The True Wealth Show

By Mike PotterBusiness Investing

The True Wealth Show episodes

July 22, 2025 5 Costly Investment Mistakes Pre-Retirees Must Avoid
As retirement approaches, the financial decisions you make now matter more than ever. In this episode, Mike Potter, CFP®, MBA, breaks down five of the most common—and costly—investment mistakes made by pre-retirees. From holding too much cash to poor tax diversification, each mistake could quietly erode your long-term financial security.
You’ll learn:
✅ Why too much “safety” can be dangerous
✅ The hidden risk of concentrated positions
✅ How to create flexibility with tax-diverse accounts
✅ The importance of planning for longevity
✅ Why market timing near retirement can backfire
Whether you’re 5 or 10 years out, this episode will help you finish well and retire with confidence
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Check out the Resources to Plan Your Christian Retirement:
https://www.PlanYourChristianRetirement.com
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Who am I ?
Mike Potter is a Christian Financial Advisor, who specializes in Retirement Planning for 50+ year old Christians. Mike is a CERTIFIED FINANCIAL PLANNER® profession and owner of True Wealth Financial.
Mike has a standing policy that he’ll give anyone 30 minutes of his time, for no cost and with no obligation. If you have any questions, please feel free to schedule a conversation at the link below.
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Email Mike: [email protected]
Work with Mike: https://www.truewealthfg.com
13 min
July 15, 2025 The Retirement Blind Spot: Over-Reliance on a 401(k)
While a 401(k) is a great retirement investment vehicle, it also has some downsides. In this episode, I share 7 limitations to only investing in your 401(k).
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Check out the Resources to Plan Your Christian Retirement:
https://www.PlanYourChristianRetirement.com
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Who am I ?
Mike Potter is a Christian Financial Advisor, who specializes in Retirement Planning for 50+ year old Christians. Mike is a CERTIFIED FINANCIAL PLANNER® profession and owner of True Wealth Financial.
Mike has a standing policy that he’ll give anyone 30 minutes of his time, for no cost and with no obligation. If you have any questions, please feel free to schedule a conversation at the link below.
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Email Mike: [email protected]
Work with Mike: https://www.truewealthfg.com
14 min
July 08, 2025 Understanding Investment Returns and Risks in Retirement
Investing is the 2nd Pillar in the True Wealth Total Retirement System. But investing is not only about return, but also risk.

In this episode, I share some of the risks involved, do a deep dive on market risk, and explain how this impacts one's retirement.
https://www.portfoliovisualizer.com/backtest-portfolio
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Check out the Resources to Plan Your Christian Retirement:
https://www.PlanYourChristianRetirement.com
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Who am I ?
Mike Potter is a Christian Financial Advisor, who specializes in Retirement Planning for 50+ year old Christians. Mike is a CERTIFIED FINANCIAL PLANNER® profession and owner of True Wealth Financial.
Mike has a standing policy that he’ll give anyone 30 minutes of his time, for no cost and with no obligation. If you have any questions, please feel free to schedule a conversation at the link below.
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Email Mike: [email protected]
Work with Mike: https://www.truewealthfg.com
26 min
July 01, 2025 Investing Before and After the Paychecks Stop
Investing is the 2nd Pillar in the True Wealth Total Retirement System. But investing changes, as one approaches retirement.

In this episode I share the two stages of investing, the dependencies between the two, and the different aspects or details of both phases.

We also have a retirement litmus test Use Case of Tom and Kay from Idaho.
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Check out the Resources to Plan Your Christian Retirement:
https://www.PlanYourChristianRetirement.com
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Who am I ?
Mike Potter is a Christian Financial Advisor, who specializes in Retirement Planning for 50+ year old Christians. Mike is a CERTIFIED FINANCIAL PLANNER® profession and owner of True Wealth Financial.
Mike has a standing policy that he’ll give anyone 30 minutes of his time, for no cost and with no obligation. If you have any questions, please feel free to schedule a conversation at the link below.
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32 min
June 24, 2025 Can Rachel Retire at 67 with $250k?
Rachel wants to retire in two years at age 67 and she currently has $250k saved for retirement.
In this episode, I explore Rachel's use case to see if he has a feasible plan and 3 ways where we can possible improve it.
Check out the Resources to Plan Your Christian Retirement:
https://www.PlanYourChristianRetirement.com
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Who am I ?
Mike Potter is a Christian Financial Advisor, who specializes in Retirement Planning for 50+ year old Christians. Mike is a CERTIFIED FINANCIAL PLANNER® profession and owner of True Wealth Financial
Mike has a standing policy that he’ll give anyone 30 minutes of his time, for no cost and with no obligation. If you have any questions, please feel free to schedule a conversation at the link below.
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Email Mike: [email protected]
Work with Mike: https://www.truewealthfg.com
19 min
June 17, 2025 Enhanced "Tax" Deductions for Seniors
The One Big Beautiful Bill is making it's way through Congress.
In this episode, I detail 15 tax advantages for seniors found in the proposed legislation, that can help reduce your future retirement tax bill.

Who am I ?
Mike Potter is a Christian Financial Advisor, who specializes in Retirement Planning for 50+ year old Christians. Mike is a CERTIFIED FINANCIAL PLANNER® profession and owner of True Wealth Financial.
Mike has a standing policy that he’ll give anyone 30 minutes of his time, for no cost and with no obligation. If you have any questions, please feel free to schedule a conversation.
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Email Mike: [email protected]
Work with Mike: https://www.truewealthfg.com
18 min
June 10, 2025 Social Security Projected Benefits Cuts due to Insolvency In 2033
The 2024 Social Security (OASI) Trustee Report again highlighted that under the current assumptions, the trust fund will be depleted in 2033.
With Social Security Benefits is 1 of the 4 potential sources of retirement income, it could have a plan.
In this episode, I detail what the administration is say, what it means, what you can do about it, and what I think will happen.
Who am I ?
Mike Potter is a Christian Financial Advisor, who specializes in Retirement Planning for 50+ year old Christians. Mike is a CERTIFIED FINANCIAL PLANNER® profession and owner of True Wealth Financial.
Mike has a standing policy that he’ll give anyone 30 minutes of his time, for no cost and with no obligation. If you have any questions, please feel free to schedule a conversation.
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Email Mike: [email protected]
Work with Mike: https://www.truewealthfg.com
20 min
June 03, 2025 The Big "GOTCHA" when Starting Social Security - Earnings Limits (with examples)
Social Security Benefits is 1 of the 4 potential sources of retirement income, but there are also earning limits that may be in play as well.

In this episode, I explain how SSA earning tests work (with examples), how to handle them in practice, and a special rule that might be available to help avoid the reduction of benefits.

Who am I ?
Mike Potter is a Christian Financial Advisor, who specializes in Retirement Planning for 50+ year old Christians. Mike is a CERTIFIED FINANCIAL PLANNER® profession and owner of True Wealth Financial.
Mike has a standing policy that he’ll give anyone 30 minutes of his time, for no cost and with no obligation. If you have any questions, please feel free to schedule a conversation.
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Email Mike: [email protected]
Work with Mike: https://www.truewealthfg.com
24 min
May 27, 2025 How Social Security is Taxed (and means to reduce it)
Social Security Benefits is one of the 4 potential source of retirement income, but it's still taxed.

In this episode, I explain how it's taxed, give you some examples, and list 6 potential means to reduce the it.

Who am I ?
Mike Potter is a Christian Financial Advisor, who specializes in Retirement Planning for 50+ year old Christians. Mike is a CERTIFIED FINANCIAL PLANNER® profession and owner of True Wealth Financial.
Mike has a standing policy that he’ll give anyone 30 minutes of his time, for no cost and with no obligation. If you have any questions, please feel free to schedule a conversation.
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Email Mike: [email protected]
Work with Mike: https://www.truewealthfg.com
21 min
May 20, 2025 Social Security Survivor Benefits Explanation (including examples)
The loss of a spouse is hard enough. Sadly, their loss also adds a financial loss or impact as well.
Social Security Benefits help fill some of that financial loss.
In this episode, I explain how SURVIVOR benefits work, to include eligibility requirements, amounts of benefits, and show a couple of examples.
Who am I ?
Mike Potter is a Christian Financial Advisor, who specializes in Retirement Planning for 50+ year old Christians. Mike is a CERTIFIED FINANCIAL PLANNER® profession and owner of True Wealth Financial.
Mike has a standing policy that he’ll give anyone 30 minutes of his time, for no cost and with no obligation. If you have any questions, please feel free to schedule a conversation.
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Email Mike: [email protected]
Work with Mike: https://www.truewealthfg.com
17 min

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