The SME Stream

A tax expert suggests National's trademark tax relief seems a fair way off - with little wiggle room in its fiscal plan.

The Party says it can't offer tax cuts - until it gets on top of debt. 

It says all its commitments are costed - matching Labour's 2.4 billion dollar Budget operating allowance. 

Tax expert Geof Nightingale told Andrew Dickens the 7.5 billion dollars left over arrives in 2029 - so it's a long way out. 

He says 2029 is an election year, so there will be spending promises then too - which will make it difficult to promise a tax cut. 

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What if the skills you've spent years developing could become your next business?

After nearly 20 years in broadcasting, from sports journalism and Seven Sharp to breakfast radio, Toni Street has turned her experience in front of the camera and behind the microphone into her own business, Confident Communication.

This episode is particularly special because Toni was actually one of my Make It Happen students! I got to see her go from having an idea to launching her own business, selling 50 courses and generating $25,000 in her first six weeks.

Toni joins me to share what it was like going from being an established broadcaster to a first-time business owner, the challenges of turning your knowledge into something people will pay for, and what she learnt about building a business along the way.

She also gives us a masterclass in confident communication, sharing practical tips from nearly two decades on television and radio. We cover how to manage nerves, recover when things go wrong, speak with more confidence and become a better communicator, whether you're pitching your business, presenting to a room or trying to speak confidently to camera for your social media content.

 If you've ever wondered how to turn your experience into a business, build a personal brand or become a more confident speaker, there's so much to take away from this conversation.

📣 Share this episode with someone who has valuable skills or knowledge but hasn't yet realised what they could build with them.

Ready to take your business further?

🔗 Book a free strategy call: https://www.makeithappen.org.nz/

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🌐 Learn more: http://makeithappen.org.nz/

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🌐 Toni Street Communication: https://www.tonistreet.com/

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More New Zealanders are looking to their Kiwisaver to get them to the future, or to their first-home with the property market on a down-turn. 

Because of that, the election's become a more vested interest for voters, with the future of their KiwiSaver determined by what Government forms. So what are parties promising, where do they differ, and what would it mean for our funds?

ACT's proposed tax cuts on our Kiwisaver at the cost of the scrapping Government contribution, National's proposed an incremental increase on the default contribution, and Labour wants to boost employer contributions. What does that all mean for us who may be retiring soon, looking for a first home, or just entering work?

Generate Kiwisaver Advisor Nathan Stanners joins us Tim Beveridge for Smart Money...

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Can likes and followers turn into a full-time income?

On The Prosperity Project, Nadine talks to talent manager Molly about the business behind social media influencing, from brand deals worth thousands to valuable freebies and the work that goes into every post.

They explore how creators earn money, why going viral doesn’t guarantee a lasting career, and what happens when the algorithm changes or the offers dry up.

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More and more kiwis are struggling to make ends meet at the moment, even people who are making good money are often only scraping by. Now more than ever budgeting your money is incredibly important but most people simply don't understand how to create a proper personal budget. 

Tammy Barton created MyBudget in the late 90s when she was just 22 as a way to help the squeezed middle sort out their finances. MyBudget takes away all the stress of creating your own budget by basically doing all the work for you, allocating money for bills, debts, and savings and setting the rest aside for you to do with as you please. 

In the episode Toni and Tammy chat about what led Tammy to start MyBudget, why budgeting is about more than just restricting yourself, and how making informed decisions about your money could completely change your life. 

Want more We Need To Talk? Find us here.

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Chris Luxon says National's continuing to take the same fiscal approach, as it did under Sir John Key and Sir Bill English.

National's fiscal plan - due out today - would involve a return to surplus a year later, than under Act's plan released yesterday.

Luxon told Mike Hosking National is continuing to be gradual and disciplined

He says the right will always call for harder, faster austerity, and the left will always call for more spending.

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The Green Party's announced a jobs guarantee programme for young people who've been out of work for 6 months, with unemployment at an 11-year high, and three times worse for younger people.

The party says the country's infrastructure and nature need maintenance and care, but community services are short of the people needed - so they plan to give those roles to younger people.

The policy aims to bring work to 32,000 young people, by scaling up funding for all councils.

Party Co-Leader Marama Davidson speaks to Tim Beveridge to explain how it work...

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Mortgage broker Squirrel targets $700m loan book and public float mid-late 2027; ASX listing in doubt for Firmus.

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Northland Regional Council moves staff to a nine-day fortnight on the same pay - effectively giving staff a pay rise by lowering their hours worked.

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A view it's clearly time our political parties come together to tackle the issue of superannuation.

National and Labour have agreed they'll support a cross-party political accord on the retirement system.

Act and National are both campaigning on gradually raising the super age to 67.

Labour and New Zealand First are both campaigning to keep it at 65.

Superannuation expert Jonathan Eriksen told Andrew Dickens some cross-party consensus on this is overdue.

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