The SME Stream

The Cost of Living Crisis has driven a lot of Kiwis to look for financial advice, and many turn to AI over a financial advisor. But is AI really that reliable as a source of financial advice?

And investing in AI seems to be the thing to do at the moment, is it somethng you should be getting in to or watching with caution?

Money Coach Amanda Morrall joins Tim Beveridge on Smart Money to discuss. 

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You are intelligent. You know what to do… so why can’t you make yourself do it?

In this episode I explore why weight loss and business burnout have far less to do with motivation than most people believe.

I sat down with Brittany McNabb from Mind, Body, Britt - who lost over 40kg, built a successful personal training business and now helps thousands of women transform not only their bodies but the way they think. With a background in psychotherapy, she explains why willpower isn't the problem - and what actually is.

We unpack the surprising role your nervous system plays in weight loss, the mindset successful entrepreneurs and athletes have in common and the psychology behind why you keep failing (even when you know better). 

If your goal is improving your health, building confidence or creating a business you love, this conversation is packed with practical insights that apply far beyond fitness.

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Buying or selling a house is a complicated and often confusing process that real estate agents are smack in the middle of, and stand to benefit from. 

So what should we share when dealing with an agent, and what should we keep close to our chest?

Barfoot & Thompson real estate agent Ryan Harding joins Nadine Higgins to explain what you need to consider as a vendor or a buyer, the things agents are obligated to disclose, whether commissions are negotiable, how to spot an inflated appraisal and which sales method could get the best result.

He also reveals why conditional buyers may need to pay more, what really happens when an auction passes in, and which buyers won't reap the rewards of a 'buyer's market.'

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Talking about money and finances can be incredibly difficult, and often boring, especially for women. It's hard to get the conversation started even among friends, which can lead you to feeling lost and hopeless. 

That's where Victoria Harris comes in. Victoria co-founded the financial education platform The Curve, with the goal of using her experience from working in the finance world to educate women on finding their path to financial freedom. 

In the episode Toni and Victoria chat about how The Curve came to be, why it's so important for women to gain a better understanding of their finances, and why the so called 'motherhood penalty' can so easily put women behind their male peers. Plus the new fund The Curve is launching specifically designed to help women start climbing the financial ladder. 

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National's promising to stick to three spending guardrails if it returns to Government, and is calling on other parties to follow suit. 

The party's promising a return to surplus in 2028/29  - and bending debt below 40 percent of GDP. 

It's also promising to reduce the size of Government, bringing spending to 30 percent of GDP. 

Finance Minister Nicola Willis joined the Weekend Collective to explain further.

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National's brushing off concerns it has a reputational problem over debt - as it lays out new fiscal responsibility rules.

The party's promising a surplus by 2028/29 and Government spending below 30% of GDP - while ruling out new taxes on working people and small businesses.

Leader Chris Luxon told Mike Hosking that there's a choice between austerity and stimulation, but he believes it's years of government stimulus that has the country in its current mess.

He says they've plotted a third way, prioritising discipline around spending.

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Labour says there's nothing new in National's budget responsibility rules.

National's Nicola Willis unveiled the details today - promising a surplus by 2028/29 and reducing Government spending to 30 percent of GDP. 

Labour's finance spokesperson Barbara Edmonds says this is part of their current fiscal strategy.

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Markets fluctuate, which can make investment a tricky business. 

Property may seem like a guaranteed investment, but according to Ed McKnight, the number one mistake people make is assuming past returns guarantee future performance. 

He joined Jack Tame to dig into the details to try keep listeners from making this mistake. 

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National's under pressure to come clean on what new taxes it could be considering.

The party's unveiled its budget responsibility rules, promising to deliver a surplus and rein in spending.

But finance spokeswoman Nicola Willis has only ruled out higher taxes on working people, leaving the door open to other tax increases.

Former Finance Minister Steve Joyce told Mike Hosking that bed and fuel taxes are the most likely options.

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National's push for tighter control of the books is being welcomed - but questions are being raised over what's actually new.

Finance spokesperson Nicola Willis yesterday unveiled National's fiscal strategy - promising a surplus by 2028/29 and Government spending below 30 percent of GDP. 

But independent tax expert Geof Nightingale told Ryan Bridge National has made these same commitments before.

He says the three 'budget responsibility' rules are already in the fiscal strategy report, which the Government has to release for each budget.

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