The TK Show

Do not pressure yourself, it is easy to get it.  If you had Obama Care in 2019 all you need is a few minutes call to update your information if there are any changes.  If not, your information is already transferred for the fiscal year 2020 even if your insurance was discontinued for failure to pay or provide documents requested.

Just call 1-800-318-2596     24/7 except holidays and verify if your information is transferred and tell them of the changes if at all you have some changes in status, family size, pregnancy,disability, income and residential change if not you are all set.

Vehicles to be discontinued in 2020 and why is it important to know?

By January 14, 2020 Microsoft will not offer free support for Windows 7.  After that date Microsoft will not offer updates, technical help and security. Every one must upgrade to Windows 10 to benefit from encryption, speed, security and tamper-proof operating system.

Rental Real Estate irs.gov/ Schedule E. How to handle if we have rental property business.  Classifications, Type of Property: Single Family Residence, Multi-Family Residence, Vacation/Short Term Rental, Commercial, Land or others  We will discuss, what to put on your lease, the Landlord/tenant relationship.  Avoid Discrimination,Rights of Disabled Tenants, Reasonable Accommodations, Accessibility, needed Modifications Rental Applications and more

Rental properties could be Single Family Residence, Multi-Family Residence,  Vacation/Short Term Rental, Commercial, Land, Royalties etc.

Detailed expenses should be kept on each property based on their property addresses.  Schedule E of the IRS will show the items to be included. In addition to the expenses outline on the form we will explain other items to be included.  Moreover we will discuss other expenses that could be included and items that have to appear in the lease agreement.

If you are a self-employed Taxi, Shuttle, Limousine driver or a self-employed  Accountant, Lawyer etc this is the schedule that you have to know very well.  Of the many schedules we have, this is the most used.  Get a detailed information

Final details of mortgage issues and the current robocalls to reach people warning final notices reaching to inform people that their Social Security has been found with suspicious and fraudulent activities.  And to avoid the suspension asks people TO CALL.

Please do not call  

If you live in the US, buying a home is in most cases very apparent.  We tend to believe that buying a home is an investment and it mostly is.  This topic that started last week will go for the third week as it a broad topic.  On tonight's show we showed some of "The Dirty Words that we get from the Lender"   Here  it explains how we could avert the negative responses from our lender.

You may have to listen to all the 3 shows to understand it in full.concept and reality of MORTGAGE

With mortgage rates going up and down some think that is not time or is time to buy.  But buying a house is not what you want and making a deal with the seller.  You still need to secure a mortgage because you have to get approved and secured to get the loan from a LENDER.

IF YOU WANT TO GET A LENDER, THERE ARE SOME STEPS YOU SHOULD TAKE AS SOON AS POSSIBLE i.e do your homework

When mortgage rate are rising and falling some will tell you 'it is time to buy' or 'not time to buy".  However buying a house is not that simple.  It is not as easy as finding the house you want and a deal with a seller.

We all need to secure a mortgage, and although it seems relatively easy it will be a challenge to many of us, if we are unprepared for the loan.  So what do we need to do?

When we talk of a bank, what come to mind is in the institution that holds your regular checking and saving account. In reality there are several different types of banks that serve our different needs. Here we will explain the different banks specializing in unique areas to serve our needs.