend about the School of Wealth. And don't forget: Subscribe! It's "School of Wealth" on your podcast app, or wherever you listen. Follow @RondiLambeth on Facebook, Instagram, and Twitter.   Sign up to manage all your money in one place on CreditMojo.com!   Subscribe on iTunes Follow on Spotify Subscribe on Stitcher Listen on SoundCloud Subscribe and Comment on Castbox   Production Credits: Produced By VINO Lead Producer: Chassney Pharr Music Credits: School of Wealth Theme Music: “Show Some Respect” (AudioJungle - Uplifting Licensed)04089 00004083 000FDCD1 000FDCD1 00007EAD 00007E8D 00028E63 000D4072

What’s going on with COVID-19? How are you and your finances going to be affected?

Here’s the thing. Things are changing every day, and there isn’t much information about what the world will look like, but we know it’s not going to be the same.

I know a lot of you are struggling. I have received many messages of people asking what bills they should pay. So for those having to make these hard choices, this episode is for you.
If you are having to choose between your bills and food, choose food. The government has things in place to protect you and your credit, your rent, mortgage, car, etc.

The silver lining in all of this is that once this clears, I believe you will finally be able to own a home. So instead of stressing, stay positive, get your health, your family, and your budget right.

Now more than ever is the best time to work from home. In fact, I am looking for people ready to work from home for my new financial services company with Ed Mylett, Mylett Management.
Listen to this episode to learn the details of this opportunity I want to open up to you and your family.


Learn more about Mylett Management rondilambeth.com/MMG
FREE Credit Repair rondilambeth.com/freecreditrepair

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RondiLambeth.comPlease rate & review us if you use iTunes or Stitcher, so we can build the show and get on top-tier guests for YOU to enjoy! Pass on the gift of financial freedom: tell a friend about the School of Wealth. And don't forget: Subscribe! It's "School of Wealth" on your podcast app, or wherever you listen. Follow @RondiLambeth on Facebook, Instagram, and Twitter.   Sign up to manage all your money in one place on CreditMojo.com!   Subscribe on iTunes Follow on Spotify Subscribe on Stitcher Listen on SoundCloud Subscribe and Comment on Castbox   Production Credits: Produced By VINO Lead Producer: Chassney Pharr Music Credits: School of Wealth Theme Music: “Show Some Respect” (AudioJungle - Uplifting Licensed)04089 00004083 000FDCD1 000FDCD1 00007EAD 00007E8D 00028E63 000D4072

Let’s talk about The Fair Credit Report Act and the current modifications caused by the Corona Outbreak. But before diving into whether or not banks can report you late, and what that means for you, and other loans, grants, and financial tools available during this time, I want to take the time to encourage you. So many people are wasting their free time, but I want to encourage you to unplug from mainstream media and focus on becoming a better version of yourself with 3 pieces of advice.

#1 Turn OFF the TV
#2 Get Some Books
#3 Stay Home

Books/Authors I Recommend:
Robert Kiyosaki
Richest Man in Babylon
Joe Dispenza
Miguel Ruiz

Now for the good news. The FCRA now states that any late payments incurred from  Jan 15th July 15th, can not be reported onto the credit bureau.  However, the banks are not forgiving the debt, they are issuing deferments. In this episode I discuss how that works, and how it will affect those who choose this and other options available during this Corona outbreak.

As a business owner there are several things that are available to help you during this time. Listen to this episode to learn what loans and grants and other benefits you qualify for.

See what loans are available to you sba.gov

Sign up for my next Zoom call to discuss getting involved with my upcoming business venture with Ed Mylett

VIP Credit Repair https://www.fortresscreditpro.com/enroll

FREE Credit Repair https://www.fortresscreditpro.com/freecreditrepair   

Learn about #75Hard https://andyfrisella.com/blogs/realaf-podcast/14-75hard-a-tactical-guide-to-winning-the-war-with-yourself

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RondiLambeth.comPlease rate & review us if you use iTunes or Stitcher, so we can build the show and get on top-tier guests for YOU to enjoy! Pass on the gift of financial freedom: tell a friend about the School of Wealth. And don't forget: Subscribe! It's "School of Wealth" on your podcast app, or wherever you listen. Follow @RondiLambeth on Facebook, Instagram, and Twitter.   Sign up to manage all your money in one place on CreditMojo.com!   Subscribe on iTunes Follow on Spotify Subscribe on Stitcher Listen on SoundCloud Subscribe and Comment on Castbox   Production Credits: Produced By VINO Lead Producer: Chassney Pharr Music Credits: School of Wealth Theme Music: “Show Some Respect” (AudioJungle - Uplifting Licensed)04089 00004083 000FDCD1 000FDCD1 00007EAD 00007E8D 00028E63 000D4072

Everyone is suffering right now due to the COVID-19 Pandemic. And we are all being asked to #StayHome and social distance.

Yes financially, most Americans are hurting. But it is important that we all work together to save lives. In this episode, I discuss what you can do during your time in quarantine to come out ahead in the end.

I highly encourage you to:

Come up with a financial plan.
Come up with ways to make extra money.
Spend this time to get mentally clear.
Spend this time to start working on your body.
Start #75hard
Work on your relationships.
Become the best person you can possibly be.

Learn more about #75Hard https://andyfrisella.com/blogs/realaf-podcast/14-75hard-a-tactical-guide-to-winning-the-war-with-yourself

Send me a DM on IG with questions about any of my programs and offers and my upcoming business venture with Ed Mylett.

VIP Credit Repair https://www.fortresscreditpro.com/enrollFREE Credit Repair https://www.fortresscreditpro.com/freecreditrepair   ----------------------------------------------------- RondiLambeth.comPlease rate & review us if you use iTunes or Stitcher, so we can build the show and get on top-tier guests for YOU to enjoy! Pass on the gift of financial freedom: tell a friend about the School of Wealth. And don't forget: Subscribe! It's "School of Wealth" on your podcast app, or wherever you listen. Follow @RondiLambeth on Facebook, Instagram, and Twitter.   Sign up to manage all your money in one place on CreditMojo.com!   Subscribe on iTunes Follow on Spotify Subscribe on Stitcher Listen on SoundCloud Subscribe and Comment on Castbox   Production Credits: Produced By VINO Lead Producer: Chassney Pharr Music Credits: School of Wealth Theme Music: “Show Some Respect” (AudioJungle - Uplifting Licensed)04089 00004083 000FDCD1 000FDCD1 00007EAD 00007E8D 00028E63 000D4072

In this episode Rondi is joined by Dustin Mathews, Co-founder and CEO of wealthfit.com a startup focused on teaching you all the things you’ve never learned in school about money, investing, and entrepreneurship. He is also the host of the podcast, GetFit.

Dustin and Rondi have so much in common as we are both passionate about helping educate people on all things wealth, investment, and credit. Both Dustin and Rondi define wealth in a way different than most, but so similar to each other.

Listen to this episode to dive into these expert’s definitions of wealth and how it pertains to so much more than just money. Check out Dustin’s wealth-building courses at wealthfit.com/dustin and podcast WealthFit

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Robert Kawasaki’s personal tax advisor, Tom Wheelwright https://tomwheelwright.com/

FREE Credit Repair https://www.fortresscreditpro.com/freecreditrepair 

RondiLambeth.com Rondi's Coaching Course   #AskRondi your question   Please rate & review us if you use iTunes or Stitcher, so we can build the show and get on top-tier guests for YOU to enjoy! Pass on the gift of financial freedom: tell a friend about the School of Wealth. And don't forget: Subscribe! It's "School of Wealth" on your podcast app, or wherever you listen. Follow @RondiLambeth on Facebook, Instagram, and Twitter.   Sign up to manage all your money in one place on CreditMojo.com!   Subscribe on iTunes Follow on Spotify Subscribe on Stitcher Listen on SoundCloud Subscribe and Comment on Castbox   Production Credits: Produced By: VINO Lead Producer: Chassney Pharr Music Credits: School of Wealth Theme Music: “Show Some Respect” (AudioJungle - Uplifting Licensed)

In today's episode I wanted to go over the 5 books that have had the most impact on me in an overwhelming sense of the word over the last few months during my journey with The 75 Hard Challenge.

Today I get very raw and very real. If you are new to the show,  I recommend that you go back to the first episode to get a little background into my story and my past before listening to this episode.  In this episode, I get very vulnerable and very emotional as I discuss how these books have helped me break the attachments I have had to the people who have hurt me in my past.

For the first time in my life, I feel free. Free from the attachments of my broken childhood, from the feeling of abandonment I have felt with women, and free from the attachments to the people who have hurt me in the past. I want the same for you.

The joy that I feel,  the freedom I feel. It is overwhelming, and I want all of you to experience the same.

Because what good is all the money in the world if you are not free and full of love and joy.

If you want true wealth, you have to break the attachments to the people who have hurt you in your life.

For the list of the books I recommend with Amazon link:
RondiLambeth.com/Book-Recommendations

For information on The 75 Hard Challenge
https://andyfrisella.com/blogs/mfceo-project-podcast/75hard-a-75-day-tactical-guide-to-winning-the-war-with-yourself-with-andy-frisella-mfceo291

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RondiLambeth.com Rondi's Coaching Course   #AskRondi your question   Please rate & review us if you use iTunes or Stitcher, so we can build the show and get on top-tier guests for YOU to enjoy! Pass on the gift of financial freedom: tell a friend about the School of Wealth. And don't forget: Subscribe! It's "School of Wealth" on your podcast app, or wherever you listen. Follow @RondiLambeth on Facebook, Instagram, and Twitter.   Sign up to manage all your money in one place on CreditMojo.com!   Subscribe on iTunes Follow on Spotify Subscribe on Stitcher Listen on SoundCloud Subscribe and Comment on Castbox   Production Credits: Produced By: VINO Lead Producer: Chassney Pharr Music Credits: School of Wealth Theme Music: “Show Some Respect” (AudioJungle - Uplifting Licensed)

How to Survive a Bankruptcy

I have filed bankruptcy twice in my life. People often think that Bankruptcy will destroy your life for 7 years, but that’s not the case. As the owner of a credit repair company, I’ve helped thousands of people clean up their credit after bankruptcy. In this episode, I walk through what it is like to file bankruptcy, how it is possible to remove bankruptcy items from a credit report, and what you can do to establish history quickly after the bankruptcy is discharged.

Fix your credit:
fortresscreditpro.com/enroll

Start Rebuilding credit:
fortresscreditpro.com/Credit-cards

Free Ebook Credit Hacks:
https://fortresscredit-0e8961.pages.infusionsoft.net/

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RondiLambeth.com Rondi's Coaching Course   #AskRondi your question   Please rate & review us if you use iTunes or Stitcher, so we can build the show and get on top-tier guests for YOU to enjoy! Pass on the gift of financial freedom: tell a friend about the School of Wealth. And don't forget: Subscribe! It's "School of Wealth" on your podcast app, or wherever you listen. Follow @RondiLambeth on Facebook, Instagram, and Twitter.   Sign up to manage all your money in one place on CreditMojo.com!   Subscribe on iTunes Follow on Spotify Subscribe on Stitcher Listen on SoundCloud Subscribe and Comment on Castbox   Production Credits: Produced By: VINO Lead Producer: Chassney Pharr Music Credits: School of Wealth Theme Music: “Show Some Respect” (AudioJungle - Uplifting Licensed)