In this episode, inspired by my own family life, I am exploring the "holy trinity of assets": time, health, and money. Financial wealth alone does not guarantee a fulfilling future; you also need to be intentional about your health and your relationships. I share practical ways to extend the magical period of life where you can enjoy all three assets, without sacrificing your well-being in the pursuit of wealth. 

Tune in to hear my strategies for prioritizing your health, making the most of your time, and building wealth that enriches every stage of life. Get ready to rethink your priorities and be inspired to make changes that will let you enjoy not just a long life, but a long life full of vitality and purpose.

When you think about building wealth and securing your future, what comes to mind? For most, it's a picture filled with investment portfolios, retirement accounts, and property. But money is just one piece of a much larger puzzle. To truly thrive and make the most of our time on earth, we must learn to value and actively nurture not just financial assets but also our time and our health.

Tony Isola’s article, "The Holy Trinity of Assets," divides life into three main stages:

This is a period rich with time and health. As kids, we possess endless energy and countless hours to fill, even if we are broke. Despite lacking financial resources, we are wealthy in ways money cannot buy.

For many, midlife brings growing financial stability and, often, good health. The catch? Time becomes scarce. Pursuing career goals, raising families, and climbing the professional ladder quickly fill our calendars.

Retirement can bring a return of time and (hopefully) sufficient money. However, health often begins to slip. The dreams of finally enjoying life can be hampered by physical limitations that decades of neglect may have fostered.

There is a magical, fleeting window between midlife and old age when you can possess all three assets: health, time, and money. The real goal is to extend this stage as long as possible.

We need to be disciplined and intentional to maximize this golden intersection of good health, time, and wealth. Here’s how:

Many high achievers invest tirelessly in growing their financial resources, but your health deserves the same, if not more, attention. When illness arises, the most common wish is for more good years, not more dollars. If you would not neglect your savings, do not neglect your body.

Research and my own experience show that consistent movement and strength training are vital, especially as we age. A simple, actionable approach is to aim for at least 30 minutes of exercise daily. Walking briskly, resistance training, or even bodyweight exercises can maintain and enhance muscle mass, joint health, and vitality.

Our modern environment makes unhealthy eating easy. Scott emphasizes the importance of choosing whole, protein-rich foods over highly processed carbohydrates. This doesn’t mean an extreme diet is necessary; focus on small, sustainable changes: increase protein, reduce processed snacks, and be mindful of what you put on your plate.

A cornerstone of well-being is adequate sleep. Protecting seven to eight hours each night helps your body repair, your mind recharge, and your immune system function at its best. It is not just about living longer, it is about living better, every day.

While markets, world events, and even certain aspects of our health are unpredictable, there is much you can control. Be deliberate about where you spend your energy and attention. Optimize your finances, yes, but do not let that come at the expense of quality time or physical vitality.

There will always be chaos and things outside our control. But by taking charge of your health, time, and money, you set yourself up to live longer and enjoy more years filled with purpose and joy. As Scott’s wife cheers from the volleyball stands, “Be ready!” Ready to claim the best stage of your life, starting now. 

The Best In Wealth Podcast is hosted by Scott Wellens. Scott Wellens is the principal at Fortress Planning Group. Fortress Planning Group is a registered investment advisory firm regulated by the US Securities and Exchange Commission in accordance and compliance with securities laws and regulations. Fortress Planning Group does not render or offer to render personalized investment or tax advice through the Best In Wealth Podcast. The information provided is for informational purposes only and does not constitute financial, tax, investment, or legal advice.

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