The SME Stream

Luke Kemeys, accountant, business owner and Keep The Change podcast creator, on the policy changes NZ small businesses need to cut costs and drive growth

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Forsyth Barr's Zoe Wallis takes a look at what's shaping markets this week, Monday 02 November.

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Shane Solly from Harbour Asset Management on why tech stocks keep pulling back. 

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Belief shop fronts want continuity this election - as retail confidence hits a two-year high.

Retail NZ's fresh Retail Radar report finds 73 percent are confident their business will survive the next 12 months.

First Retail Group Managing Director Chris Wilkinson told Ryan Bridge good strong financial guardianship will be necessary heading into the Christmas season.  

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One of the biggest costs elderly people face is retirement living costs.

There's no set number for how much money is needed, no benchmark. It's frustratingly personal. So how much do you need to retire?

Martin Hawes joins Tim Beveridge to discuss the costs of retireing, and how much should be tucked away.

And with the election round the corner we'll take a look at what policies could affect investments, wealth transfers, and the like. 

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The Reserve Bank has surprised economists by deciding to hold the OCR at 2.75%. 

But what does that mean in terms of housing? How will the banks' reaction affect your home loan rates? 

And the election is a week away, so should you rush to get a housing offer across the line now, or hold out till the dust has settled? 

Founder of Martelli Buyers Alex Martelli joins Tim Beveridge to discuss. 

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Every party promises a stronger economy. But what would their plans actually mean for your wages, bills and tax?

In the final episode of The Front Page’s election series, Chelsea Daniels asks National’s Nicola Willis, Labour’s Barbara Edmonds, ACT’s David Seymour, the Greens’ Lawrence Xu-Nan, New Zealand First’s Craig Stobo and Opportunity’s Qiulae Wong how they would grow the economy and tackle the cost of living.

From business tax cuts to taxes on wealth, land and property profits, the parties explain their competing approaches. Plus, a look at Te Pāti Māori’s tax and income policies.

Follow The Front Page on iHeartRadio, Apple Podcasts, Spotify or wherever you get your podcasts.

You can read more about this and other stories in the New Zealand Herald, online at nzherald.co.nz, or tune in to news bulletins across the NZME network.

Host: Chelsea Daniels
Editor/Producer: Richard Martin
Producer: Jane Yee

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Could paying for an electric vehicle out of your pre-tax salary make switching more affordable?

Mike Casey joins Nadine Higgins on The Prosperity Project to explain his proposal for an Australian-style EV leasing scheme, how it could work through employers and why he believes it would help more New Zealanders cut their transport costs.

They also discuss battery life, road user charges, depreciation and charging on longer trips — and when keeping the petrol car already in your driveway might still be the cheapest option.

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The big question: Do you need millions to make your brand famous, or just a really clever idea? 

What does a $50 million bra, McDonald's ending a 32-year partnership and Duolingo hijacking Apple's iPhone launch have in common? They're all making headlines for some seriously interesting marketing decisions.

Welcome to The Business Breakdown! A new series where we unpack the biggest business stories, viral marketing moments and bold moves from the world's biggest brands — and reveal what you as an entrepreneur can actually learn from them.

In this episode we're diving into Victoria's Secret's outrageous $50 million Fantasy Bra worn by Kylie Jenner, why McDonald's is walking away from its FIFA World Cup sponsorship after 32 years, how Duolingo turned Apple's product launch into its own marketing opportunity, and why luxury car brand Bentley is getting into iced coffee.

From publicity stunts and guerrilla marketing to the psychology behind billion-dollar branding decisions - we share the entrepreneurial perspective including how I also once spent $300,000 getting Kylie Jenner to wear my own shapewear brand.

Whether you're building a business, working in marketing or simply love understanding the strategy behind the headlines, this episode is packed with practical lessons you can apply to your own brand.

Ready to take your business further?

🔗 Book a free strategy call: https://www.makeithappen.org.nz/

🔔 Subscribe for weekly episodes on business, marketing, strategy and scaling.

🌐 Learn more: http://makeithappen.org.nz/

🌐 Instagram: @makeithappen

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National Party leader Christopher Luxon is reiterating his stance there's "no need" for strategic or split voting strategies. 

The strategy, promoted by some on the right, calls for voters to give their candidate vote to National and their party vote to ACT or NZ First to create an overhang and give the right bloc more seats to form a potential coalition. 

Division has emerged on the right over newspaper ads promoting the strategy, with revelations that ACT and New Zealand First approved them. 

It later emerged that the National Party filed a formal complaint with the Electoral Commission against the campaign. 

Asked about the campaign on the Mike Hosking Leaders Breakfast, Luxon said that in his option, people shouldn't complicate it. 

"If you like the National Party policies and you want them around the cabinet table rather than other people, and if you want a National-led government, vote for us." 

"I do think it's confusing, I think the messages are quite confusing for the public, it's unhelpful in a tight election," Luxon said. 

He told Hosking that at the end of the day, they have a really good policy programme, and a good team of ministers that has been built over the last three years. 

"Understand what you're doing." 

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