AI is not a buzzword anymore. It is the next dot com moment. The only question is whether your business rides the wave or gets wiped out.

In this episode of the Smart Business Owner Podcast, Shubert talks with Jake Holmes, software engineer, AI specialist, and founder of Grow Fast, about how traditional businesses can actually use AI to create real ROI instead of burning cash on shiny tools. Jake shares how he went from building software for the NHS and mortgage firms to advising startups, regulators, and service businesses on AI strategy, audits, and fractional CTO work.

You will hear:

• Why 95 percent of AI projects fail and what smart companies do differently

• The two extremes of AI spending and how to avoid both wasting money and falling behind

• Why financial services and advisors risk getting left behind if they ignore AI

• Where humans still have the most value and what you should never automate

• How AGI, content creation, and agentic workflows are about to reshape work

• Practical first steps for business owners to map their processes and plug in AI the right way

If you run a service business, work in financial services, or lead a growing company and you are unsure where to start with AI, this conversation will give you a clear path forward and a new way to think about the future of your business.

To connect with Jake and learn more about his work helping businesses implement AI with intention, search for Jake Holmes on LinkedIn

Most retirees are taught the 4 percent rule, then wonder why their plan feels shaky when markets swing. In this interview, author and fiduciary advisor Shubert Cineus breaks down what actually derails retirement income and how to plan with taxes, sequence of returns, longevity, and interest rates in mind. You will learn the right questions to ask, how annuities can function as a tool for predictable income, and why “media snippets” are not a plan.

What you will learn:
• Why sequence of returns risk can sink a “safe” withdrawal plan
• How to think about tax deferred, taxable, and tax free buckets
• Where annuities may fit as an income tool and what fees to watch for
• Longevity and long-term care costs many families underestimate
• Why quarterly reviews and comprehensive planning matter
• How to avoid herd mentality and build a plan you understand

Get the book on Amazon: https://a.co/d/31Lb5D5

Book a no-cost intro call at Modern Edge Capital to see if we can help you create a written retirement income plan.

Compliance and important disclosures:
This content is for educational purposes only and is not individualized investment, tax, or legal advice. Investment advisory services may be offered through Simplicity Wealth, LLC, an SEC-registered investment adviser. Guarantees associated with annuities are subject to the claims-paying ability of the issuing insurance company. Annuities may include fees and surrender charges. Past performance is not indicative of future results. Consult your own tax, legal, and financial professionals before making decisions.

Running out of money is one of the biggest fears for retirees and pre-retirees. In this episode, we uncover how tax-efficient retirement planning and guaranteed income strategies can help you protect your nest egg and enjoy peace of mind throughout retirement.

Here’s what you’ll discover:
✔️ How to create income you can’t outlive
✔️ Ways to reduce taxes and keep more of your retirement savings
✔️ Strategies to protect against market downturns
✔️ Common mistakes retirees make—and how to avoid them

If you’re a pre-retiree or already retired, this conversation will give you actionable strategies to build financial confidence and secure the retirement lifestyle you deserve.

👉 Subscribe for more retirement planning insights, tax strategies, and income solutions.

Unlock the future of digital marketing with Brice Sullivan in this action-packed episode! Discover how AI-driven strategies are revolutionizing SEO, content creation, and paid advertising to skyrocket your online visibility and drive real business growth. Bryce shares his proven playbook for leveraging machine learning tools, automating keyword research, and crafting data-backed campaigns that dominate search rankings and social feeds alike.

Whether you’re a small business owner, marketing professional, or aspiring entrepreneur, you’ll learn:

• Cutting-edge AI tools for smarter keyword targeting and on-page optimization

• Insider tips for creating high-converting content that resonates with your audience

• Automated workflows to streamline your paid ad spend and maximize ROI

• Real-world case studies showcasing dramatic traffic and revenue gains

Tune in now to gain a competitive edge, boost organic traffic, and master the art of AI-powered digital marketing. Subscribe and leave a review to stay updated on the latest tactics that will transform your brand’s online presence!

In this episode of the Smart Business Center Podcast, we sit down with Lydia Di Liello, founder of Capital Pricing Consultants and a 25-year pricing strategy veteran, to explore the powerful role of strategic pricing in transforming company profitability. Lydia shares how she helped companies—from billion-dollar manufacturers to startups—increase margins by tackling pricing pitfalls, aligning strategy with execution, and leveraging clean data for smarter decisions.

She also explains her unique DAR framework (Discovery, Assessment, Recommendations), why value-based pricing trumps discounts, and how AI can assist—but not replace—critical human judgment. If you're a business owner, CFO, or leader looking to grow profits without slashing prices, this episode is your masterclass.

🔍 Topics covered:

• Why most businesses misprice their products

• How to use pricing as a competitive advantage

• Fixing broken systems and eliminating profit leaks

• Common pricing myths—and how to avoid them

• Why data integrity matters more than ever in pricing

🎧 Don’t miss this one—your bottom line will thank you.

#PricingStrategy #BusinessProfitability #RevenueGrowth #SmallBusinessTips #PricingConsultant #ValueBasedPricing #SmartBusinessPodcast #LydiaDiLiello #CapitalPricing #BusinessTransformation #EntrepreneurTips #ManufacturingBusiness #AIInBusiness #LeadershipDevelopment #ConsultingLife

The Florida Insurance Market: Challenges, Changes, and How to Save Money.Worried about hurricanes, tornadoes, and rising insurance costs in Florida? You're not alone! Shubert talks with Brittany Moore, a local insurance pro, about the unique challenges Florida homeowners face. Discover the hidden risks in standard policies, the importance of flood insurance, and how to get the right coverage before disaster strikes. Don't get caught off guard – listen now!Florida, Insurance, Homeowners, Hurricane, Property, Car, Flood, South Florida Insurance, Deductibles, Claims, State Farm, Brittany Moore, Insurance Agent, Policy, Risk Management, Disaster, Tornado, Coverage, Expert, Shubert, Personal Injury Protection, PIP, Property Damage Liability, Tequesta, Palm Beach County, Gulf of Mexico, Weather, Home, Auto Insurance#FloridaInsurance, #HomeownersInsurance, #HurricaneInsurance, #PropertyInsurance, #CarInsurance, #FloodInsurance, #SouthFlorida, #InsuranceTips, #InsuranceClaims, #StateFarm, #BrittanyMoore, #InsuranceAgent, #InsurancePolicy, #InsuranceDeductible, #RiskManagement, #DisasterPreparedness, #TornadoInsurance, #InsuranceCoverage, #InsuranceAwareness, #SmartBusiness, #InsuranceExper

How to Generate More Business Through REFERRAL NETWORKS | Success Stories & Strategies!

In this episode of the Smart Business Owner Podcast, host Shubert sits down with Craig Valarik & Betty Diller from PRE Networking to reveal how referral networks can transform your business. Learn how professionals build lasting connections, gain high-quality referrals, and achieve exponential business growth through the power of networking. 💼💰

🚀 What You’ll Learn:

• Inspiring success stories of massive sales driven by referrals 📈
• How PRE Networking differs from other groups like BNI & NPI 🔥
• Top strategies to maximize your success in a referral group 💡
• How digital networking enhances face-to-face connections 🌐
• Tips to build trust, create lasting relationships, and increase revenue

👉 Visit PRE Networking to learn more: https://prenetworking.net

Connect with us:
📌 Facebook: https://www.facebook.com/groups/691762168561174
📌 Youtube: https://www.youtube.com/@SmartBizOwner

📢 Keywords:
referral marketing, business networking, small business growth, how to get more clients, professional networking, small business success, networking for business owners, lead generation, business referrals

📢 Hashtags:
#Networking #ReferralMarketing #BusinessGrowth #Entrepreneurship #SmallBusinessSuccess #LeadGeneration #MarketingTips #PRENetworking #ProfessionalNetworking

The Truth About AC Maintenance & Saving Big on Cooling Costs!" ❄️💰

In this episode of theSmart Business Owner Podcast, we sit down withRandy Walker, Project Manager at EDS Air Conditioning, to discuss:
✅ The biggest AC mistakes homeowners make
✅ How to spot & avoid bad contractors
✅ The secret to lowering your energy bill
✅ Why regular maintenance cansave you thousands
✅ Insider tips forbuying a home with a solid HVAC system

Don't get caught in the heat! ☀️ Tune in and learn how toprotect your investment andkeep your home cool year-round.

🎧 Listen now:
🔗YouTube:https://www.youtube.com/@SmartBizOwner

📢Share this episode & tag a homeowner who needs to hear this!

#HomeMaintenance #ACRepair #EnergySavings #RealEstateTips #HomeImprovement #SmartInvesting #HVAC

In this episode of The Smart Business Owner Podcast, we sit down with Jesse Hap, a seasoned real estate attorney, to uncover the critical mistakes that can derail a real estate transaction. From missed deadlines to title issues and poor communication, Jesse breaks down the biggest pitfalls buyers and sellers face, and how to avoid them.

💡 Whether you're a homebuyer, seller, or real estate investor, this episode is packed with expert insights to help you navigate the complex world of real estate closings with confidence.

✅ Topics Covered:
✔️ Why contract deadlines aren’t just guidelines 🚨
✔️ The #1 reason real estate deals fall apart 💸
✔️ How an attorney can protect your investment 🏡
✔️ The importance of clear communication in transactions 📞

🔊 Tune in now and make sure your next deal goes smoothly! 🎧

📩 Have questions? Connect with Jesse: https://counselorstitleco.com/about/our-team/jesse-hap/

#RealEstateTips #HomeBuying #RealEstateLaw #TitleInsurance #PropertyInvestment

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