The Stable Pulse

Join Bam Azizi for a conversation with Prajit Nanu, CEO & Founder of Nium, as they explore the journey of building one of the world's leading cross-border payments companies. Prajit shares how early challenges, bold pivots, and a focus on execution helped transform Nium from a consumer remittance startup into a global enterprise payments platform.

The discussion dives into the realities of scaling an enterprise fintech business, raising capital, navigating the complexities of cross-border payments, and why stablecoins are poised to reshape global financial infrastructure. Prajit also offers his perspective on the future of digital assets, treasury management, and what it takes to build a resilient company in an ever-changing industry.

If you enjoyed this conversation, subscribe for more discussions with the founders and operators building the future of finance.

Connect with the Hosts & Guest

Bam Azizi: https://www.linkedin.com/in/bam-azizi-54117310a/

Prajit Nanu: https://www.linkedin.com/in/prajitnanu/

About Stable Pulse

Stable Pulse is a fast-paced, news-driven podcast covering the most important developments shaping the stablecoin and digital asset ecosystem. Each episode dives into timely conversations with industry leaders, operators, and policymakers, offering sharp insights and real-world perspectives on where the market is heading. With a focus on clarity and relevance, Stable Pulse breaks down complex topics into accessible, actionable takeaways for anyone building in or exploring the future of finance.

Host Dante Reminick sits down with Ravi Riley, Co-Founder and CEO of Brookwell, for the next episode of Stable Pulse: What's Next Beat to explore what it will take for stablecoins to power everyday banking. They discuss the difference between crypto wallets and true neobanks, why traditional banking features like ACH, FDIC insurance, and regulated infrastructure still matter, and how stablecoins can seamlessly integrate into consumers' financial lives.

The conversation also dives into tokenized deposits, sponsor banks, payment rails, and the evolving regulatory landscape shaping the future of digital finance. Ravi shares why the next wave of innovation won't replace traditional banking. Instead, it will build on top of it by making global, low-cost payments and on-chain financial services accessible through familiar banking experiences. Whether you're building in fintech, crypto, or simply curious about where banking is headed, this episode offers a clear look at what's next.

Subscribe to Stable Pulse for more conversations on the future of stablecoins, payments infrastructure, and what’s next in fintech.

Connect with the Host and Guest:

Dante Reminik: https://www.linkedin.com/in/dante-reminick / https://x.com/DanteReminick

Ravi Riley: https://www.linkedin.com/in/raviriley/

About Stable Pulse

Stable Pulse is a fast-paced, news-driven podcast covering the most important developments shaping the stablecoin and digital asset ecosystem. Each episode dives into timely conversations with industry leaders, operators, and policymakers, offering sharp insights and real-world perspectives on where the market is heading. With a focus on clarity and relevance, Stable Pulse breaks down complex topics into accessible, actionable takeaways for anyone building in or exploring the future of finance.

In this episode of Stable Pulse: CEO Beat, host Bam Azizi sits down with Nassim Eddequiouaq, Co-founder & CEO of Bastion, to explore what it really takes to make stablecoins ready for mainstream adoption.

Drawing on his experience at Apple, Anchorage, and Meta's Libra and Novi projects, Nassim explains why trust, security, and regulatory infrastructure matter just as much as blockchain technology. He breaks down the challenges of custody, liability, and enterprise adoption, and why regulated infrastructure is essential for businesses building with stablecoins.

The conversation also explores real-world use cases beyond remittances, including treasury management, cross-border payments, trapped liquidity, and moving money 24/7. Nassim shares why increasing the amount of time value stays onchain, instead of constantly moving back to traditional banking rails, could become one of the industry's most important measures of success.

If you enjoyed this conversation, subscribe for more discussions with the founders and operators building the future of finance.

Connect with the Hosts & Guest

Bam Azizi: https://www.linkedin.com/in/bam-azizi-54117310a/

Nassim Eddequiouaq: https://www.linkedin.com/in/nassedd/

About Stable Pulse

Stable Pulse is a fast-paced, news-driven podcast covering the most important developments shaping the stablecoin and digital asset ecosystem. Each episode dives into timely conversations with industry leaders, operators, and policymakers, offering sharp insights and real-world perspectives on where the market is heading. With a focus on clarity and relevance, Stable Pulse breaks down complex topics into accessible, actionable takeaways for anyone building in or exploring the future of finance.

Money moves at the speed of the slowest rail, and for most businesses, that still means waiting days to get paid. In this episode of What’s Next Beat, host Dante Reminick sits down with Daniel Lev, Founder and CEO of Coinflow, to explore how stablecoin-enabled payment infrastructure can make settlement feel instant while keeping the customer experience as familiar as a traditional dollar balance.

Daniel shares what it was like launching Coinflow during one of crypto’s toughest moments: the same week FTX collapsed, fundraising dried up, and even mentioning stablecoins could make banking conversations more difficult. From there, Dante and Daniel unpack Coinflow’s core model: connecting card networks, bank rails such as ACH, SEPA Instant, and Pix, and crypto networks through a single platform that uses stablecoins as the settlement layer.

The conversation gets into the details that matter most to merchants: how businesses can access funds in seconds even when the underlying payment rail settles later, why liquidity and ledgering are critical, and what Visa’s move toward seven-day stablecoin settlement signals for the future of payments.

Subscribe to Stable Pulse for more conversations on the future of stablecoins, payments infrastructure, and what’s next in fintech.

Connect with the Host and Guest:

Dante Reminik: https://www.linkedin.com/in/dante-reminick / https://x.com/DanteReminick

Daniel Lev: https://www.linkedin.com/in/daniel-m-lev/

About Stable Pulse

Stable Pulse is a fast-paced, news-driven podcast covering the most important developments shaping the stablecoin and digital asset ecosystem. Each episode dives into timely conversations with industry leaders, operators, and policymakers, offering sharp insights and real-world perspectives on where the market is heading. With a focus on clarity and relevance, Stable Pulse breaks down complex topics into accessible, actionable takeaways for anyone building in or exploring the future of finance.

In this episode of What’s Next Beat, host Dante Reminick sits down with Anton Mozgovoy, CEO and Co-Founder of Holyheld, to explore one of the most misunderstood parts of payments: what actually happens after your card gets approved.

While a card tap feels instant, the movement of money behind the scenes is anything but. Anton breaks down the complex web of issuers, acquirers, payment networks, compliance providers, and settlement systems that power traditional payments—and explains why stablecoins represent a fundamentally different approach. Instead of simply passing messages between financial institutions, stablecoins can move value in real time, reshaping everything from cross-border transactions and treasury operations to reconciliation and settlement.

Dante and Anton dive into the practical realities of stablecoin spending today, including the challenges that still need to be solved. They discuss merchant acceptance, chargebacks, refunds, fraud protection, and the tradeoffs that come with blockchain-based finality. The conversation also explores why connecting stablecoins to existing card rails may be the fastest path to mainstream adoption, the differences between e-money and stablecoins, and why regulation and global standards will play a critical role in determining how quickly these new payment rails scale.

Looking ahead, Anton shares Holyheld’s vision for AI-powered commerce, where intelligent agents could one day make payments safely and autonomously on behalf of consumers and businesses.

Subscribe to Stable Pulse for more conversations on the future of stablecoins, payments infrastructure, and what’s next in fintech.

Connect with the Host:

Dante Reminik: https://www.linkedin.com/in/dante-reminick / https://x.com/DanteReminick

About Stable Pulse

Stable Pulse is a fast-paced, news-driven podcast covering the most important developments shaping the stablecoin and digital asset ecosystem. Each episode dives into timely conversations with industry leaders, operators, and policymakers, offering sharp insights and real-world perspectives on where the market is heading. With a focus on clarity and relevance, Stable Pulse breaks down complex topics into accessible, actionable takeaways for anyone building in or exploring the future of finance.

In this episode of CEO Beat, Bam Azizi sits down with Paul Frambot, Co-Founder and CEO of Morpho, to explore how open on-chain credit markets can create more competition, better price discovery, and more efficient access to capital than traditional financial systems.

Paul shares his journey from studying distributed systems in France to founding Morpho while still in university, raising capital at a young age, and building one of the most widely adopted lending protocols in crypto. Along the way, he explains why years spent understanding blockchain technology ultimately led him to finance—and why he now sees financial infrastructure as one of the most important problems to solve.

The conversation dives into how Morpho earned the trust of major institutions, the role of immutable smart contracts and formal verification, and why infrastructure should eliminate the need to trust founders in the first place. Bam and Paul also discuss the challenges of launching a lending marketplace, bootstrapping liquidity, designing incentives, and positioning Morpho as infrastructure for banks, fintechs, and asset managers rather than a bank itself.

If you enjoyed this conversation, subscribe for more discussions with the founders and operators building the future of finance.

Connect with the Hosts & Guest

Bam Azizi: https://www.linkedin.com/in/bam-azizi-54117310a/

Paul Frambot: https://www.linkedin.com/in/paul-frambot/?locale=en

About Stable Pulse

Stable Pulse is a fast-paced, news-driven podcast covering the most important developments shaping the stablecoin and digital asset ecosystem. Each episode dives into timely conversations with industry leaders, operators, and policymakers, offering sharp insights and real-world perspectives on where the market is heading. With a focus on clarity and relevance, Stable Pulse breaks down complex topics into accessible, actionable takeaways for anyone building in or exploring the future of finance.

Stellar, Surus, and M1X present a special edition of The Stable Pulse, recorded live at Stablecon Salon during New York Fintech Week on April 30, 2026.

What happens when a sovereign nation chooses the blockchain over banks?

In March 2026, the Republic of the Marshall Islands became the first nation to issue sovereign debt natively on a public blockchain. USDM1 is a U.S. dollar-denominated sovereign bond, fully collateralized by U.S. treasuries, with on-chain settlement powered by Stellar. It also serves as the distribution mechanism for a universal basic income paid to citizens of the Marshall Islands.

Principals of the three organizations that built USDM1 sat down for an intimate conversation with Justin Friedman, Head of Policy at Stablecon:

• ​Raja Chakravorti | Chief Business Officer, Stellar Development Foundation
• ​Patrick Murck | Founder & CEO, Surus
• ​Mark Lurie | CEO & Co-Founder, M1X

​Their discussion explores the genesis of USDM1, the potential for institutional adoption and financial inclusion, and what this model unlocks for governments as well as capital markets participants. The panel unpack the key distinction between a “stablecoin” and a “stablebond” such as USDM1, how coupon payments and yield change the economics, how a Brady Bond-style structure brings a legally tested framework into tokenized finance, and what the long-term trend of dollarization means for central banks and independent monetary policy.

Listen in for a spirited discussion about why this experiment could reshape access to capital and redefine trust in sovereign debt.

Host Dante Reminick sits down with Eric Barbier, founder and CEO of Triple-A, to unpack what it really takes for stablecoins to work in enterprise payments. As businesses explore accepting USDC and USDT, the conversation breaks down the operational realities behind compliant crypto payments, from AML risk and OFAC screening to banking relationships, licensing, and real-time transaction controls.

Eric explains why on-chain transparency can actually strengthen compliance, how regulation is shaping adoption, and why reducing uncertainty is critical for bringing stablecoins into mainstream finance. The episode also explores the growing global demand for stablecoin payments, particularly in regions where traditional cards and banking infrastructure regularly fail for cross-border commerce.

Dante and Eric also dive into the economics behind stablecoin rails, including lower transaction fees, faster settlement, reduced chargeback exposure, and the complexity of managing liquidity and multi-chain infrastructure behind the scenes. They close with a look at stablecoin payouts for creators and freelancers, B2B settlement, and how companies are increasingly using stablecoins for treasury and cross-border payment optimization.

Subscribe to Stable Pulse for more conversations on the future of stablecoins, payments infrastructure, and what’s next in fintech.

Connect with the Hosts & Guest

Dante Reminik: https://www.linkedin.com/in/dante-reminick / https://x.com/DanteReminick

Eric Barbier: https://www.linkedin.com/in/ericbarbier/

About Stable Pulse

Stable Pulse is a fast-paced, news-driven podcast covering the most important developments shaping the stablecoin and digital asset ecosystem. Each episode dives into timely conversations with industry leaders, operators, and policymakers, offering sharp insights and real-world perspectives on where the market is heading. With a focus on clarity and relevance, Stable Pulse breaks down complex topics into accessible, actionable takeaways for anyone building in or exploring the future of finance.

On the next episode of Stable Pulse: Policy Beat, host Justin Friedman sits down with Dr. Christian Catalini, MIT research scientist, founder of the Cryptoeconomics Lab, and co-creator of Diem (Libra), to unpack the collision between stablecoins entering the mainstream and AI agents beginning to execute real commerce on our behalf.

Drawing on his experience building Diem and working with regulators around the world, Christian explains how the US Genius Act could finally make programmable money scalable through stronger reserve standards, redemption rights, and interoperability between stablecoins. But as payments become faster and more autonomous, a bigger challenge is emerging: verification.

Justin and Christian explore the rise of agentic commerce, where AI systems can shop, negotiate, and move money faster than humans can realistically monitor. They discuss why traditional compliance frameworks like KYC and AML were built for human actors, what “know your agent” standards could look like, and why the next generation of fintech infrastructure may center on guardrails, anomaly detection, provenance, and liability management.

The conversation also dives into consumer protection, fraud, trust, concentration risk, and the growing tension between automation and accountability as AI agents begin operating at machine speed across global payment networks.

Subscribe for more conversations on stablecoin regulation, programmable payments, AI agents, and the future of digital identity, trust, and financial infrastructure.

Want to go deeper? Check out more and connect with our guest and host:

“How Banks Learned To Stop Worrying And Love Stablecoins” by Christian Catalini

https://www.forbes.com/sites/christiancatalini/2025/12/17/how-banks-learned-to-stop-worrying-and-love-stablecoins/

“Some Simple Economics of AGI” by Christian Catalini, et al

https://papers.ssrn.com/sol3/papers.cfm?abstract_id=6298838

“The Machine at Checkout” by Justin Friedman

https://www.linkedin.com/pulse/balance-machine-checkout-justin-friedman-h0rme/

Justin Friedman: https://www.linkedin.com/in/justingfriedman/

Christian Catalini: https://www.linkedin.com/in/ccatalini/

Stablecoins are rapidly becoming core financial infrastructure, reshaping how payments, commerce, and digital value move across the internet. The conversation is no longer just about faster settlement. It is about distribution, compliance, and how programmable money integrates into global commerce.

In the second edition of The State of Stables, Justin Friedman, Andrew Van Aken, and Dennis Sem break down the biggest trends shaping the stablecoin ecosystem in Q2 2026. The discussion explores reports of Mastercard pursuing a potential acquisition of BVNK, what it signals for stablecoin infrastructure, and why traditional payment companies are increasingly moving on-chain.

They unpack the latest market data, including stablecoin supply surpassing $310B, the continued dominance of Ethereum and Tron, and growing momentum around tokenized treasuries, RLUSD, USDG, and USYC.

The episode dives into the rise of agentic finance, from Stripe and Tempo’s machine payments protocol to X402 entering the Linux Foundation, and examines the growing questions around AI-driven payments, liability, and customer ownership in digital commerce.

Access the report at: https://content.stablecon.com/state-of-stables-report?utm_source=StablePulse&utm_medium=podcast&utm_campaign=StateOfStablesQ2