The Tony Stephan Show

In this podcast, Tony Stephan provides an example of how he was able to produce an INFINITE return on investment, and walk away with a $250k cash profit from owning a small multifamily apartment. Tony teaches you from his real-world examples to help you get into the game of owning and investing in real estate.

• Be sure to watch to the very end to get the answers to the following questions:
• Are multifamily apartments good investments?
• What to look for when buying apartment? How does buying an apartment work?
• How much money do I need to buy an apartment building?
• What financing options are available for apartment buildings?
• What is the average return on investment (ROI) for an apartment building?
• How do I calculate the cash flow and profitability of a building?
• What are the tax benefits of owning an apartment building?
• How do I find a good apartment building to buy?
• Is buying a small multi-family property or a larger apartment complex better?
• Is now a good time to buy an apartment building?

What did you think of today's episode? We want to make each episode BETTER and MORE VALUABLE for you. Drop your feedback in the REVIEWS so we can improve for you!

If you enjoyed this episode, please drop us a review, and don't forget to subscribe to our podcast for new episodes weekly.

Ready to launch, grow or scale your business and invest in real estate for true time and lifestyle freedom? I have a few easy steps...

FREE RESOURCES:

Get my Multifamily Due Diligence Check list here: https://tony-stephan.com/multi-family-check-list/

Get my real estate investing BRRRR BLUEPRINT (how to BUY, REHAB, RENT, REFINANCE, and REPEAT for an INFINITE return with apartment buildings) https://tony-stephan.com/blueprint/

Grab my BRAND NEW BOOK The New Rules To Financial Freedom: https://tony-stephan.com/financial-freedom-ebook/

Apply to work with me 1:1 in my coaching programs: https://tony-stephan.com/business-coaching/

Hire our team at The Stephan Group Real Estate Brokerage to help you buy / sell / invest in real estate: https://stephangrouprealestate.com/

𝗛𝗮𝘃𝗲 𝗔 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻? 𝗦𝗲𝗻𝗱 𝗠𝗲 𝗔 𝗗𝗠 𝗼𝗻 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://www.instagram.com/tony_stephan_/

CONNECT WITH ME ON SOCIAL MEDIA

Subscribe to my YouTube: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ

Instagram: https://www.instagram.com/tony_stephan_/

LinkedIN: https://www.linkedin.com/in/tonystephandietitian/

TikTok: https://www.tiktok.com/@tony_stephan?lang=en

Facebook: https://www.facebook.com/tonystephanRD

I have a lot of equity in my rental property. Should I sell, refinance, or hold it?

In this podcast, Tony Stephan answers the question: I have a lot of equity in my rental property, should I sell, refinance, or hold? It depends on your financial goals, market conditions, and cash flow needs. Here are some considerations for each option:

Sell

Best if: Property values are high, and you want to cash out and reinvest elsewhere.

Pros:

Capture appreciation and take profits.

Avoid future market downturns.

Reinvest in higher-yield opportunities.

Cons:

Capital gains taxes.

Loss of rental income.

Transaction costs (agent fees, closing costs, etc.).

Refinance

Best if: You need cash but want to keep the property.

Pros:

Pull out equity without selling.

Keep rental income and appreciation potential.

Possibly lower interest rate if current loan is high.

Cons:

Higher monthly payments.

Loan fees and closing costs.

Higher debt load.

Hold

Best if: The property is generating solid cash flow and appreciating.

Pros:

Passive income continues.

Equity builds over time.

Tax benefits (depreciation, mortgage interest deductions).

Cons:

Opportunity cost (equity tied up).

Market risks.

Ongoing property management headaches.

Questions to Ask Yourself:

How strong is my cash flow? If the property is making good money, holding might be best.

Do I need liquidity? If you need cash for another investment, refinancing or selling could be options.

What are interest rates like? If they're low, refinancing might be smart.

What's my long-term plan? If you want to build wealth through real estate, holding might be best.

What did you think of today's episode? We want to make each episode BETTER and MORE VALUABLE for you. Drop your feedback in the REVIEWS so we can improve for you!

If you enjoyed this episode, please drop us a review, and don't forget to subscribe to our podcast for new episodes weekly.

Ready to launch, grow or scale your business and invest in real estate for true time and lifestyle freedom? I have a few easy steps...

FREE RESOURCES:

Get my Multifamily Due Diligence Check list here: https://tony-stephan.com/multi-family-check-list/

Get my real estate investing BRRRR BLUEPRINT (how to BUY, REHAB, RENT, REFINANCE, and REPEAT for an INFINITE return with apartment buildings) https://tony-stephan.com/blueprint/

Grab my BRAND NEW BOOK The New Rules To Financial Freedom: https://tony-stephan.com/financial-freedom-ebook/

Apply to work with me 1:1 in my coaching programs: https://tony-stephan.com/business-coaching/

Hire our team at The Stephan Group Real Estate Brokerage to help you buy / sell / invest in real estate: https://stephangrouprealestate.com/

𝗛𝗮𝘃𝗲 𝗔 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻? 𝗦𝗲𝗻𝗱 𝗠𝗲 𝗔 𝗗𝗠 𝗼𝗻 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://www.instagram.com/tony_stephan_/

CONNECT WITH ME ON SOCIAL MEDIA

Subscribe to my YouTube: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ

Instagram: https://www.instagram.com/tony_stephan_/

LinkedIN: https://www.linkedin.com/in/tonystephandietitian/

TikTok: https://www.tiktok.com/@tony_stephan?lang=en

Facebook: https://www.facebook.com/tonystephanRD

In this episode, Tony Stephan breaks down the 7 deadly sins of real estate investing so you can avoid these mistakes in your real estate investing journey. Be sure to listen to the very end, where we discuss these common real estate investing mistakes. Not doing proper market research, overpaying for a property, underestimating repair and maintenance costs, mismanaging cash flow, skipping due diligence, choosing bad tenants (Or not screening them at all), over-renovating a property, poor financing decisions, ignoring tax implications, and doing everything alone

What did you think of today's episode? We want to make each episode BETTER and MORE VALUABLE for you. Drop your feedback in the REVIEWS so we can improve for you!

If you enjoyed this episode, please drop us a review, and don't forget to subscribe to our podcast for new episodes weekly.

Ready to launch, grow or scale your business and invest in real estate for true time and lifestyle freedom? I have a few easy steps...

FREE RESOURCES:

Get my Multifamily Due Diligence Check list here: https://tony-stephan.com/multi-family-check-list/

Get my real estate investing BRRRR BLUEPRINT (how to BUY, REHAB, RENT, REFINANCE, and REPEAT for an INFINITE return with apartment buildings) https://tony-stephan.com/blueprint/

Grab my BRAND NEW BOOK The New Rules To Financial Freedom: https://tony-stephan.com/financial-freedom-ebook/

Apply to work with me 1:1 in my coaching programs: https://tony-stephan.com/business-coaching/

Hire our team at The Stephan Group Real Estate Brokerage to help you buy / sell / invest in real estate: https://stephangrouprealestate.com/

𝗛𝗮𝘃𝗲 𝗔 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻? 𝗦𝗲𝗻𝗱 𝗠𝗲 𝗔 𝗗𝗠 𝗼𝗻 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://www.instagram.com/tony_stephan_/

CONNECT WITH ME ON SOCIAL MEDIA

Subscribe to my YouTube: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ

Instagram: https://www.instagram.com/tony_stephan_/

LinkedIN: https://www.linkedin.com/in/tonystephandietitian/

TikTok: https://www.tiktok.com/@tony_stephan?lang=en

Facebook: https://www.facebook.com/tonystephanRD

In this podcast, Tony Stephan provides a step-by-step blueprint for buying your first multifamily apartment real estate deal.

Be sure you listen to this entire episode until the end to get the answer to all of the following questions:

Are multifamily apartments good investments?

What to look for when buying an apartment?

How buying an apartment works?

How much money do I need to buy an apartment building?

What financing options are available for apartment buildings?

What is the average return on investment (ROI) for an apartment building?

How do I calculate the cash flow and profitability of a building?

What are the tax benefits of owning an apartment building?

How do I find a good apartment building to buy?

What should I look for during an apartment building inspection?

How do I evaluate the neighborhood and market demand?

What are the common red flags when buying an apartment building?

How do I assess the potential for rent increases and property appreciation?

Should I manage the property myself or hire a property management company?

What are the typical maintenance and operational costs?

How do I handle difficult tenants and eviction laws?

What kind of insurance do I need for an apartment building?

What legal and regulatory requirements should I be aware of?

What are the biggest risks of owning an apartment building?

How do interest rates and the economy affect apartment building investments?

Is it better to buy a small multi-family property or a larger apartment complex?

Is now a good time to buy an apartment building?

What did you think of today's episode? We want to make each episode BETTER and MORE VALUABLE for you. Drop your feedback in the REVIEWS so we can improve for you!

If you enjoyed this episode, please drop us a review, and don't forget to subscribe to our podcast for new episodes weekly.

Ready to launch, grow or scale your business and invest in real estate for true time and lifestyle freedom? I have a few easy steps...

FREE RESOURCES:

Get my Multifamily Due Diligence Check list here: https://tony-stephan.com/multi-family-check-list/

Get my real estate investing BRRRR BLUEPRINT (how to BUY, REHAB, RENT, REFINANCE, and REPEAT for an INFINITE return with apartment buildings) https://tony-stephan.com/blueprint/

Grab my BRAND NEW BOOK The New Rules To Financial Freedom: https://tony-stephan.com/financial-freedom-ebook/

Apply to work with me 1:1 in my coaching programs: https://tony-stephan.com/business-coaching/

Hire our team at The Stephan Group Real Estate Brokerage to help you buy / sell / invest in real estate: https://stephangrouprealestate.com/

𝗛𝗮𝘃𝗲 𝗔 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻? 𝗦𝗲𝗻𝗱 𝗠𝗲 𝗔 𝗗𝗠 𝗼𝗻 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://www.instagram.com/tony_stephan_/

CONNECT WITH ME ON SOCIAL MEDIA

Subscribe to my YouTube: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ

Instagram: https://www.instagram.com/tony_stephan_/

LinkedIN: https://www.linkedin.com/in/tonystephandietitian/

TikTok: https://www.tiktok.com/@tony_stephan?lang=en

Facebook: https://www.facebook.com/tonystephanRD

In this episode, Tony Stephan gives you the step by step blueprint to follow to buy your first multifamily apartment real estate deal.

What did you think of today's episode? We want to make each episode BETTER and MORE VALUABLE for you. Drop your feedback in the REVIEWS so we can improve for you!

If you enjoyed this episode, please drop us a review, and don't forget to subscribe to our podcast for new episodes weekly.

Ready to launch, grow or scale your business and invest in real estate for true time and lifestyle freedom? I have a few easy steps...

FREE RESOURCES:

Get my Multifamily Due Diligence Check list here: https://tony-stephan.com/multi-family-check-list/

Get my real estate investing BRRRR BLUEPRINT (how to BUY, REHAB, RENT, REFINANCE, and REPEAT for an INFINITE return with apartment buildings) https://tony-stephan.com/blueprint/

Grab my BRAND NEW BOOK The New Rules To Financial Freedom: https://tony-stephan.com/financial-freedom-ebook/

Apply to work with me 1:1 in my coaching programs: https://tony-stephan.com/business-coaching/

Hire our team at The Stephan Group Real Estate Brokerage to help you buy / sell / invest in real estate: https://stephangrouprealestate.com/

𝗛𝗮𝘃𝗲 𝗔 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻? 𝗦𝗲𝗻𝗱 𝗠𝗲 𝗔 𝗗𝗠 𝗼𝗻 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://www.instagram.com/tony_stephan_/

CONNECT WITH ME ON SOCIAL MEDIA

Subscribe to my YouTube: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ

Instagram: https://www.instagram.com/tony_stephan_/

LinkedIN: https://www.linkedin.com/in/tonystephandietitian/

TikTok: https://www.tiktok.com/@tony_stephan?lang=en

Facebook: https://www.facebook.com/tonystephanRD

In this episode, Tony Stephan explains why he is selling all of his small multifamily apartment deals and also helps you decide when is the right time to sell a rental property to trade up.

What did you think of today's episode? We want to make each episode BETTER and MORE VALUABLE for you. Drop your feedback in the REVIEWS so we can improve for you!

If you enjoyed this episode, please drop us a review, and don't forget to subscribe to our podcast for new episodes weekly.

Ready to launch, grow or scale your business and invest in real estate for true time and lifestyle freedom? I have a few easy steps...

FREE RESOURCES:

Get my Multifamily Due Diligence Check list here: https://tony-stephan.com/multi-family-check-list/

Get my real estate investing BRRRR BLUEPRINT (how to BUY, REHAB, RENT, REFINANCE, and REPEAT for an INFINITE return with apartment buildings) https://tony-stephan.com/blueprint/

Grab my BRAND NEW BOOK The New Rules To Financial Freedom: https://tony-stephan.com/financial-freedom-ebook/

Apply to work with me 1:1 in my coaching programs: https://tony-stephan.com/business-coaching/

Hire our team at The Stephan Group Real Estate Brokerage to help you buy/sell / invest in real estate: https://stephangrouprealestate.com/

𝗛𝗮𝘃𝗲 𝗔 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻? 𝗦𝗲𝗻𝗱 𝗠𝗲 𝗔 𝗗𝗠 𝗼𝗻 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://www.instagram.com/tony_stephan_/

CONNECT WITH ME ON SOCIAL MEDIA

Subscribe to my YouTube: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ

Instagram: https://www.instagram.com/tony_stephan_/

LinkedIN: https://www.linkedin.com/in/tonystephandietitian/

TikTok: https://www.tiktok.com/@tony_stephan?lang=en

Facebook: https://www.facebook.com/tonystephanRD

In this podcast, I was asked to break down a deal I didn't buy and why. So, in today's episode, I'll break down the nightmare Fourplex I almost bought and why I ended up passing on it to help you in your real estate investing journey.

What did you think of today's episode? We want to make each episode BETTER and MORE VALUABLE for you. Drop your feedback in the REVIEWS so we can improve for you!

If you enjoyed this episode, please drop us a review, and don't forget to subscribe to our podcast for new episodes weekly.

Ready to launch, grow, or scale your business and invest in real estate for true time and lifestyle freedom? I have a few easy steps...

FREE RESOURCES:

Get my Multifamily Due Diligence Check list here: https://tony-stephan.com/multi-family-check-list/

Get my real estate investing BRRRR BLUEPRINT (how to BUY, REHAB, RENT, REFINANCE, and REPEAT for an INFINITE return with apartment buildings) https://tony-stephan.com/blueprint/

Grab my BRAND NEW BOOK The New Rules To Financial Freedom: https://tony-stephan.com/financial-freedom-ebook/

Apply to work with me 1:1 in my coaching programs: https://tony-stephan.com/business-coaching/

Hire our team at The Stephan Group Real Estate Brokerage to help you buy/sell/invest in real estate: https://stephangrouprealestate.com/

𝗛𝗮𝘃𝗲 𝗔 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻? 𝗦𝗲𝗻𝗱 𝗠𝗲 𝗔 𝗗𝗠 𝗼𝗻 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://www.instagram.com/tony_stephan_/

CONNECT WITH ME ON SOCIAL MEDIA

Subscribe to my YouTube: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ

Instagram: https://www.instagram.com/tony_stephan_/

LinkedIn: https://www.linkedin.com/in/tonystephandietitian/

TikTok: https://www.tiktok.com/@tony_stephan?lang=en

Facebook: https://www.facebook.com/tonystephanRD

In this podcast, Tony Stephan brings you to Fit Body Bootcamp HQ where he interviews his $200,000,000 Mentor Bedros Keuilian

What did you think of today's episode? We want to make each episode BETTER and MORE VALUABLE for you. Drop your feedback in the REVIEWS so we can improve for you!

If you enjoyed this episode, please drop us a review, and don't forget to subscribe to our podcast for new episodes weekly.

Ready to launch, grow or scale your business and invest in real estate for true time and lifestyle freedom? I have a few easy steps...

FREE RESOURCES:

Get my Multifamily Due Diligence Check list here: https://tony-stephan.com/multi-family-check-list/

Get my real estate investing BRRRR BLUEPRINT (how to BUY, REHAB, RENT, REFINANCE, and REPEAT for an INFINITE return with apartment buildings) https://tony-stephan.com/blueprint/

Grab my BRAND NEW BOOK The New Rules To Financial Freedom: https://tony-stephan.com/financial-freedom-ebook/

Apply to work with me 1:1 in my coaching programs: https://tony-stephan.com/business-coaching/

Hire our team at The Stephan Group Real Estate Brokerage to help you buy / sell / invest in real estate: https://stephangrouprealestate.com/

𝗛𝗮𝘃𝗲 𝗔 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻? 𝗦𝗲𝗻𝗱 𝗠𝗲 𝗔 𝗗𝗠 𝗼𝗻 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://www.instagram.com/tony_stephan_/

CONNECT WITH ME ON SOCIAL MEDIA

Subscribe to my YouTube: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ

Instagram: https://www.instagram.com/tony_stephan_/

LinkedIN: https://www.linkedin.com/in/tonystephandietitian/

TikTok: https://www.tiktok.com/@tony_stephan?lang=en

Facebook: https://www.facebook.com/tonystephanRD

In this podcast, Tony Stephan explains why this is the year you need to buy ONE small multifamily deal to create true time and lifestyle freedom for you and your family.

What did you think of today's episode? We want to make each episode BETTER and MORE VALUABLE for you. Drop your feedback in the REVIEWS so we can improve for you!

If you enjoyed this episode, please drop us a review, and don't forget to subscribe to our podcast for new episodes weekly.

Ready to launch, grow or scale your business and invest in real estate for true time and lifestyle freedom? I have a few easy steps...

FREE RESOURCES:

Get my Multifamily Due Diligence Check list here: https://tony-stephan.com/multi-family-check-list/

Get my real estate investing BRRRR BLUEPRINT (how to BUY, REHAB, RENT, REFINANCE, and REPEAT for an INFINITE return with apartment buildings) https://tony-stephan.com/blueprint/

Grab my BRAND NEW BOOK The New Rules To Financial Freedom: https://tony-stephan.com/financial-freedom-ebook/

Apply to work with me 1:1 in my coaching programs: https://tony-stephan.com/business-coaching/

Hire our team at The Stephan Group Real Estate Brokerage to help you buy / sell / invest in real estate: https://stephangrouprealestate.com/

𝗛𝗮𝘃𝗲 𝗔 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻? 𝗦𝗲𝗻𝗱 𝗠𝗲 𝗔 𝗗𝗠 𝗼𝗻 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://www.instagram.com/tony_stephan_/

CONNECT WITH ME ON SOCIAL MEDIA

Subscribe to my YouTube: https://www.youtube.com/channel/UCGeM9zcikxhYkdLh7aPObRQ

Instagram: https://www.instagram.com/tony_stephan_/

LinkedIN: https://www.linkedin.com/in/tonystephandietitian/

TikTok: https://www.tiktok.com/@tony_stephan?lang=en

Facebook: https://www.facebook.com/tonystephanRD

What did you think of today's episode? We want to make each video BETTER and MORE VALUABLE for you. Drop your feedback in the comments so we can improve for you!

If you enjoyed this episode, please give it a thumbs up, and don't forget to subscribe to our channel for new episodes weekly.

Ready to launch, grow or scale your business and invest in real estate for true time and lifestyle freedom? I have a few easy steps...

FREE RESOURCES:

Get my Multifamily Due Diligence Check list here: https://tony-stephan.com/multi-family-check-list/

Get my real estate investing BRRRR BLUEPRINT (how to BUY, REHAB, RENT, REFINANCE, and REPEAT for an INFINITE return with apartment buildings) https://tony-stephan.com/blueprint/

Grab my BRAND NEW BOOK The New Rules To Financial Freedom: https://tony-stephan.com/financial-freedom-ebook/

Apply to work with me 1:1 in my coaching programs: https://tony-stephan.com/business-coaching/

Hire our team at The Stephan Group Real Estate Brokerage to help you buy / sell / invest in real estate: https://stephangrouprealestate.com/

𝗛𝗮𝘃𝗲 𝗔 𝗤𝘂𝗲𝘀𝘁𝗶𝗼𝗻? 𝗦𝗲𝗻𝗱 𝗠𝗲 𝗔 𝗗𝗠 𝗼𝗻 𝗜𝗻𝘀𝘁𝗮𝗴𝗿𝗮𝗺: https://www.instagram.com/tony_stephan_/

CONNECT WITH ME ON SOCIAL MEDIA

Instagram: https://www.instagram.com/tony_stephan_/

LinkedIN: https://www.linkedin.com/in/tonystephandietitian/

TikTok: https://www.tiktok.com/@tony_stephan?lang=en

Facebook: https://www.facebook.com/tonystephanRD