[VIDEO EPISODE ON YOUTUBE & SPOTIFY]   Snowflake co-founders Benoit Dageville & Thierry Cruanes explain why they quit Oracle to build a company that became the biggest software IPO in US tech history; and the one reason why they almost didn't do it.

The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

The average hourly wage is $42.57, the average annual salary is $88,500. 

The average home is worth $912,904, the average mortgage is $318,151.

The average KiwiSaver is $37,079, depending on your age. 

But does it really matter if you stack up to the nations averages? 

LISTEN ABOVE

The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

Recently, the price of gold has been hovering near record highs at over NZ$5000 an ounce - that’s less than 30 grams for those of us only versed in the metric system!

It’s commonly thought of as a ‘safe haven’ asset, but why is that? How does it help your investments when the world is an uncertain place? How do you make money out of it? How do you own it? And does your jewellery count.

To help us answer those questions, today Nadine is joined by two guests. First, Mark Lister, investment director at Craigs Investment Partners to discuss why people are buying gold And then she talks to financial advisor Louis Boulanger, on the practicalities of owning gold. 

If you have a question you want answered, or a financial story to share, get in touch at [email protected] 

The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

US consumer confidence is feeling the economic and tariff uncertainty, as Lululemon shares fell 15%, and inflation expectations are picking up.

It comes as Kiwi consumer confidence is still challenged according to a latest read. 

Greg Smith of Devon Funds Management talks to Mike Hosking. 

LISTEN ABOVE. 

The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

In this bonus episode of The SME Stream, brought to you by BNZ, host Wilhelmina Shrimpton sits down with Jason Ennor, the co-founder and co-CEO of MyHR to discuss HR and people management, offering expert insights on how structured HR helps SMEs stay compliant, minimise risks, and build strong teams.

The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

The Finance Minister says they've over-delivered on their promise to save money from public sector job cuts. 

Latest Public Service Commission data shows the core workforce decreased 4% in the year to December 2024. 

Public Service Minister Judith Collins says the Government's expecting to save $800 million by June – double the initial target. 

Nicola Willis —the coalition government's initial Public Service Minister— told Mike Hosking the money saved is going into much better purposes. 

She says it’s instead going into things like the Family Boost Policy, to support early childhood education costs. 

LISTEN ABOVE 

The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

The Indian stock market is catching the attention of investors - and experts are claiming there's plenty of potential.

The economy is also attracting positive attention - but one expert is warning there's a notable Achilles heel.

Sam Dickie from Fisher Funds explains further.

LISTEN ABOVE

The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

President Donald Trump has recently announced he will be putting 25 percent tariffs on auto imports into the US.

Trump explained this move would foster domestic manufacturing - but economists are concerned about the wider implications of this move.

NZ Herald business editor at large Liam Dann unpacks the outcomes of this - and warns more changes could come as the Trump administration is set to announce reciprocal tariffs in April.

LISTEN ABOVE

The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

A former associate finance minister believes public sector job cuts are needed to grow the economy. 

Latest Public Service Commission data shows the core workforce reduced by four percent in the year to December 2024.  

The Tertiary Education Commission, Archives New Zealand, and Department of Corrections yesterday earmarked further cuts. 

But former Minister Sir Lockwood Smith told Andrew Dickens the sector has got productivity problems. 

He says there's so much unproductive work going on by well-meaning good people, who lack focus on what's needed to deliver an effective workforce. 

The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.

As business owners, you know how hard it is keeping up with your business, let alone the news. Join Wilhelmina Shrimpton each week as she gives you a rundown of the biggest stories that could impact on your business, so you can make informed decisions with expert advice.

In this weekly wrap, what will changes to the RMA will mean for building more efficiencies across our cities, did Winston Peter’s meeting with US officials put us in line for a tariff exemption? Our cyber attack threat …. plus a great chat about finance and capital management for SMEs, and why buying shares at the bottom of the market may not save you as much as you think.

The podcasts in the SME Stream contain general information only, not financial or professional advice. Any opinions expressed in the podcasts are not necessarily shared by BNZ, or its related entities. BNZ is not liable for any losses resulting from the content of the podcasts.

See omnystudio.com/listener for privacy information.