Following what has been the most eagerly awaited budget of recent years, join Transact’s Head of Technical Services, Mark Fenlon, and Technical Counsel, Brian Radbone, as they unpack the key announcements from Chancellor Rachel Reeves’ Autumn Budget on 26 November. From frozen income tax thresholds, changes to pension salary sacrifice and ISA rules, to new property levies, and changes to dividend taxation, we’ll explore what these measures mean for financial advisers and their clients. Expect clear insights, practical implications, and expert commentary to help you navigate the new tax landscape.

Don’t forget to follow us on ⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠ and ⁠⁠⁠⁠X⁠⁠⁠⁠

For more information visit our website at: ⁠⁠⁠⁠ https://www.transact-online.co.uk⁠⁠⁠⁠

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode, Lee Comer, Video Production Manager is joined by David Styles, Head of System and Service Development, and Stu Fleat, Head of Distribution, to share the latest updates from Transact’s November release. Discover how we’re making financial planning easier with new features like online special pension beneficiary nominations, the ability to delete pending transactions, and enhanced transfer reporting. Plus, learn about improvements to drawdown options, upcoming multi-factor authentication for investors, and how we’re automating processes to save time for advisors. Tune in for a quick, practical update on the changes that matter most to you.

Don’t forget to follow us on ⁠⁠⁠LinkedIn⁠⁠⁠ and ⁠⁠⁠X⁠⁠⁠

For more information visit our website at: ⁠⁠⁠ https://www.transact-online.co.uk⁠⁠⁠

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

Join Mark Fenlon, Head of Technical Services at Transact, and Brian Radbone, Technical Counsel, as they dive into the big debate ahead of the Chancellor’s Autumn Budget. From National Insurance changes to potential reforms in ISAs, pensions, and inheritance tax, this episode explores the rumors, the rationale, and what advisers should be watching closely. Will we see alignment of CGT and income tax rates? Could lifetime gifting limits reshape estate planning? And what about the future of salary sacrifice and tax-free cash? Tune in for expert insights and practical considerations before the big day on 26 November. Listen and follow now!

Our post Budget episode will reflect on the actual changes.  

Don’t forget to follow us on ⁠⁠LinkedIn⁠⁠ and ⁠⁠X⁠⁠

For more information visit our website at: ⁠⁠ https://www.transact-online.co.uk⁠⁠

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode, Lee Comer,  Transact Video Production Manager, is joined by David Styles, Head of System and Service Development, and Stu Fleat, Head of Distribution, to explore the latest enhancements to Transact Online. They discuss the foundations of Transact’s in-house development team, who focus solely on Transact’s proprietary technology, and how it enables rapid, adviser-driven innovation. Plus, they share highlights from recent releases - including digitalisation of pension drawdown, bond application automation, and multi-factor authentication.

You’ll also hear how feedback from advisers directly shapes the development roadmap and get a sneak peek at upcoming improvements like trust applications online, bond withdrawals, and faster deposit matching.

Whether you're an existing user or just curious about how Transact is making financial planning easier, this episode is packed with insights.

Don’t forget to follow us on ⁠LinkedIn⁠ and ⁠X⁠

For more information visit our website at: ⁠ https://www.transact-online.co.uk⁠

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode of the Transact Podcast, host Andrew Cullen-Jones is joined by Jane Isaac (Chief of Platform Custody Operations) and Stuart Fleat (Head of Distribution) to explore the role of cash in financial planning. They discuss why cash matters, how it’s managed on platform, and the different options available to advisers —from platform cash accounts and term deposits to money market funds and cash hubs.

The team also touches on interest rates, regulatory scrutiny, FSCS coverage, and operational resilience.

A practical and eye-opening conversation for advisers looking to make the most of cash in client portfolios.

Don’t forget to follow us on LinkedIn and X

For more information visit our website at:  https://www.transact-online.co.uk

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode of the Transact Podcast, Andrew Cullen-Jones is joined by Gill Marples, IntegraLife International CEO, to explore the role of offshore bonds in financial planning. They discuss how the offshore bond market has evolved, the impact of UK tax changes, and why Transact’s integrated approach offers a unique advantage.

Gill also shares insights into the Isle of Man’s position as a centre of excellence, upcoming digital developments, and how offshore bonds are helping advisers navigate inheritance tax and pension reform.

A smart listen for anyone advising on trusts, pensions, andinheritance tax planning.

 Don’t forget to follow us on LinkedIn and X

For more information visit our website at:  https://www.transact-online.co.uk

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode Mark Fenlon and Brian Radbone return to unpack the evolving role of investment bonds in financial planning. From their early days in the 1980s to their modern use in tax-efficient strategies. Mark and Brian explore how bonds have changed, why interest in them is rising, and what makes them such a versatile tool for advisers and clients alike.

They cover key differences between onshore and offshore bonds, explain how life assurance structures affect tax treatment, and discuss the impact of recent changes to Capital Gains Tax and dividend allowances.

A thought-provoking conversation for financial professionals navigating tax planning solutions for their clients.

Don’t forget to follow us on LinkedIn and X

For more information visit our website at:  https://www.transact-online.co.uk

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode of the Transact Podcast, host Andrew Cullen-Jones chats with Damien Francis (Chief Technology Officer) and Eoin D'Arcy (Head of Information Security) about some of the big cyber security challenges facing financial services today. The conversation dives into topics such as ransomware, phishing, and the growing importance of Multi-factor Authentication (MFA). 

They also discuss how firms are approaching cyber resilience and highlight key considerations for managing technology risk in an increasingly interconnected digital environment. 

A useful and engaging conversation for financial professionals navigating digital transformation.

Don’t forget to follow us on LinkedIn and X

For more information visit our website at: https://www.transact-online.co.uk

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, or legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode, Integrations Manager Tom Phillips is joined by Sim Sangha, Co-founder and Business Development Director at moneyinfo, to explore how integrations are reshaping the UK financial advice market. Sim explains the role of APIs in reducing friction across the adviser ecosystem, and how client portals interact with platforms to drive efficiency and generate cost savings.

They discuss the impact of automated account opening, the progress made so far, and what motivates advisers to adopt integrated solutions. Looking ahead, Sim shares what’s next on the development horizon, with a focus on giving advisers greater control and flexibility to operate in ways that suit their business.

A practical and insightful conversation for financial professionals navigating digital transformation.

Don’t forget to follow us on LinkedIn and X

For more information visit our website at:  https://www.transact-online.co.uk

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.

In this episode, Mark Fenlon (Head of Technical Services) and Brian Radbone (Technical Counsel) unpack the impact of recent budget changes on pensions and inheritance tax (IHT). They explore options for wealth transfer, the implications of upcoming IHT reforms, and planning options that advisers can use to support clients.

The discussion also covers the role of trusts, trust registration requirements, investment bonds, and business property relief in managing intergenerational wealth. With strategic insights this episode is essential listening for financial professionals navigating today’s evolving tax landscape.

Don’t forget to follow us on LinkedIn and X

For more information visit our website at:  https://www.transact-online.co.uk

For adviser use only.

This podcast is provided for advisory professionals only. This podcast is for general information purposes only and does not constitute financial, investment, legal, regulatory, tax or any other advice.  All information is based on our understanding and interpretation of applicable law and regulation, which is subject to change. While we strive to ensure accuracy, we make no guarantees regarding the completeness or reliability of the content. The views of third parties are their own.