Chris Flynn, Head of Product Development and Research, CEM Benchmarking, discusses the study methods and findings of a recent research project collaboration with the Georgetown CRI. The study reveals that the lack of asset diversification in DC plans has been a $5 billion annual missed opportunity. Who has missed out? Retirees and the potential improved returns of as much as $2,400 per year in additional income.

Delaware State Treasurer Colleen Davis shares the experience of building significant bipartisan and popular support for the Delaware EARNS program, one of the most recent state auto-IRA programs enacted in 2022.

• Will Hansen, Chief Government Affairs Officer, American Retirement Association
• Jessica Muirhead, Executive Director, MyCTSavings
• Chad Mullen, Director, Financial Security, AARP
• Chad Parks, CEO, Ubiquity Retirement + Savings
• William ("Hunter") Railey, Executive Director, Colorado SecureSavings Program
• Glenn Simmons, Executive Director, Maryland$aves

Connecticut Comptroller Natalie Braswell and Jessica Muirhead, Executive Director, MyCTSavings program, discuss the history, design, and evolution of this state-facilitated retirement savings programs for private sector workers who lack access to an employer-sponsored plan, and share some important some lessons learned for other states and stakeholders considering such programs.

Three prominent and influential thought leaders – Anne Ackerley of BlackRock, Catherine Collinson of the Transamerica Institute, and Lori Lucas of the Employee Benefits Research Institute (EBRI) - help us better understand how American workers are doing when it comes to their overall financial well-being and concerns, their retirement confidence and readiness, the changing nature of the employer and employee relationship, and how all of this is shaping the future of retirement.

Ayandev Saha, Head of Climate Risk and Insurance, RMD London, introduces us to a new retirement savings scheme launched in Rwanda in late 2018. This initiative also is outlined in a recent white paper submitted to the CRI titled "Rwf 23.2 billion saved into informal sector pension scheme –Extending pension coverage to the informal sector in Rwanda" for the 2021 Policy Innovation Forum.