The negative perception of performance reviews by employees is simply because, for the most part, they are a waste of time. The truth is performance appraisals are not in place for the benefit of employees. Performance reviews are negatively perceived by employees because for a lot of companies they are in place for control.

This podcast episode talks about why most people hate performance reviews at work.

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Aside from most new automobiles being a terrible purchase from a financial perspective, are new cars worth the money? The truth today is when you buy a new car you are paying for the technology and not necessarily the overall build quality.

The ever-changing global business model and the chase for the highest profits while continually cutting costs does not just come in the form of shopping at your local Walmart. The concept of low-quality cheap throw away consumer items doesn’t stop at the discount store. It might also be present at your local car dealership.

This podcast episode talks about the lack of quality in new cars today.

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College graduates regularly believe they will repay their education debt in ten years or less but statistics show this is not typically the case. Students that take out debt for higher education are almost always underestimating how long it will take to repay the money they borrow. The result is college graduates that time and again must put their life on hold to climb out of a mountain in student loans.

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The low retention rate of financial advisors is really nothing new. However, the rate at which financial advisors actually survive in the industry has likely gotten even lower over the last 20 years or so.

It is estimated right now that around 70% of newly licensed financial professionals will leave the business within three years. This leaves a retention rate of just 30% for someone entering the business as a financial advisor.

This podcast episode talks about the career path of a financial advisor.

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Much of society still do see education from a community college as inferior and this is due to the numerous misconceptions associated with learning at a 2-year school. With the costs of higher education continually on the rise, a changing business world, and technology, community college is gaining in popularity. Even with a growing acceptance of community college, there are still a lot of people that refuse to believe an education from a quality community college can be beneficial.

This podcast episode talks about why community college has such a stigma attached to it.

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Money definitely matters and it certainly can be a major motivation when it comes to finding work and establishing a career. It’s easy to say not to take a job just for the money. It is also understandable that when a person really needs an income for survival, they will take a position just for the pay. However, taking a job just because it pays well is not always the best choice.

This podcast episode talks about factors other than just high paycheck that can be important.

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The Age Discrimination Employment Act is in place to protect people over the age of 40 in the workplace. The act was formed to prohibit discrimination of employment based on age. This includes hiring and firing. Salary, promotions, training, benefits, and any other terms or conditions of employment are also included. 

Although it is not exactly legal for an employer to discriminate based on age, it happens much more frequently than most of the business world would like to admit. Discrimination in the workplace based on age is common and some organizations even make it a regular habit.

This podcast talks about the issues with employment age discrimination.

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Colleges are doing a disservice in not advising students to be cautious of incurring student debt. This is particularly the case today when the gamble of a college degree is not quite as good as it once was. Not only are colleges doing a disservice, but also high schools and many academic counselors. Society in general is not helping when it comes to college debt. This is due to the perceptions and expectations that college is the only path to success.

This podcast episode talks about why colleges, high schools, and society, in general, does not talk much about the issues with college debt. 

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Renters insurance is far too often something people are either not aware of its existence or believe the cost is just excessive. Insurance in general is just a topic many folks don’t want to talk about until it’s too late. Buying insurance is something most people don’t think they need until a situation comes up where it is needed.

If you are renting a place to live there is a good chance you currently do not have renter’s insurance. For a renter that doesn’t have insurance, there are several reasons why you should.

This podcast talks about the reasons to have renters insurance and the misconceptions with it.

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Working for someone that is a narcissist can be toxic. For this reason, it is important to identify the signs of a narcissistic boss. The decision to stay with an employer that allows terrible behavior can be a difficult one. There are some ways to deal with narcissistic people in the workplace, but the stress will likely take its toll over time.

This podcast episode talks about the signs and problems with a narcissistic boss.