The T.I.M.E Blueprint: Navigating Taxes, Income, Money & Estate Planning with Oliver Asset Management

Dividend investing has been a retirement tool utilized by retirees for years, but is it still a strategy we can rely on to help fund our income plan in retirement? 

Discover why relying solely on dividends may not be the best approach and explore alternative strategies that could enhance your financial security. Frank also sheds light on the tax implications of dividends and shares how strategic adjustments can lead to significant tax savings. 

Here’s some of what we discuss in this episode:

0:00 – Intro

1:05 – Can you live off dividends?

4:31 – Tax considerations with dividends. 

It’s T.I.M.E for a plan! Schedule a free session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09

Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time

In the ever-evolving world of finance, the Federal Reserve's decisions can send ripples through the investment community. Recently, the Fed has cut interest rates, and this has sparked questions about the future of money market funds. Are they still a viable option for investors, or should we be looking elsewhere? 

In this episode of the Time Blueprint podcast, financial advisor Frank Oliver from Oliver Asset Management dives deep into these pressing questions.

Here’s some of what we discuss in this episode:

0:00 – Intro

1:22 – How rate cuts impact money market accounts. 

4:11 – Your T.I.M.E. Is Now 

It’s T.I.M.E for a plan! Schedule a free session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09

Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time

Today we’re going to answer a question from the mailbag asking about whether you should make your spouse get more involved in the finances as you near retirement. What does Frank think? We’ll find out in this video as Frank offers practical advice on encouraging participation and shares stories that highlight the importance of both partners being informed about their finances. 

Here’s some of what we discuss in this episode:

0:00 – Intro

3:00 – Strategies 

4:40 – The Five Simple Steps guide

It’s T.I.M.E for a plan! Schedule a free session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09

Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time

You wouldn’t necessarily expect Mike Tyson, Kim Kardashian, and Snooki to dispense valuable insights about financial planning matters. In fact, you’d probably expect the opposite. But with a little bit of creativity, we can get some financial planning pearls of wisdom from even the most unlikely of sources.

Tune in as Frank uncovers some valuable lessons hidden within a variety of celebrity quotes.

Here’s some of what we discuss in this episode:

0:00 – Intro

1:41 – Lindsay Lohan

4:01 – Charles Barkley

6:38 – Rosie O’Donnell

8:27 – Mike Tyson

11:42 – Snooki

14:23 – Kim Kardashian

16:52 – Shaquille O’Neal

It’s T.I.M.E for a plan! Schedule a free session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09

Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time

There are countless financial advisory firms out there, but not all are created equal. Each firm offers unique services and operates with its own set of specialties and core values that shape its approach to helping clients.

In this episode, we take a deep dive into the guiding principles of Oliver Asset Management. Frank will walk us through how these core values drive everything we do at the firm. We'll explore our primary client base, how he supports clients throughout their financial journey, and how the firm's values contribute to our clients' success. 

Here’s some of what we discuss in this episode:

0:00 – Intro

1:34 – The core values of Oliver Asset Management

5:26 – Frank’s core client base

8:04 – How we help clients along the way

13:27 – How the values of the firm help influence client success

It’s T.I.M.E for a plan! Schedule a free session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09

Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time

Were you ever the kid growing up that had to ask, “how do you know?” or “why?” about anything and everything? Turns out, having that inquisitive nature is something that can be extremely valuable to us as we plan out our finances and our retirements, and in today’s show, we’ll dive into some of those questions that you should be asking as you approach your retirement. 

Here’s what we discuss in this episode:

0:00 – Intro

4:19 – Knowing how much income you need to retire.  

7:55 – How to know when you are financially ready to retire. 

9:22 – What about annuities?

11:51 – When to start taking social security benefits. 

15:10 – Camping or the beach?

17:21 – Mailbag


Download your Social Security guide: https://www.oliverassetmanagement.com/resources#GuidesandCheatSheets

It’s T.I.M.E for a plan! Schedule a free session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09

Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time

A 401(k) is one of the most common retirement accounts that people have today. However, navigating the ins and outs of your 401(k) without proper guidance can be tricky. That’s why Frank is here to answer your top 401(k) questions in one comprehensive episode.

Here’s some of what we discuss in this episode:

0:00 – Intro

3:37 – Work plan offers 401(k) advice for a fee

5:45 – Rollover into IRA

8:32 – Adjusting investments approaching retirement

10:54 – What if I change jobs?

13:08 – Getting to know Frank

14:54 – Listener question

It’s T.I.M.E for a plan! Schedule a free session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09

Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time

Are you telling yourself financial lies? In today’s episode, we’ll uncover the top 5 lies people often tell themselves about money and retirement. From relying too heavily on Social Security to believing it’s safer to keep your money in cash, some of these could be severely holding you back, so be sure to stay tuned!

Here’s some of what we discuss in this episode:

0:00 – Intro

2:44 – Why bother with investing?

4:33 – Relying on Social Security

5:59 – You only live once!

9:21 – I’m too young to start saving

12:14 – It’s safer to keep money in cash

15:13 – Getting-to-know Frank

17:03 – Listener question

It’s T.I.M.E for a plan! Schedule a free session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09

Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time

Celebrate the spirit of July 4th with our latest episode as we tackle the concept of Financial Independence. While the American colonists fought for freedom from British rule, we’re here to discuss what you’re striving to be independent from in your retirement.

From not relying on government programs like Social Security and Medicaid too heavily to entering retirement with no debt, these are some areas where planning ahead can make a significant difference. If you've achieved independence from these key categories, you're likely on the right track!

Here’s some of what we discuss in this episode:

0:00 – Intro

4:13 – Independence from government

6:19 – Independence from family

8:22 – Independence from creditors

9:41 – Independence from employment

11:39 – Independence from the stock market

14:08 – Getting to know Frank

15:30 – Mailbag question

It’s T.I.M.E for a plan! Schedule a free session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09

Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time

In this episode, we’re diving into some famous words by the one and only Yogi Berra. You might know him for his legendary baseball career, but Yogi was also a goldmine of wisdom. We'll spin some of his classic quotes into financial advice. It's all about viewing things through the right lens—so let's see what financial insights we can uncover from Yogi’s memorable sayings!

Here’s some of what we discuss in this episode:

0:00 – Intro

2:40 – “…You might wind up some place else.”

4:45 – “When you come to a fork in the road, take it.”

6:10 – “The future ain’t what it used to be.”

8:04 – “It’s like déjà vu all over again.”

10:13 –"It ain't over till it's over."

13:59 – Getting to know Frank

15:43 – Listener question

It’s T.I.M.E for a plan! Schedule a free session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09

Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time