NZ First has surged in the latest Taxpayer's Union Curia Poll, becoming the third highest ranked party for the first time - it begs the question - will Winston Peters use his improved electoral position to force David Seymour into collapsing the coalition by calling for amendments to the Regulatory Standards Bill? A plan has been put forward to replace income tax with private savings, effectively privatising the welfare system, and the Government plan to attract more international students hasn't exactly found favour with ACT. The reserve Bank has put the OCR on hold - we talk about this and other economic issues with ASB Chief economist Nick Tuffley.