I discuss online side hustles you can do with no experience to make money in 2022. You can do them on your phone and with internet access and you don't have to be experienced or an expert to do these online side hustles. They are side hustles that I use myself to make extra money and I don't have much experience either! They range from e-commerce to blogging and so many more.  

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Shop Budget Templates on Etsy: https://www.etsy.com/nz/shop/

The Shackles of Debt Blog: https://theshacklesofdebt.com/

Insta: https://www.instagram.com/theshacklesofdebt/Travel Page: https://www.instagram.com/tembietravels/

Podcast: Available on all podcast platforms 

Email: [email protected]

In this video, I speak about 5 ways to quickly pay off debt, even with a low income. With so many debt management strategies out there, it’s hard to know where to begin, especially if you have a low income. It's important is that you pick a way to quickly pay off debt that fits your particular circumstances.

Connect With Me:

Blog: https://theshacklesofdebt.com/

Insta: https://www.instagram.com/theshacklesofdebt/

Travel Page: https://www.instagram.com/tembietravels/

Podcast: Available on all podcast platforms

Email: [email protected]

Links:

Receive $10 when you sign up to invest with Hatch (NZ Only) https://app.hatchinvest.nz/share/hznkmnun

Disclaimer:  Some links are affiliate links to products. I may receive a commission for purchases made through these links. However, this does not impact our reviews and comparisons. I only suggest products I’ve reviewed, and also use, in order to help you make the best choices.   All information in the video is merely for educational and informational purposes. It is not intended as a substitute for professional advice.

Bankruptcies and bankruptcy in the UK  are a legal process that can be undertaken when a person has failed to repay their debts. The process allows a person’s assets to be used to pay back the debts owed and for the debt to be written off.  In this video, I speak about the pros and cons of bankruptcy in the UK and I outline what happens when you file for bankruptcy.

Connect With Me:

Blog: https://theshacklesofdebt.com/

Insta: https://www.instagram.com/theshacklesofdebt/

Travel Page: https://www.instagram.com/tembietravels/

Podcast: Available on all podcast platforms

Email: [email protected]

Links:

Receive $10 when you sign up to invest with Hatch (NZ Only) https://app.hatchinvest.nz/share/hznkmnun

Disclaimer:  Some links are affiliate links to products. I may receive a commission for purchases made through these links. However, this does not impact our reviews and comparisons. I only suggest products I’ve reviewed, and also use, in order to help you make the best choices.   All information in the video is merely for educational and informational purposes. It is not intended as a substitute for professional advice.

This podcast tells you what bailiffs in the UK are, what they do if they visit and what they can and can’t do. A bailiff is an enforcement agent that has the legal right to collect debts on behalf of a company or council.  They can visit your home, take your belongings and sell them in order to pay the debts. Bailiffs collect a wide variety of debts. They also collect County Court judgments (CCJs), council tax arrears, parking fines, and child maintenance arrears. Nevertheless, it's important for you to know your rights and things that Bailiffs can and can’t do. It will stop them from taking advantage of you. 

Connect With Me:

Blog: https://theshacklesofdebt.com/

Insta: https://www.instagram.com/theshacklesofdebt/

Travel Page: https://www.instagram.com/tembietravels/

Podcast: Available on all podcast platforms

Email: [email protected]

Links:

Receive $10 when you sign up to invest with Hatch (NZ Only) https://app.hatchinvest.nz/share/hznkmnun

Disclaimer:  Some links are affiliate links to products. I may receive a commission for purchases made through these links. However, this does not impact our reviews and comparisons. I only suggest products I’ve reviewed, and also use, in order to help you make the best choices.   All information in the video is merely for educational and informational purposes. It is not intended as a substitute for professional advice.

I show you how to use credit cards like the rich. Credit cards, when used the right way have so many benefits. Rich people always take advantage of the benefits. They do things like pay off their credit cards balance in full, earn credit card rewards and only purchase what they can afford. This podcast gives you 4 tips  for how you can use credit cards like the rich.

Connect With Me:  

Blog: https://theshacklesofdebt.com/

Insta: https://www.instagram.com/theshacklesofdebt/

Travel Page: https://www.instagram.com/tembietravels/

Podcast: Available on all podcast platforms 

Email: [email protected]  

Links:   

Receive $10 when you sign up to invest with Hatch (NZ Only) https://app.hatchinvest.nz/share/hznkmnun  

Disclaimer:  Some links are affiliate links to products. I may receive a commission for purchases made through these links. However, this does not impact our reviews and comparisons. I only suggest products I’ve reviewed, and also use, in order to help you make the best choices.   All information in the video is merely for educational and informational purposes. It is not intended as a substitute for professional advice.

I tell you how you can save money with a low income. Saving with a low income can be hard, but there are practical things you can do, such as budget, lowering the costs of your transport, food, entertainment, increasing your income and paying debt. When used together, you can save money, no matter your income  

Connect With Me:  

Blog: https://theshacklesofdebt.com/

Insta: https://www.instagram.com/theshacklesofdebt/

Travel Page: https://www.instagram.com/tembietravels/

Podcast: Available on all podcast platforms 

Email: [email protected]  

Links:   

Receive $10 when you sign up to invest with Hatch (NZ Only) https://app.hatchinvest.nz/share/hznkmnun 

Disclaimer:  Some links are affiliate links to products. I may receive a commission for purchases made through these links. However, this does not impact our reviews and comparisons. I only suggest products I’ve reviewed, and also use, in order to help you make the best choices.   All information in the video is merely for educational and informational purposes. It is not intended as a substitute for professional advice.

I talk about 9 ways that I saved money in preparation to moving to New Zealand. Moving abroad is expensive and you need money to set you up for when you arrive. Because I was still paying debt, I only had 5 months to save. Hopefully these tips can help you, no matter what you're saving for.

Connect With Me:

Blog: https://theshacklesofdebt.com/

Insta: https://www.instagram.com/theshacklesofdebt/

Travel Page: https://www.instagram.com/tem_travels/

Email: [email protected]

This podcast explains the stock market for those who are beginners and how they can start investing in 2022. I also explain investing terms such as stocks, bonds, shares, compound interest, dividend returns, risk, diversification, asset allocation and more. So if you don't know what the stock market is or how it works, then this is the podcast for you.

Connect With Me:

Blog: https://theshacklesofdebt.com/

Insta: https://www.instagram.com/theshacklesofdebt/

Travel Page: https://www.instagram.com/tem_travels/

Email: [email protected]

In this Podcast, I ask, Is debt consolidation a good idea? Debt Consolidation combines multiple unsecured debts and make it 1 new debt with one monthly payment. You Can consolidate any type of consumer debt, such as credit cards, loans, medical bills. I explain what debt consolidation is, how it works, the advantages, disadvantages and whether it’s the right option for you.

Connect With Me:

Blog: https://theshacklesofdebt.com/

Insta: https://www.instagram.com/theshacklesofdebt/

Travel Page: https://www.instagram.com/tem_travels/

Email: [email protected]

In this podcast, I break down 20 finance lessons I've learned and I give finance advice to people in their 20s. I talk about lessons I've learned from financially abusive relationships, my career, money, investing, retirement and everything in between.  

My Travel Page: https://www.instagram.com/tem_travels/ 

Connect With Me:  

Blog: https://theshacklesofdebt.com/

Insta: https://www.instagram.com/theshacklesofdebt/

Pinterest: https://pinterest.com/theshacklesofdebt

Email: [email protected]