There is a federal agency whose only mission is to make sure that banks, credit card companies, and debt collectors don't screw over working-class Americans with fraud schemes, hidden fees, and the like, so naturally Trump, Musk, and DOGE have brought it to the brink of collapse. We'll talk about the Consumer Financial Protection Bureau and the existential crisis it faces in 2026. Robert Lawless, Professor of Law & Co-Director of the Illinois Program on Law, Behavior, and Social Science at the University of Illinois Urbana-Champaign, joins Ian Hoch to break down what’s happening to the Consumer Financial Protection Bureau and what 2026 could look like if it collapses.