Here is the article discussed in the show regarding $22/ hour for fast food workers in California:

https://abc7.com/california-minimum-wage-increase-fast-food-industry-restaurants/12595521/#:~:text=California%20fast%2Dfood%20businesses%20prepare%20for%20minimum%20wage%20increase%20in%202023,-ByCarlos%20Granda&text=With%20California's%20minimum%20wage%20set,is%20bracing%20for%20possible%20changes. 

Here is a link to the job description:https://www.smarterfinanceusa.com/equipment-finance-sales-job To apply, send your resume to [email protected]

Here is a link to Simon Sinek's Ted Talk and here's his famous book.

Did you know...

...there are dozens of programs available to finance your first truck?

It's funny though - many of you call around and get told loans aren't made to new business owners. 

If that was true you wouldn't see any trucks, ever. 

We'll show you:

* 5 of the best programs that exist for first truck buyers

* What it takes to qualify

* What the costs are

You may be wondering if you should finance business equipment or pay cash. All too often, we come across folks that ran out of money because they tried to buy equipment with their float. 

Sometimes paying cash is a good idea... and sometimes it isn't. 

We're hiring! 

Looking for 2 more salespeople for the office in Mission Viejo, CA. 

Listen to the show for details. 

The process of applying for a Small Business Administration (SBA) loan can be overwhelming and confusing. 

Priyanka helps explain:

SBA Loan Rates

How to Qualify for SBA loans

Who is likely to be approved

Listen now for great advice from Priyanka Prakash of Fit Small Business

If you're shopping for an equipment lease or financing deal... you may be offered "quarterly payments."

Careful... you may be about to get tooled up. 

We're going to show you the sneaky way snake oil salesman make leases look way cheaper than they usually are and book you for payments you hadn't planned on. 

We also answer a question about whether low interest rates are available for startup truckers with good credit. 

Interview with Mae Philpott of Maxim Commercial Capital. 

We discuss:

How businesses who wouldn't otherwise qualify for equipment financing can be approved using collateral...

...using collateral to qualify for longer term working capital loans...

Rates, terms, and qualifications for asset backed lending

When you investigate equipment leasing & financing you may often hear the words "direct lender" used. 

We go over:

When using a direct lender is better... and when it isn't. 

Are rates better using a direct lender?

Also, the best emails received at Smarter Finance USA in the past week will have you giggling :)