Episode 13: On this episode, I chat to YouTuber Brandon Liu about developing your career in Singapore after doing your education in Australia. We chat about the upsides and downsides of living in Singapore and also about how assets in Australia are taxed while you are overseas. From there we cover topics of investing in real estate, REITs, stocks, ETFs and the importance of aligning your investments with technological trends. 

Brandon's current favourite holdings:

REITs: Lendlease Global Commercial REIT (Singaporean domiciled) 

ETF: ARKK Innovation ETF 

Disclaimer: The Smart Money Lounge is not a financial adviser. The information on this podcast is for general information only. It should not be taken as financial advice. All statements made on this podcast are made in good faith and we believe they are reliable and accurate, but we do not give any warranty as to the accuracy of the information provided.

Episode 12: On this episode, I chat to youtuber Mickey Huynh about savings and investing. We talk about increasing our savings rate in many areas of life such as dining out, grocery shopping and buying clothes. We also chat about how to pick the right ETF to invest in and how to reduce risk while investing.  

Disclaimer: The Smart Money Lounge is not a financial adviser. The information on this podcast is for general information only. It should not be taken as financial advice. All statements made on this podcast are made in good faith and we believe they are reliable and accurate, but we do not give any warranty as to the accuracy of the information provided.

Episode 11: Andrew Huhao is a real estate agent who also has a youtube channel aimed at educating investors on real estate investing in Sydney. In this episode, Andrew and I discuss some of the tools used to research property online. Andrew also talks in detail about some of the future infrastructure projects in Sydney.

Disclaimer: The Smart Money Lounge is not a financial adviser. The information on this podcast is for general information only. It should not be taken as financial advice. All statements made on this podcast are made in good faith and we believe they are reliable and accurate, but we do not give any warranty as to the accuracy of the information provided.

Episode 10: On this episode, I chat to Niro from Investment Rise - a buyers agent located in Sydney. Niro updates us about the current Australian property market and talks about the importance of goals before making a property purchase. We also talk about the importance of buying a balanced property that has both good yield and capital gain potential. 

Disclaimer: The Smart Money Lounge is not a financial adviser. The information on this podcast is for general information only. It should not be taken as financial advice. All statements made on this podcast are made in good faith and we believe they are reliable and accurate, but we do not give any warranty as to the accuracy of the information provided.

Episode 9: On this episode, I chat to Ms FieryIce from the blog Two To FIRE,  a financial independence blog based in Australia. Ms FieryIce speaks in-depth about global economics and how to diversity into different countries with ETF investing. She also informs us of taxes associated with capital gains tax and dividends when investing in Australian and non-Australian domiciled ETFs.  

Disclaimer: The Smart Money Lounge is not a financial adviser. The information on this podcast is for general information only. It should not be taken as financial advice. All statements made on this podcast are made in good faith and we believe they are reliable and accurate, but we do not give any warranty as to the accuracy of the information provided.

Episode 8: On today's episode, I chat with the author of the blog Aussie Doc Freedom, a qualified emergency doctor and investor. She talks about the risk of lifestyle inflation that often accompanies the ability to earn a high income and the importance of keeping expenses in check. She also talks about common areas in which working professionals get ripped off when it comes to investing. During the conversation, we also touch on topics of how to study effectively, whether student debt is worthwhile and how to avoid burnout in the workforce. 

Disclaimer: The Smart Money Lounge is not a financial adviser. The information on this podcast is for general information only. It should not be taken as financial advice. All statements made on this podcast are made in good faith and we believe they are reliable and accurate, but we do not give any warranty as to the accuracy of the information provided.

Episode 7: On this episode, I talk to James one of three founders of Ready Team One. Ready team one is a new virtual reality gaming centre located in Perth CBD which offers players a fully immersive 3D team gaming environment. James talks about industrial applications of virtual reality, challenges of starting a business in an untouched market and strategies on how to lower risk in business. 

Disclaimer: The Smart Money Lounge is not a financial adviser. The information on this podcast is for general information only. It should not be taken as financial advice. All statements made on this podcast are made in good faith and we believe they are reliable and accurate, but we do not give any warranty as to the accuracy of the information provided.

Episode 6: Jonathan Preston is a Sydney mortgage broker with previous experience as a financial planner. On this episode, I chat with Jonathan about recent changes to bank lending standards that are sure to have a large impact on the housing market. We also talk about what banks actually look at when assessing your loan serviceability and how to make yourself appear more creditworthy.  

Disclaimer: The Smart Money Lounge is not a financial adviser. The information on this podcast is for general information only. It should not be taken as financial advice. All statements made on this podcast are made in good faith and we believe they are reliable and accurate, but we do not give any warranty as to the accuracy of the information provided.

Episode 5: On this episode, I chat with Gary Lin, a property investor and coach from New Zealand. Gary talks about the mindset needed to achieve financial independence, why property investing is so powerful and what type of properties to invest in. Gary also shares his thoughts on the present economy and how younger generations today can get ahead in their finances. 

Disclaimer: The Smart Money Lounge is not a financial adviser. The information on this podcast is for general information only. It should not be taken as financial advice. All statements made on this podcast are made in good faith and we believe they are reliable and accurate, but we do not give any warranty as to the accuracy of the information provided.

Episode 4: On this episode, I talk with Frank about value investing and how to pick stocks effectively. Frank provides details on where to conduct research on a stock, the importance of understanding a company first before looking at the metrics and which metrics are his favourite to use. Frank also warns about the potential risk when it comes to picking shares, and advises that beginners start investing with a well-diversified index fund. 

Cloning strategy

https://whalewisdom.com: For 13F filings of the worlds best investors.

https://www.dataroma.com/m/home.php: A website that tracks large investors worldwide.

Key Metrics

Enterprise Value/Owners earnings: < 10

Enterprise Value/Sales: < 1

Enterprise Value/Free cash flow: < 10

P/E ratio: < 15

P/B ratio: < 1

Disclaimer: The Smart Money Lounge is not a financial adviser. The information on this podcast is for general information only. It should not be taken as financial advice. All statements made on this podcast are made in good faith and we believe they are reliable and accurate, but we do not give any warranty as to the accuracy of the information provided.