There are so many potentials for growth.  One of them is short term TRAINING (education) to specialize in an area that we want to do  TRAINING to specialize in the area that want is available every where and it is free and is takes less than a year some in fact from few weeks to few months.  If we have the time and willingness some of us can use this opportunity to grow.  What are some of them?

We all all are not aware of the stock market, if you do not know at least
1.  Invest in Apple, Tesla, or Amazon for any amount even a $1
2. Check FinanceBuzz and get cheaper insurance  rates
3. To invest in real estate even if you own a house check Fundrise
4.Diversity your investment  by going to GoldAlliance and more (investment in gold mostly doesn't go down)

This is a must listen show

Retiring at 62 is considered early retirement.  For doing that you could loose about 25 % of your full retirement money ie if your full retirement is say $1,000.00 your early retirement benefit will be around $750.00

Do you have to wait until full retirement ie. 66 or increase your benefit by staying until 70?  Carefully listen to the show.  The answer is it all depends

There were so many government checks that we took, and other factors for the decrease of the refund.  What were they?

The IRS has informed us that  they have a backlog of 2019/2020.  How soon are we going to get our (2021 Tax return) refund?

America is a land of opportunities only if you only want to be part of the opportunity.

America is a land of opportunities.  There are many things we can do to better ourselves.  Investment is one of them.

Why do we fear when we get tax letters?  It may not be as bad as you think if you get a professional advice.  Be calm and show it to a professional and it may be easier than you think.  For our kids we can start early a small  investment  in Roth IRA,  and by the time they retire they will have enough money to retire.  We also had several questions from our listeners.

Listeners were given air time to ask any financial or Tax Issues. They all used it  very well.  It was a very productive night.

IRS warns any errors of preparing the 2021 Tax Return can result in delays in our REFUND.  The IRS has unfinished Tax Returns and Amendments totaling over 9 Million. So what do we need to avoid the Errors?